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Sponsor portfolio

BAR HARBOR BANKSHARES

EIN 01-0393663-banking-Latest filing 2025
Plans
3
Retirement
2
$82.6M assets
Welfare
1
$6.1M premiums
Participants
1,400
82 MAIN STREET, P.O. BOX 400 - BAR HARBOR, ME 046090400207-288-3314barharbor.bankLinkedIn501-1000 employeesbanking
Plans on this EIN
3 filings
#002401k-$73.6M - 740 part#001TraditionalDB-$9.0M - 117 part#504Fully Insured-$6.1M - 675 lives

Retirement portfolio analytics

2 plans aggregated / $82.6M assets / 857 participants

Assets by plan

Share of aggregate retirement assets

89%top
  • BANKSHARES 401K PLAN (#002)89%
  • EMPLOYEES' RETIREMENT PLAN (#001)11%
Total $82.6MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Displacement opening
89%top
  • THE VANGUARD GROUP, INC.89%
  • PENTEGRA SERVICES, INC.11%
Total $82.6MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • BANKSHARES 401K PLAN (#002)740
  • EMPLOYEES' RETIREMENT PLAN (#001)117
Total 857Click row to drill in

Benefits portfolio analytics

1 plan / $6.1M premiums / 675 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$5.4M
  • Vision$5.4M
  • Dental$311K
  • Other$269K
  • Life$209K
  • Short-term disability$130K
  • +1 more
Total $6.1M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
94%top
  • CIGNA HEALTH AND LIFE INSURANCE COMPANY94%
  • UNUM LIFE INSURANCE COMPANY OF AMERICA6%
  • HARTFORD LIFE AND ACCIDENT0%
Total $6.1M3 slices

Broker market share

Schedule A broker compensation

Split broker
54%top
  • JAMES R NELLIGAN & ASSOCIATES LLC54%
  • CROSS INSURANCE46%
Total $54K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

BAR HARBOR BANKSHARES 401K PLAN

401k

Assets$73.6M
Participants740
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

LAKE SUNAPEE BANK, FSB EMPLOYEES' RETIREMENT PLAN

TraditionalDB

Assets$9.0M
Participants117
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#504

BAR HARBOR BANK & TRUST WELFARE BENEFITS PLAN

Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY

Premiums$6.1M
Covered lives675
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002BAR HARBOR BANKSHARES 401K PLAN401k$73.6M7402025
001LAKE SUNAPEE BANK, FSB EMPLOYEES' RETIREMENT PLANTraditionalDB$9.0M1172024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
504BAR HARBOR BANK & TRUST WELFARE BENEFITS PLANFully InsuredCIGNA HEALTH AND LIFE INSURANCE COMPANY$6.1M6752025
Retirement plans
Welfare plans
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