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| Provider | Service type | Compensation |
|---|---|---|
R M DAVIS INC6+ years Filed as: RM DAVIS INC Service code 26 · EIN 01-0356657 | Advisory (Participants) | $43,782 |
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $41,351 |
Service code 26 · EIN 26-1697934 | Advisory (Participants) | $26,332 |
Filed as: FL PUTNAM INVESTMENT MANAGEMENT Service code 26 · EIN 01-0403396 | Advisory (Participants) | $20,398 |
BAKER NEWMAN NOYES6+ years Filed as: BAKER NEWMAN AND NOYES LLC Service code 10 · EIN 01-0494526 | Accounting | $12,300 |
Service code 28 · EIN 20-4751585 | Investment Management | $10,118 |
Service code 28 · EIN 01-0471500 | Investment Management | $8,002 |
H. M. PAYSON & CO.1 year Service code 26 · EIN 01-0420707 | Advisory (Participants) | $7,314 |
Service code 28 · EIN 36-4001764 | Investment Management | $6,290 |
CHARLES SCHWAB & CO., INC.6+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Other investmen... | $1,320 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,747 | $99,957+356.9% | $149,745+205.0% | $73,497+521.5% |
| Participation rate | 97.8% | 75.7%+22.1pp | 82.5%+15.3pp | 70.7%+27.1pp |
| Annual return | 16.94% | 53.87%-36.9pp | 276.72%-259.8pp | 28.51%-11.6pp |
| Employer contribution / active EE | $14,904 | $3,191+367.0% | $4,646+220.8% | $2,270+556.5% |
| Participant deferral / active EE | $12,265 | $6,073+102.0% | $6,843+79.2% | $3,740+228.0% |
| Admin fee / account holder | $759 | $551+37.8% | $9,312-91.9% | $513+47.9% |