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COBORN'S INCORPORATED

EIN 41-0824910-supermarkets-Latest filing 2025
Plans
8
Retirement
2
$202.3M assets
Welfare
6
$3.7M premiums
Participants
27,385
1921 COBORN BLVD, PO BOX 6146 - ST. CLOUD, MN 56302320-252-4222cobornsinc.comLinkedIn5001-10000 employeessupermarkets
Plans on this EIN
8 filings
#001401k-$162.1M - 8,363 part#002ESOP-$40.2M - 4,516 part#507Fully Insured-$1.5M - 2,913 lives#506Fully Insured-$1.1M - 2,929 lives#501Fully Insured-$935K - 1,826 lives#526Fully Insured-$205K - 2,110 lives#509Self Funded-0 lives#525Self Funded-0 lives

Retirement portfolio analytics

2 plans aggregated / $202.3M assets / 12,879 participants

Assets by plan

Share of aggregate retirement assets

80%top
  • PROFIT SHARING 401(K) (#001)80%
  • EMPLOYEE STOCK OWNERSHIP (#002)20%
Total $202.3MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
80%top
  • GREAT-WEST LIFE & ANNUITY INSURANCE80%
  • (Not disclosed)20%
Total $202.3MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • PROFIT SHARING 401(K) (#001)8,363
  • EMPLOYEE STOCK OWNERSHIP (#002)4,516
Total 12,879Click row to drill in

Benefits portfolio analytics

6 plans / $3.7M premiums / 9,778 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Short-term disability$1.4M
  • Life$1.1M
  • Other$966K
  • Health$935K
  • Long-term disability$484K
  • Vision$205K
Total $3.7M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
57%top
  • THE LINCOLN NATIONAL LIFE INSURANCE COMPANY57%
  • HARTFORD LIFE AND ACCIDENT26%
  • UNUM LIFE INSURANCE COMPANY OF AMERICA12%
  • VISION SERVICE PLAN6%
Total $3.7M4 slices

Broker market share

Schedule A broker compensation

Split broker
32%top
  • BCINSOURCING, LLC32%
  • LOCKTON COMPANIES, LLC28%
  • MARSH & MCLENNAN AGENCY LLC17%
  • TOPBENEFITS LLC11%
  • AMERICAN BNFT & COMP SYSTEMS11%
  • +1 more
Total $556K6 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

COBORN'S INCORPORATED EMPLOYEES PROFIT SHARING 401(K) PLAN

401k

Assets$162.1M
Participants8,363
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

COBORNS INCORPORATED EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$40.2M
Participants4,516
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#507

COBORN'S INCORPORATED DISABILITY PLAN

Fully Insured - LINCOLN NATIONAL LIFE INSURANCE COMPANY

Premiums$1.5M
Covered lives2,913
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#506

COBORN'S INCORPORATED LIFE & AD&D PLAN

Fully Insured - LINCOLN NATIONAL LIFE INSURANCE COMPANY

Premiums$1.1M
Covered lives2,929
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

COBORN'S INCORPORATED HEALTH AND WELFARE PLAN

Fully Insured - HARTFORD LIFE AND ACCIDENT

Premiums$935K
Covered lives1,826
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#526

COBORN'S INC GROUP VISION CARE PLAN

Fully Insured - VISION SERVICE PLAN

Premiums$205K
Covered lives2,110
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#509

COBORN'S INCORPORATED DENTAL PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#525

COBORN'S INC FLEXIBLE BENEFIT PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001COBORN'S INCORPORATED EMPLOYEES PROFIT SHARING 401(K) PLAN401k$162.1M8,3632024
002COBORNS INCORPORATED EMPLOYEE STOCK OWNERSHIP PLANESOP$40.2M4,5162024

Welfare plans6

Plan #NameFundingCarrierPremiumsCoveredLatest year
507COBORN'S INCORPORATED DISABILITY PLANFully InsuredLINCOLN NATIONAL LIFE INSURANCE COMPANY$1.5M2,9132025
506COBORN'S INCORPORATED LIFE & AD&D PLANFully InsuredLINCOLN NATIONAL LIFE INSURANCE COMPANY$1.1M2,9292025
501COBORN'S INCORPORATED HEALTH AND WELFARE PLANFully InsuredHARTFORD LIFE AND ACCIDENT$935K1,8262025
526COBORN'S INC GROUP VISION CARE PLANFully InsuredVISION SERVICE PLAN$205K2,1102025
509COBORN'S INCORPORATED DENTAL PLANSelf Funded-$002025
525COBORN'S INC FLEXIBLE BENEFIT PLANSelf Funded-$002025
Retirement plans
Welfare plans
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