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Sponsor portfolioWelfare / HealthEIN 16-0816610
FINANCIAL INSTITUTIONS, INC.
55 NORTH MAIN STREET · WARSAW, NY 14569
5857861100
- Plans filed
- 4
- Years active
- 2015–2024
- Industry
- NAICS 52
- Latest filing
- 2024
Total premiums (latest)
$330K
No prior year
Persons covered
585
No prior year
Total participants
587
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #503$824K
FINANCIAL INSTITUTIONS INC. , HEALTH AND WELFARE BENEFIT PLAN
Mixed637 covered·3 carriers
Primary: SUN LIFE AND HEALTH INSURANCE COMPANY
Plan #502$476K
FINANCIAL INSTITUTIONS, INC GROUP LIFE AND LONG TERM DISABILITY PLAN
Fully insured634 covered·1 carrier
Primary: SUN LIFE HEALTH INSURANCE COMPANY
Plan #504$330K
FINANCIAL INSTITUTIONS INC. HEALTH AND WELFARE BENEFIT PLAN
Mixed585 covered·2 carriers
Primary: SUN LIFE AND HEALTH INSURANCE COMPANY
Plan #740$66K
FINANCIAL INSTITUTIONS INC SELF INSURED MEDICAL AND DENTAL PLAN
Mixed370 covered·2 carriers
Primary: GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $285K | 31.7% | |
| Long-term disability | $285K | 31.7% | |
| Other | $285K | 31.7% | |
| Vision | $44K | 4.9% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 060893662 | LLTDOth | $285K | 86.6% | 1 | 1 | 585 |
EIN 135123390 | V | $44K | 13.4% | 1 | 1 | 329 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC | NORWOOD, MA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, SUN LIFE AND HEALTH INSURANCE COMPANY | $15K | $57 | $15K | 86.1% | 1 |
| CONSILIARIUM GROUP LLC | PITTSFORD, NY | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 13.9% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan