Skilled nursing and residential care facilities in Connecticut
PlanOptica tracks 29 health and welfare plans sponsored by 25 skilled nursing and residential care facilities in Connecticut, covering 22,740 participants and $37M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 228 participants, and the most common size is 100 to 249 participants (55% of plans). The funding mix is split: 45% of plans are self-funded or mixed and the rest are mainly fully insured.
Aetna Life Insurance Company leads by premium with a 34% share, followed by Unitedhealthcare Insurance Company at 28%. Digital Insurance LLC is the broker of record on 8 plans, more than any other firm, ahead of NFP Corporate Services NY LLC (5). 86% of plans report broker compensation on Schedule A; the median brokered plan pays $27K a year, about 4.3% of premium. Hartford, West Hartford and Bloomfield have the most plans.
Funding mix
- Fully insured15 · 52%
- Mixed11 · 38%
- Self-funded2 · 7%
- Unknown1 · 3%
Plan size (participants)
- Under 1001 · 3%
- 100 to 24916 · 55%
- 250 to 4994 · 14%
- 500 to 9994 · 14%
- 1,000 or more4 · 14%
Median plan: 228 participants. Median broker comp: 4.3% of premium across 25 brokered plans.
Top carriers, skilled nursing, Connecticut
- 1Aetna Life Insurance Company$13M4 plans · 33.8%
- 2Unitedhealthcare Insurance Company$11M5 plans · 28.4%
- 3Health New England, Inc$2.8M2 plans · 7.5%
- 4Connecticare$1.8M1 plans · 4.8%
- 5The Union Labor Life Insurance Company$1.8M1 plans · 4.8%
- 6Emblemhealth$1.3M1 plans · 3.4%
- 7Delta Dental of New Jersey, Inc$793K4 plans · 2.1%
- 8Metropolitan Life Insurance Company$725K2 plans · 1.9%
- 9Hartford Life and Accident$595K5 plans · 1.6%
- 10Continental American Insurance Company$528K3 plans · 1.4%
Top brokers, skilled nursing, Connecticut
- 1Digital Insurance LLC8 plans$118K comp · 32.0%
- 2NFP Corporate Services NY LLC5 plans$120K comp · 20.0%
- 3Emerson Rogers, LLC4 plans$18K comp · 16.0%
- 4Centro Benefits Research LLC4 plans$12K comp · 16.0%
- 5Usi Insurance Services LLC3 plans$616K comp · 12.0%
- 6Epsix, Inc3 plans$28K comp · 12.0%
- 7Marsh and McLennan Agency, LLC3 plans$2K comp · 12.0%
- 8Lockton Companies, LLC2 plans$125K comp · 8.0%
- 9Alera Group Inc2 plans$12K comp · 8.0%
- 10Centerstone Insurance & Financial2 plans$2K comp · 8.0%
Largest skilled nursing and residential care facilities in Connecticut
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| BRD of Trustees-New England HLTH Care & CT Nursg Homes TRNG & Up New England Health Care Employees Union District 1199 and the CT Nursing Homes Training and Upgrading FundAll plans | Hartford | Unknown | 7,062 | - | - |
| Board of Trustes-New England Health Care Empl Welfare FD New England Health Care Employees Welfare PlanAll plans | Hartford | Mixed | 5,818 | $2.5M | Union Security Insurance Company |
| Apple Health Care, Inc Apple Health Care, Inc. Section 125 PlanAll plans | Avon | Mixed | 1,398 | $1.5M | Metropolitan Life Insurance Company |
| Maplewood Senior Living Maplewood Senior LivingAll plans | Westport | Fully insured | 1,150 | $6.3M | Aetna Life Insurance Company |
| Bear Mountain Healthcare, LLC Bear Mountain Healthcare, LLCAll plans | Thomaston | Fully insured | 877 | $2.7M | Health New England, Inc |
| Ability Beyond Disability Ability Beyond Disability Welfare PlanAll plans | Bethel | Mixed | 844 | $564K | United Healthcare Insurance Company |
| The Connecticut Institute for the Blind Oak Hill Cib Group Insurance PlanAll plans | Hartford | Mixed | 741 | $464K | Hartford Life and Accident |
| Icare Health Management, LLC Icare Health Management, LLC Employee Benefit PlanAll plans | Manchester | Fully insured | 586 | $5.3M | Unitedhealthcare Insurance Company |
| Community Residences Inc Community Residences Inc. Welfare Benefit PlanAll plans | Newington | Fully insured | 493 | $2.1M | Unimerica Insurance Company |
| United Methodist Homes, Inc United Methodist Homes, IncAll plans | Shelton | Fully insured | 353 | $2.3M | Aetna Life Insurance Company |
| Lifeway Mobility Lifeway Mobility Health & Welfare Benefit PlanAll plans | Hartford | Fully insured | 290 | $2.3M | Unitedhealthcare Insurance Company |
| Mci Healthcare LLC Dba Mountainside Treatment Center MC1 Healthcare LLC Dba Mountainside Treatment Center Ancillary Benefit PlanAll plans | Canaan | Mixed | 286 | $281K | The Guardian Life Insurance Company of America |
| Church Home of Hartford Inc Church Home of Hartford, Inc. Welfare Benefits PlanAll plans | Bloomfield | Mixed | 244 | $165K | The Guardian Life Insurance Company of America |
| Duncaster, Inc Duncaster, Inc. Premium Conversion PlanAll plans | Bloomfield | Mixed | 234 | $107K | Standard Insurance Company |
| Whitney Center, Inc Whitney Center, Inc. Health and Welfare BenefitsAll plans | Hamden | Mixed | 228 | $125K | United of Omaha Life Insurance Company |
Showing 15 of 25 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Connecticut
- Hartford5 plans · 14,061 participants
- West Hartford5 plans · 720 participants
- Bloomfield2 plans · 478 participants
- Avon1 plans · 1,398 participants
- Westport1 plans · 1,150 participants
- Thomaston1 plans · 877 participants
- Bethel1 plans · 844 participants
- Manchester1 plans · 586 participants
- Newington1 plans · 493 participants
- Shelton1 plans · 353 participants
- Canaan1 plans · 286 participants
- Hamden1 plans · 228 participants
Frequently asked questions
How many skilled nursing and residential care facilities in Connecticut offer an ERISA health plan?
29 health and welfare plans from 25 skilled nursing and residential care facilities in Connecticut appear in plan year 2024 to 2025 filings on Form 5500, covering 22,740 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in Connecticut?
By Schedule A premium: Aetna Life Insurance Company (34% of premium, 4 plans), Unitedhealthcare Insurance Company (28% of premium, 5 plans) and Health New England, Inc (8% of premium, 2 plans).
Which benefits brokers work with skilled nursing and residential care facilities in Connecticut?
By number of client plans: Digital Insurance LLC (8 plans), NFP Corporate Services NY LLC (5 plans) and Emerson Rogers, LLC (4 plans). 86% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in Connecticut?
The median brokered plan reports $27K a year in broker commissions and fees, or 4.3% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in Connecticut self-funded or fully insured?
Fully insured 52%, mixed 38% and self-funded 7%. Self-funded and mixed plans together make up 45%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in Connecticut
Open the welfare search with Connecticut and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Skilled nursing in nearby states
Other healthcare specialties in Connecticut
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in Connecticut.