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Sponsor portfolioWelfare / HealthEIN 04-3312097

BERKSHIRE BANK

99 NORTH STREET · PITTSFIELD, MA 01202
4134435601
Plans filed
6
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$843K
No prior year
Persons covered
1,148
No prior year
Total participants
2,013
No prior year
Plans filed
6
No prior year

Plans under this sponsor

6 plans
Plan #503$11.8M
BERKSHIRE BANK MEDICAL PLAN
Fully insured1,361 covered·2 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
Plan #502$954K
BERKSHIRE BANK DENTAL PLAN
Fully insured2,219 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
Plan #506$843K
BERKSHIRE BANK HEALTH AND WELFARE PLAN
Fully insured1,148 covered·2 carriers
Primary: STANDARD INSURANCE COMPANY
Plan #501$463K
BERKSHIRE BANK LIFE AND DISABILITY PLAN
Mixed2,237 covered·1 carrier
Primary: AETNA LIFE INSURANCE COMPANY
Plan #505$128K
BERKSHIRE BANK VISION PLAN
Fully insured678 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #504$0
BERKSHIRE BANK FLEXIBLE BENEFITS PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Life$497K38.2%
Other$497K38.2%
Long-term disability$167K12.9%
Vision$140K10.8%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
STANDARD INSURANCE COMPANY
EIN 930242990
LLTDOth
$702K83.4%131,148
VISION SERVICE PLAN
EIN 061227840
V
$140K16.6%11682

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DIGITAL INSURANCE LLCATLANTA, GAVISION SERVICE PLAN-$4$0-$40.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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