Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
MASSACHUSETTS INSTITUTE OF TECHNOLOGY
EIN 04-2103594higher educationLatest filing 2025
Plans
7
Retirement
2
$14.76B assets
Welfare
5
$9.7M premiums
Participants
107,677
77 MASSACHUSETTS AVENUE NE49 3142 - CAMBRIDGE, MA 02139617-253-2734designx.mit.eduLinkedIn5001-10000 employeeshigher education
Retirement portfolio analytics
2 plans aggregated / $14.76B assets / 57,724 participantsRecordkeeper share
DC plan assets by Schedule C recordkeeper
60%top
- (Not disclosed)60%
- HEDGESERV CAYMAN LTD40%
Participants by plan
Active + retired + deferred vested
Benefits portfolio analytics
5 plans / $9.7M premiums / 35,783 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Life$5.2M
- Other$4.7M
- Dental$2.7M
- Vision$1.8M
- Health$1.3M
- Prescription drug$822K
Carrier market share
Premium dollars by Schedule A carrier
54%top
- METROPOLITAN LIFE INSURANCE COMPANY54%
- DELTA DENTAL OF CALIFORNIA20%
- FIDELITY SECURITY LIFE INSURANCE COMPANY10%
- CIGNA HEALTH AND LIFE INSURANCE COMPANY9%
- TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.5%
- +3 more
Broker market share
Schedule A broker compensation
95%top
- WILLIS TOWERS WATSON US LLC95%
- RSC INSURANCE BROKERAGE INC5%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#005
MASSACHUSETTS INSTITUTE OF TECHNOLOGY SUPPLEMENTAL 401(K) PLAN
401k
Assets$8.87B
Participants27,513
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
MASSACHUSETTS INSTITUTE OF TECHNOLOGY BASIC RETIREMENT PLAN
CashBalance
Assets$5.89B
Participants30,211
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#505
HEALTH AND WELFARE PLAN FOR EMPLOYEES OF MIT
Fully Insured - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$6.5M
Covered lives18,244
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#527
MIT RETIREE DENTAL
Fully Insured - DELTA DENTAL OF MASSACHUSETTS
Premiums$1.9M
Covered lives2,267
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#507
MASSACHUSETTS INSTITUTE OF TECHNOLOGY RETIREE WELFARE BENEFIT PLAN
Mixed - TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC.
Premiums$1.2M
Covered lives1,187
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
TRAVEL ACCIDENT PLAN FOR MIT EMPLOYEES
Fully Insured - FEDERAL INSURANCE COMPANY
Premiums$31K
Covered lives14,085
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#512
MASSACHUSETTS INSTITUTE OF TECHNOLOGY LONG TERM DISABILITY
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 005 | MASSACHUSETTS INSTITUTE OF TECHNOLOGY SUPPLEMENTAL 401(K) PLAN | 401k | $8.87B | 27,513 | 2025 | |
| 002 | MASSACHUSETTS INSTITUTE OF TECHNOLOGY BASIC RETIREMENT PLAN | CashBalance | $5.89B | 30,211 | 2024 |
Welfare plans5
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 505 | HEALTH AND WELFARE PLAN FOR EMPLOYEES OF MIT | Fully Insured | METROPOLITAN LIFE INSURANCE COMPANY | $6.5M | 18,244 | 2025 | |
| 527 | MIT RETIREE DENTAL | Fully Insured | DELTA DENTAL OF MASSACHUSETTS | $1.9M | 2,267 | 2025 | |
| 507 | MASSACHUSETTS INSTITUTE OF TECHNOLOGY RETIREE WELFARE BENEFIT PLAN | Mixed | TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC. | $1.2M | 1,187 | 2025 | |
| 502 | TRAVEL ACCIDENT PLAN FOR MIT EMPLOYEES | Fully Insured | FEDERAL INSURANCE COMPANY | $31K | 14,085 | 2025 | |
| 512 | MASSACHUSETTS INSTITUTE OF TECHNOLOGY LONG TERM DISABILITY | Self Funded | - | $0 | 0 | 2025 |
Retirement plans
Welfare plans