Physician practices in Connecticut
PlanOptica tracks 29 health and welfare plans sponsored by 25 physician practices in Connecticut, covering 45,842 participants and $126M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 218 participants, and the most common size is 100 to 249 participants (45% of plans). The funding mix is split: 48% of plans are self-funded or mixed and the rest are mainly fully insured.
Unitedhealthcare of California dominates premium with a 51% share, followed by Hartford Life and Accident at 11%. Emerson Rogers LLC is the broker of record on 5 plans, more than any other firm, ahead of Usi Insurance Services LLC (4). 76% of plans report broker compensation on Schedule A; the median brokered plan pays $80K a year, about 5.9% of premium. Waterbury, Farmington and Hartford have the most plans.
Funding mix
- Fully insured14 · 48%
- Mixed8 · 28%
- Self-funded6 · 21%
- MEWA1 · 3%
Plan size (participants)
- Under 1004 · 14%
- 100 to 24913 · 45%
- 250 to 4993 · 10%
- 500 to 9996 · 21%
- 1,000 or more3 · 10%
Median plan: 218 participants. Median broker comp: 5.9% of premium across 22 brokered plans.
Top carriers, physicians, Connecticut
- 1Unitedhealthcare of California$65M5 plans · 51.5%
- 2Hartford Life and Accident$14M6 plans · 10.8%
- 3Anthem Health Plans, Inc$13M5 plans · 10.6%
- 4Cigna Health and Life Insurance Company$13M6 plans · 10.0%
- 5Aetna Life Insurance Company$8.1M2 plans · 6.4%
- 6United Healthcare Insurance Company$3.3M1 plans · 2.6%
- 7Sun Life Assurance Company of Canada$2.4M3 plans · 1.9%
- 8Unum Life Insurance Company of America$1.7M2 plans · 1.4%
- 9United of Omaha Life Insurance Company$1.1M3 plans · 0.8%
- 10The Guardian Life Insurance Company of America$846K3 plans · 0.7%
Top brokers, physicians, Connecticut
- 1Emerson Rogers LLC5 plans$499K comp · 22.7%
- 2Usi Insurance Services LLC4 plans$200K comp · 18.2%
- 3Foley Ins Agency Inc3 plans$270K comp · 13.6%
- 4Digital Insurance, LLC3 plans$109K comp · 13.6%
- 5Rogers Benefit Group Inc3 plans$77K comp · 13.6%
- 6Alera Group3 plans$6K comp · 13.6%
- 7Mgis3 plans$540 comp · 13.6%
- 8Hilb Group of New England2 plans$307K comp · 9.1%
- 9HP Planning LLC2 plans$108K comp · 9.1%
- 10E Paul Amata2 plans$22K comp · 9.1%
Largest physician practices in Connecticut
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Prohealth Physicians, P.C Optumcare Group Benefits PlanAll plans | Farmington | Mixed | 35,206 | $73M | Unitedhealthcare Insurance Company |
| Moses/Weitzman Health System, Inc Moses/Weitzman Health System Wrap Benefit PlanAll plans | Middletown | Mixed | 2,029 | $1.8M | Unum Life Insurance Company of America |
| Ons Mso, LLC Dba Spire Orthopedic Partners Ons Mso, LLC Dba Spire Orthopedic Partners Welfare Benefits PlanAll plans | Stamford | MEWA | 1,149 | $12M | Cigna Health and Life Insurance Company |
| Physicians for Women's Health LLC Physicians for Women's Health LLC Employee Benefits PlanAll plans | Rocky Hill | Fully insured | 928 | $9.5M | Anthem Life Insurance Company |
| Refocus Management Services, LLC Refocus Management Services, LLC - Core Welfare (Hartford)All plans | Waterbury | Fully insured | 775 | $543K | Hartford Life and Accident |
| Midstate Radiology Associates, LLC Midstate Radiology Associates, LLC Welfare Benefit PlanAll plans | Wallingford | Fully insured | 526 | $4.5M | Aetna Life Insurance Company |
| Connecticut Orthopaedic Specialists, P.C Connecticut Orthopaedic Specialists, P.C. Wrap PlanAll plans | Hamden | Mixed | 517 | $1.3M | Sun Life Assurance Company of Canada |
| Physicians Alliance of CT, LLC (Pact, LLC) Pact, LLC Health and Welfare BenefitAll plans | Branford | Fully insured | 400 | $5.1M | Anthem Life Insurance Company |
| United Community & Family Services Inc United Community & Family Services, IncAll plans | Norwich | Fully insured | 264 | $4.0M | Aetna Life Insurance Company |
| Orthopedic Associates of Hartford, PC Orthopedic Associates of Hartford, PCAll plans | Farmington | Mixed | 242 | $326K | Metropolitan Life Insurance Company |
| Integrated Anesthesia Associates, LLC Integrated Anesthesia Associates Medical PlanAll plans | Hartford | Self-funded | 227 | - | - |
| Advanced Radiology Consultants, L.L.C Advanced Radiology Consultants, LLC Welfare Benefits PlanAll plans | Shelton | Fully insured | 218 | $3.0M | Unitedhealthcare Insurance Company |
| Orthoconnecticut, PC Orthoconnecticut, PC Health and Welfare PlanAll plans | Danbury | Mixed | 200 | $731K | Berkshire Hathaway Specialty Insurance Company |
| Prime Healthcare, P.C Prime Healthcare, P.C. Welfare Benefit PlanAll plans | Wethersfield | Mixed | 200 | $314K | Reliance Standard Life Insurance Company |
| Wellmore, Inc Wellmore, Inc. Health & Welfare PlanAll plans | Waterbury | Fully insured | 181 | $2.1M | Unitedhealthcare Insurance Company |
Showing 15 of 25 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Connecticut
- Waterbury5 plans · 2,800 participants
- Farmington3 plans · 35,567 participants
- Hartford3 plans · 504 participants
- Middletown2 plans · 2,168 participants
- North Haven2 plans · 118 participants
- Stamford1 plans · 1,149 participants
- Rocky Hill1 plans · 928 participants
- Wallingford1 plans · 526 participants
- Hamden1 plans · 517 participants
- Branford1 plans · 400 participants
- Norwich1 plans · 264 participants
- Shelton1 plans · 218 participants
Frequently asked questions
How many physician practices in Connecticut offer an ERISA health plan?
29 health and welfare plans from 25 physician practices in Connecticut appear in plan year 2024 to 2025 filings on Form 5500, covering 45,842 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physician practices in Connecticut?
By Schedule A premium: Unitedhealthcare of California (51% of premium, 5 plans), Hartford Life and Accident (11% of premium, 6 plans) and Anthem Health Plans, Inc (11% of premium, 5 plans).
Which benefits brokers work with physician practices in Connecticut?
By number of client plans: Emerson Rogers LLC (5 plans), Usi Insurance Services LLC (4 plans) and Foley Ins Agency Inc (3 plans). 76% of plans report a broker.
How much do brokers earn on physician practices health plans in Connecticut?
The median brokered plan reports $80K a year in broker commissions and fees, or 5.9% of premium. Figures come from Schedule A, Part I.
Are physician practices health plans in Connecticut self-funded or fully insured?
Fully insured 48%, mixed 28% and self-funded 21%. Self-funded and mixed plans together make up 48%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of physicians (NAICS 621111) and of mental health physicians (621112).
Prospect physician practices in Connecticut
Open the welfare search with Connecticut and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physicians in nearby states
Other healthcare specialties in Connecticut
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of physicians (NAICS 621111) and of mental health physicians (621112). Location is the sponsor's filing address in Connecticut.