Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
BERKSHIRE BANK
EIN 04-3312097bankingLatest filing 2025
Plans
4
Retirement
2
$188.2M assets
Welfare
2
$843K premiums
Participants
3,732
99 NORTH STREET - PITTSFIELD, MA 012010000413-236-3151berkshirebank.comLinkedIn1001-5000 employeesbanking
Retirement portfolio analytics
2 plans aggregated / $188.2M assets / 1,719 participantsRecordkeeper share
DC plan assets by Schedule C recordkeeper
97%top
- THE VANGUARD GROUP, INC.97%
- (Not disclosed)3%
Participants by plan
Active + retired + deferred vested
Benefits portfolio analytics
2 plans / $843K premiums / 1,148 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Life$497K
- Other$497K
- Long-term disability$167K
- Vision$140K
Carrier market share
Premium dollars by Schedule A carrier
83%top
- STANDARD INSURANCE COMPANY83%
- VISION SERVICE PLAN17%
Broker market share
Schedule A broker compensation
0%top
- DIGITAL INSURANCE LLC0%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
BERKSHIRE BANK 401(K) PLAN
401k
Assets$182.7M
Participants1,672
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#008
RETIREMENT PLAN OF ROME SAVINGS BANK
TraditionalDB
Assets$5.4M
Participants47
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#506
BERKSHIRE BANK HEALTH AND WELFARE PLAN
Fully Insured - STANDARD INSURANCE COMPANY
Premiums$843K
Covered lives1,148
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504
BERKSHIRE BANK FLEXIBLE BENEFITS PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | BERKSHIRE BANK 401(K) PLAN | 401k | $182.7M | 1,672 | 2024 | |
| 008 | RETIREMENT PLAN OF ROME SAVINGS BANK | TraditionalDB | $5.4M | 47 | 2025 |
Welfare plans2
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 506 | BERKSHIRE BANK HEALTH AND WELFARE PLAN | Fully Insured | STANDARD INSURANCE COMPANY | $843K | 1,148 | 2025 | |
| 504 | BERKSHIRE BANK FLEXIBLE BENEFITS PLAN | Self Funded | - | $0 | 0 | 2025 |
Retirement plans
Welfare plans