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Sponsor portfolioTH

THE PEOPLE'S CREDIT UNION

EIN 05-0198580-banking-Latest filing 2025
Plans
3
Retirement
2
$32.1M assets
Welfare
1
$1.3M premiums
Participants
417
858 W MAIN RD - MIDDLETOWN, RI 02842401-846-8930peoplescu.comLinkedIn51-200 employeesbanking
Plans on this EIN
3 filings
#002401k-$16.3M - 166 part#001TraditionalDB-$15.8M - 130 part#501Fully Insured-$1.3M - 193 lives

Retirement portfolio analytics

2 plans aggregated / $32.1M assets / 296 participants

Assets by plan

Share of aggregate retirement assets

51%top
  • PLAN AND TRUST (#002)51%
  • PLAN AND TRUST (#001)49%
Total $32.1MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
51%top
  • MORGAN STANLEY SMITH BARNEY51%
  • (Not disclosed)49%
Total $32.1MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • PLAN AND TRUST (#002)166
  • PLAN AND TRUST (#001)130
Total 296Click row to drill in

Benefits portfolio analytics

1 plan / $1.3M premiums / 193 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.2M
  • Dental$1.2M
  • Prescription drug$1.2M
  • Other$61K
  • Life$56K
  • Long-term disability$56K
  • +1 more
Total $1.3M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
94%top
  • BLUE CROSS OF CALIFORNIA94%
  • LIFE INSURANCE COMPANY OF NORTH AMERICA4%
  • VISION SERVICE PLAN1%
  • UNUM LIFE INSURANCE COMPANY OF AMERICA0%
Total $1.3M4 slices

Broker market share

Schedule A broker compensation

Split broker
100%top
  • USI INSURANCE SERVICES LLC100%
  • ENROLLMENT SOLUTIONS LTD0%
  • FLEURY ENTERPRISES INC0%
Total $27K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

PEOPLE'S CREDIT UNION 401(K) PLAN AND TRUST

401k

Assets$16.3M
Participants166
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

THE PEOPLE'S CREDIT UNION DEFINED BENEFIT PLAN AND TRUST

TraditionalDB

Assets$15.8M
Participants130
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

PEOPLE'S CREDIT UNION HEALTH AND WELFARE BENEFITS PLAN

Fully Insured - BLUE CROSS BLUE SHIELD OF RHODE ISLAND

Premiums$1.3M
Covered lives193
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002PEOPLE'S CREDIT UNION 401(K) PLAN AND TRUST401k$16.3M1662025
001THE PEOPLE'S CREDIT UNION DEFINED BENEFIT PLAN AND TRUSTTraditionalDB$15.8M1302025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501PEOPLE'S CREDIT UNION HEALTH AND WELFARE BENEFITS PLANFully InsuredBLUE CROSS BLUE SHIELD OF RHODE ISLAND$1.3M1932024
Retirement plans
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