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Sponsor portfolioWelfare / HealthEIN 04-2103594
MASSACHUSETTS INSTITUTE OF TECHNOLOGY
77 MASSACHUSETTS AVENUE · CAMBRIDGE, MA 02139
6172532734
- Plans filed
- 13
- Years active
- 2015–2025
- Industry
- NAICS 61
- Latest filing
- 2025
Total premiums (latest)
$9.7M
No prior year
Persons covered
35,783
No prior year
Total participants
49,953
No prior year
Plans filed
13
No prior year
Plans under this sponsor
13 plans
Plan #505$6.5M
HEALTH AND WELFARE PLAN FOR EMPLOYEES OF MIT
Fully insured18,244 covered·4 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #501$4.0M
MIT GROUP LIFE INSURANCE PLAN
Fully insured18,254 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #525$2.4M
MIT LONG TERM CARE
Fully insured772 covered·2 carriers
Primary: JOHN HANCOCK LIFE INSURANCE COMPANY
Plan #527$1.9M
MIT RETIREE DENTAL
Fully insured2,267 covered·1 carrier
Primary: DELTA DENTAL OF MASSACHUSETTS
Plan #507$1.2M
MASSACHUSETTS INSTITUTE OF TECHNOLOGY RETIREE WELFARE BENEFIT PLAN
Mixed1,187 covered·3 carriers
Primary: TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC.
Plan #526$823K
MIT VISION CARE PLAN
Fully insured12,642 covered·1 carrier
Primary: COMBINED INSURANCE COMPANY OF AMERICA
Plan #502$31K
TRAVEL ACCIDENT PLAN FOR MIT EMPLOYEES
Fully insured14,085 covered·1 carrier
Primary: FEDERAL INSURANCE COMPANY
Plan #512$0
MASSACHUSETTS INSTITUTE OF TECHNOLOGY LONG TERM DISABILITY
Self-funded0 covered·0 carriers
Plan #515$0
FLEXIBLE REIMBURSEMENT ACCOUNT PLAN MEDICAL, DENTAL
Unknown0 covered·0 carriers
Plan #524$0
MIT DENTAL
Self-funded0 covered·0 carriers
Plan #508$0
EXTENDED ILLNESS PLAN FOR SERVICE STAFF OF MIT
Self-funded0 covered·0 carriers
Plan #509$0
EXTENDED ILLNESS PLAN FOR SUPPORT STAFF
Self-funded0 covered·0 carriers
Plan #002$0
MIT BASIC RETIREMENT PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $5.2M | 31.3% | |
| Other | $4.7M | 28.6% | |
| Dental | $2.7M | 16.3% | |
| Vision | $1.8M | 10.8% | |
| Health | $1.3M | 8.1% | |
| Prescription drug | $822K | 4.9% |
Carrier overview
8 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135581829 | LOth | $5.2M | 53.7% | 2 | 2 | 19,431 |
EIN 046143185 | D | $1.9M | 19.6% | 1 | 1 | 2,267 |
EIN 430949844 | V | $966K | 10.0% | 1 | 2 | 15,928 |
EIN 591031071 | HRxDV | $822K | 8.5% | 1 | 1 | 157 |
EIN 042674079 | H | $518K | 5.4% | 1 | 1 | 245 |
EIN 041045815 | $221K | 2.3% | 1 | 1 | 103 | |
EIN 131963496 | Oth | $31K | 0.3% | 1 | 2 | 14,085 |
EIN 570514130 | LOth | $16K | 0.2% | 1 | 1 | 80 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | NEW YORK, NY | METROPOLITAN LIFE INSURANCE COMPANY | $104K | $438 | $105K | 95.0% | 1 |
| RSC INSURANCE BROKERAGE INC | BOSTON, MA | FEDERAL INSURANCE COMPANY | $0 | $5K | $5K | 5.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan