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Sponsor portfolioWelfare / HealthEIN 41-0824910
COBORN'S INCORPORATED
1921 COBORN BLVD · ST. CLOUD, MN 56302
3202524222
- Plans filed
- 8
- Years active
- 2015–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$3.7M
No prior year
Persons covered
9,778
No prior year
Total participants
14,506
No prior year
Plans filed
8
No prior year
Plans under this sponsor
8 plans
Plan #507$1.5M
COBORN'S INCORPORATED DISABILITY PLAN
Fully insured2,913 covered·1 carrier
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #506$1.1M
COBORN'S INCORPORATED LIFE & AD&D PLAN
Fully insured2,929 covered·3 carriers
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$935K
COBORN'S INCORPORATED HEALTH AND WELFARE PLAN
Fully insured1,826 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #508$533K
COBORN'S INCORPORATED SHORT-TERM DISABILITY PLAN
Fully insured2,417 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #526$205K
COBORN'S INC GROUP VISION CARE PLAN
Fully insured2,110 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #509$0
COBORN'S INCORPORATED DENTAL PLAN
Self-funded0 covered·0 carriers
Plan #525$0
COBORN'S INC FLEXIBLE BENEFIT PLAN
Self-funded0 covered·0 carriers
Plan #510$0
COBORN'S INCORPORATED EAP PLAN
Unknown0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Short-term disability | $1.4M | 28.0% | |
| Life | $1.1M | 21.1% | |
| Other | $966K | 19.0% | |
| Health | $935K | 18.4% | |
| Long-term disability | $484K | 9.5% | |
| Vision | $205K | 4.0% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 350472300 | LSTDLTD | $2.1M | 56.7% | 2 | 3 | 5,842 |
EIN 060838648 | HLOth | $966K | 26.2% | 2 | 2 | 2,039 |
EIN 620331200 | LSTD | $427K | 11.6% | 1 | 1 | 1,860 |
EIN 061227840 | V | $205K | 5.6% | 1 | 1 | 2,110 |
Broker overview
6 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BCINSOURCING, LLC | OVERLAND, KS | HARTFORD LIFE AND ACCIDENT, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $133K | $47K | $180K | 32.4% | 2 |
| LOCKTON COMPANIES, LLC | KANSAS CITY, MO | HARTFORD LIFE AND ACCIDENT, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $133K | $21K | $154K | 27.6% | 2 |
| MARSH & MCLENNAN AGENCY LLC | MINNEAPOLIS, MN | VISION SERVICE PLAN, LINCOLN NATIONAL LIFE INSURANCE COMPANY | $88K | $5K | $93K | 16.7% | 3 |
| TOPBENEFITS LLC | QUINCY, MA | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $63K | $0 | $63K | 11.3% | 2 |
| AMERICAN BNFT & COMP SYSTEMS | NEW YORK, NY | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $63K | $63K | 11.3% | 2 |
| AON CONSULTING INC | CHICAGO, IL | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 0.7% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan