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Industry · NAICS-2 72 · 2022

Accommodation and Food Services

$4.2B in welfare premiums across 3,014 plans from 2,667 sponsors.

Plans
3,014
No prior year
Sponsors
2,667
No prior year
Premiums
$4.2B
No prior year
Covered lives
2,353,233
No prior year

Funding mix

2022
Self-funded43.5%
1,312
Fully insured39.1%
1,178
Mixed15.2%
458
MEWA1.3%
40
Unknown0.9%
26

Top carriers in this industry

  1. 1BLUE CROSS OF CALIFORNIA$813.7M324 plans · 19.4%
  2. 2KAISER FOUNDATION HEALTH PLAN INC$812.4M201 plans · 19.4%
  3. 3UNITEDHEALTHCARE INSURANCE COMPANY$641.9M267 plans · 15.3%
  4. 4AETNA LIFE INSURANCE COMPANY$258.3M126 plans · 6.2%
  5. 5CIGNA HEALTH AND LIFE INSURANCE COMPANY$233.2M174 plans · 5.6%
  6. 6METROPOLITAN LIFE INSURANCE COMPANY$127.6M269 plans · 3.0%
  7. 7ANTHEM LIFE INSURANCE COMPANY$101.9M88 plans · 2.4%
  8. 8HAWAII MEDICAL SERVICE ASSOCIATION$93.3M64 plans · 2.2%
  9. 9DELTA DENTAL OF CALIFORNIA$79.5M161 plans · 1.9%
  10. 10LIFE INSURANCE COMPANY OF NORTH AMERICA$66.7M150 plans · 1.6%
  11. 11HARTFORD LIFE AND ACCIDENT$63.6M117 plans · 1.5%
  12. 12DCP INSURANCE, INC.$61.3M1 plans · 1.5%
  13. 13UNUM LIFE INSURANCE COMPANY OF AMERICA$50.4M228 plans · 1.2%
  14. 14THE LINCOLN NATIONAL LIFE INSURANCE COMPANY$49.0M181 plans · 1.2%
  15. 15SUN LIFE ASSURANCE COMPANY OF CANADA$40.2M85 plans · 1.0%

Top brokers in this industry

  1. 1MERCER HEALTH AND BENEFITS, LLC$13.0M82 plans · 9.5%
  2. 2AON CONSULTING INC$11.1M53 plans · 8.1%
  3. 3MARSH & MCLENNAN AGENCY LLC$8.6M151 plans · 6.3%
  4. 4HUB INTERNATIONAL MIDWEST LIMITED$7.4M131 plans · 5.4%
  5. 5LOCKTON COMPANIES, LLC$6.7M92 plans · 4.9%
  6. 6GALLAGHER BENEFIT SERVICES, INC.$5.5M95 plans · 4.1%
  7. 7WILLIS TOWERS WATSON US LLC$5.1M56 plans · 3.7%
  8. 8USI INSURANCE SERVICES LLC$4.3M107 plans · 3.2%
  9. 9ALLIANT INSURANCE SERVICES, INC.$3.8M47 plans · 2.8%
  10. 10DIGITAL INSURANCE LLC$2.4M57 plans · 1.8%
  11. 11CUSTOM BENEFIT PROGRAMS INC$2.1M15 plans · 1.6%
  12. 12MCGRIFF INSURANCE SERVICES INC$2.1M45 plans · 1.5%
  13. 13BROWN & BROWN INSURANCE SERVICES$2.0M65 plans · 1.5%
  14. 14HAYS COMPANIES, INC.$2.0M34 plans · 1.5%
  15. 15ASSUREDPARTNERS$1.5M34 plans · 1.1%

Multi-year totals

Largest plans in this industry

Sponsor / PlanStateFundingPremiumCoveredCarrier
MARRIOTT INTERNATIONAL, INC.
MARRIOTT INTERNATIONAL, INC. HEALTH & WELFARE BENEFIT PLAN
MDFully insured$235.2M82,283KAISER FOUNDATION HEALTH PLAN INC. S CA
DARDEN RESTAURANTS, INC.
DARDEN RESTAURANTS GROUP LIFE AND HEALTH PLAN FOR HOURLY TEAM MEMBERS
FLFully insured$200.7M45,450UNITEDHEALTHCARE INSURANCE COMPANY
DARDEN RESTAURANTS, INC.
DARDEN RESTAURANTS GROUP LIFE AND BENEFIT PLAN FOR SALARIED EMPLOYEES
FLFully insured$196.4M45,450UNITEDHEALTHCARE INSURANCE COMPANY
ARAMARK SERVICES, INC.
ARAMARK SERVICES, INC. GROUP HEALTH PLAN
PAFully insured$169.7M41,001INDEPENDENCE ADMINISTRATORS
BOARD OF TRUSTEES, SAN FRANCISCO CULINARY BARTENDERS &
SAN FRANCISCO CULINARY BARTENDERS & SERVICE EMPLOYEES WELFARE FUND
CAMixed$147.9M13,873KAISER FOUNDATION HEALTH PLAN
COMPASS GROUP USA, INC.
EMPLOYEE BENEFIT PLAN OF THE COMPASS GROUP USA, INC.
NCFully insured$141.2M215,000AETNA LIFE INSURANCE COMPANY
HYATT CORPORATION
HYATT CORPORATION WELFARE PLAN
ILFully insured$123.1M38,789BLUECROSS BLUESHIELD OF ILLINOIS
BOARD OF TRUSTEES, SANTA MONICA UNITE HERE HEALTH
SANTA MONICA UNITE HERE HEALTH BENEFIT PLAN
CAMixed$119.4M14,908KAISER FOUNDATION HEALTH PLAN, INC.
IN-N-OUT BURGERS, A CALIFORNIA CORPORATION
IN-N-OUT BURGER ASSOCIATES HEALTH AND WELFARE PLAN
CAMixed$82.7M41,723UNITEDHEALTHCARE INSURANCE COMPANY
NATIONAL DCP LLC
NATIONAL DCP HEALTH PLAN
GAMEWA$77.8M5,909DCP INSURANCE, INC.
MGM RESORTS INTERNATIONAL
MGM RESORTS INTERNATIONAL HEALTH AND WELFARE PLAN
NVFully insured$64.8M27,369SUN LIFE ASSURANCE COMPANY OF CANADA
SONESTA INTERNATIONAL HOTELS CORPORATION
SONESTA INTERNATIONAL HOTELS CORPORATION EMPLOYEE BENEFITS PLAN
MAFully insured$56.9M6,650BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
HILTON EMPLOYER INC
HILTON HEALTH AND WELFARE PLAN
VAFully insured$54.2M30,724KAISER FOUNDATION HEALTH PLAN, INC.
AFL HOTEL & RESTAURANT WORKERS HEALTH & WELFARE PLAN
AFL HOTEL & RESTAURANT WORKERS HEALTH & WELFARE PLAN
HIMixed$53.5M7,092KAISER FOUNDATION HEALTH PLAN, INC
THE EMPLOYEE BENEFITS COMMITTEE FOUR SEASONS HOTELS LIMITED
FOUR SEASONS HOTELS EMPLOYEE ANCILLARY BENEFITS PLAN
—MEWA$44.8M44,670HMSA BLUE CROSS BLUE SHIELD OF HAWAII
GRATON ECONOMIC DEVELOPMENT AUTHORITY
GRATON RESORT & CASINO HEALTH INSURANCE PLAN
CAFully insured$43.4M4,395KAISER FOUNDATION HEALTH PLAN INC
HILTON RESORTS CORPORATION
HILTON GRAND VACATIONS HEALTH AND WELFARE PLAN
FLFully insured$37.0M19,900UNIVERSITY HEALTH ALLIANCE
SODEXO, INC.
SODEXO, INC. MEDICAL BENEFITS PLAN
MDFully insured$36.1M22,480KAISER PERMANENTE - SOUTHERN CALIFORNIA
BOARD OF TRUSTEES OF OPERATING ENGINEERS
OPERATING ENGINEERS LOCAL 501 SECURITY FUND
CAMixed$31.9M4,088KAISER FOUNDATION HEALTH PLAN INC.
TEXAS OPERATORS ASSOCIATION, INC.
TEXAS OPERATORS ASSOCIATION WELFARE BENEFIT PLAN
TXMEWA$31.4M9,977BLUE CROSS BLUE SHIELD OF TEXAS

Prospect-flag prevalence

% of plans tripped, 2022
Self-funded no stop-loss1,16438.6%Carrier concentration1,13737.7%High broker comp %94531.4%Premium spike34611.5%Carrier switched2709.0%Broker switched2558.5%Premium-per-life outlier2408.0%
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