Assets by plan
Share of aggregate retirement assets
Filings through .
Top hat
Financial Institutions, Inc.
EIN 16-0816610Finance and InsuranceLatest filing 2025
Plans
3
Retirement
2
$148.4M assets
Health & Benefits
1
$378K premiums
Participants
2,666
220 LIBERTY STREET - WARSAW, NY 14569585-786-1100
Plans on this EIN
3 filingsHealth & Benefits portfolio - carriers, brokers and premium across this company's health and benefits plan.
Retirement portfolio analytics
2 plans aggregated / $148.4M assets / 2,024 participants
Recordkeeper share
DC plan assets by Schedule C recordkeeper
- THE VANGUARD GROUP, INC.$80.7M
- (Not disclosed)$67.7M
Participants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $378K premiums / 622 covered lives
Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Other$326K
- Life$301K
- Long-term disability$301K
- Vision$53K
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Plan summaries
Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.
Retirement#002
FINANCIAL INSTITUTIONS, INC. 401(K) PLAN
401(k)
Assets$80.7M
Participants861
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#001
FINANCIAL INSTITUTIONS, INC. PENSION PLAN AS A MEMBER OF THE NEW YORK STATE BANKERS RETIREMENT SYSTEM
Cash balance
Assets$67.7M
Participants1,163
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#504
FINANCIAL INSTITUTIONS INC. HEALTH AND WELFARE BENEFIT PLAN
Mixed - SUN LIFE AND HEALTH INSURANCE COMPANY
Premiums$378K
Covered lives622
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Retirement plans
2 plans on this EIN
| Plan | Name | Type | Assets | Participants | Latest year |
|---|---|---|---|---|---|
| #002 | FINANCIAL INSTITUTIONS, INC. 401(K) PLAN | 401(k) | $80.7M | 861 | 2025 |
| #001 | FINANCIAL INSTITUTIONS, INC. PENSION PLAN AS A MEMBER OF THE NEW YORK STATE BANKERS RETIREMENT SYSTEM | Cash balance | $67.7M | 1,163 | 2025 |
- #002 · 401(k) · 2025861
- #001 · Cash balance · 20251,163
Health & Benefits plans
1 plan on this EIN
| Plan | Name | Funding | Carrier | Premiums | Covered | Latest year |
|---|---|---|---|---|---|---|
| #504 | FINANCIAL INSTITUTIONS INC. HEALTH AND WELFARE BENEFIT PLAN | Mixed | SUN LIFE AND HEALTH INSURANCE COMPANY | $378K | 622 | 2025 |
- #504 · Mixed · SUN LIFE AND HEALTH INSURANCE COMPANY · 2025622
Retirement plans
Health & Benefits plans