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  2. Berkshire Bank
  • Retirement analytics
  • Benefits analytics
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  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

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Berkshire Bank

EIN 04-3312097-banking-Latest filing 2025
Plans
4
Retirement
2
$188.2M assets
Health & Benefits
2
$843K premiums
Participants
3,732
99 NORTH STREET - PITTSFIELD, MA 012010000413-236-3151berkshirebank.comLinkedIn1001-5000 employeesbanking
Plans on this EIN
4 filings
#002401(k)-$182.7M - 1,672 part#008Traditional DB-$5.4M - 47 part#506Fully insured-$843K - 1,148 lives#504Self-funded-0 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's 2 health and benefits plans.

Retirement portfolio analytics

2 plans aggregated / $188.2M assets / 1,719 participants

Assets by plan

Share of aggregate retirement assets

  • BERKSHIRE BANK 401(K) (#002)$182.7M
  • ROME SAVINGS BANK (#008)$5.4M
Total $188.2MSelect a row to open it

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
  • THE VANGUARD GROUP, INC.$182.7M
  • (Not disclosed)$5.4M
Total $188.2MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • BERKSHIRE BANK 401(K) (#002)1,672
  • ROME SAVINGS BANK (#008)47
Total 1,719Select a row to open it

Benefits portfolio analytics

2 plans / $843K premiums / 1,148 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$497K
  • Other$497K
  • Long-term disability$167K
  • Vision$140K
Total $843K4 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#002

BERKSHIRE BANK 401(K) PLAN

401(k)

Assets$182.7M
Participants1,672
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#008

RETIREMENT PLAN OF ROME SAVINGS BANK

Traditional DB

Assets$5.4M
Participants47
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#506

BERKSHIRE BANK HEALTH AND WELFARE PLAN

Fully insured - STANDARD INSURANCE COMPANY

Premiums$843K
Covered lives1,148
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#504

BERKSHIRE BANK FLEXIBLE BENEFITS PLAN

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#002BERKSHIRE BANK 401(K) PLAN401(k)$182.7M1,6722024
#008RETIREMENT PLAN OF ROME SAVINGS BANKTraditional DB$5.4M472025
  • BERKSHIRE BANK 401(K) PLAN$182.7M
    #002 · 401(k) · 20241,672
  • RETIREMENT PLAN OF ROME SAVINGS BANK$5.4M
    #008 · Traditional DB · 202547

Health & Benefits plans

2 plans on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#506BERKSHIRE BANK HEALTH AND WELFARE PLANFully insuredSTANDARD INSURANCE COMPANY$843K1,1482025
#504BERKSHIRE BANK FLEXIBLE BENEFITS PLANSelf-funded-$002025
  • BERKSHIRE BANK HEALTH AND WELFARE PLAN$843K
    #506 · Fully insured · STANDARD INSURANCE COMPANY · 20251,148
  • BERKSHIRE BANK FLEXIBLE BENEFITS PLAN$0
    #504 · Self-funded · 20250
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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