Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 01-0393663
BAR HARBOR BANK & TRUST
PO BOX 1089 · ELLSWORTH, ME 04605
2072882629
- Plans filed
- 1
- Years active
- 2019–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$6.1M
No prior year
Persons covered
675
No prior year
Total participants
543
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $5.4M | 45.7% | |
| Vision | $5.4M | 45.7% | |
| Dental | $311K | 2.6% | |
| Other | $269K | 2.3% | |
| Life | $209K | 1.8% | |
| Short-term disability | $130K | 1.1% | |
| Long-term disability | $89K | 0.7% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HDV | $5.7M | 94.1% | 1 | 2 | 675 |
EIN 042381280 | LSTDLTDOth | $347K | 5.7% | 1 | 6 | 576 |
EIN 060838648 | Oth | $11K | 0.2% | 1 | 1 | 128 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| JAMES R NELLIGAN & ASSOCIATES LLC | WALL, NJ | UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY | $0 | $29K | $29K | 54.2% | 1 |
| CROSS INSURANCE | BANGOR, ME | UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY | $7K | $17K | $25K | 45.8% | 1 |
History & trajectory
7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan