Industry · NAICS-2 44 · 2022
Retail Trade
$8.7B in welfare premiums across 5,889 plans from 5,193 sponsors.
Plans
5,889
No prior year
Sponsors
5,193
No prior year
Premiums
$8.7B
No prior year
Covered lives
7,219,299
No prior year
Funding mix
2022
Top carriers in this industry
- 1BLUE CROSS OF CALIFORNIA$2.0B806 plans · 22.9%
- 2KAISER FOUNDATION HEALTH PLAN INC$1.4B355 plans · 15.9%
- 3UNITEDHEALTHCARE INSURANCE COMPANY$654.9M377 plans · 7.6%
- 4AETNA LIFE INSURANCE COMPANY$469.4M205 plans · 5.4%
- 5CIGNA HEALTH AND LIFE INSURANCE COMPANY$404.0M274 plans · 4.7%
- 6HARTFORD LIFE AND ACCIDENT$338.6M200 plans · 3.9%
- 7METROPOLITAN LIFE INSURANCE COMPANY$324.9M530 plans · 3.7%
- 8UNUM LIFE INSURANCE COMPANY OF AMERICA$184.4M457 plans · 2.1%
- 9DELTA DENTAL OF CALIFORNIA$182.9M348 plans · 2.1%
- 10ANTHEM LIFE INSURANCE COMPANY$159.5M184 plans · 1.8%
- 11THE LINCOLN NATIONAL LIFE INSURANCE COMPANY$153.5M369 plans · 1.8%
- 12THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$128.2M607 plans · 1.5%
- 13ACE GROUP INSURANCE, INC.$126.9M1 plans · 1.5%
- 14PRUDENTIAL INSURANCE COMPANY OF AMERICA$113.1M64 plans · 1.3%
- 15LIFE INSURANCE COMPANY OF NORTH AMERICA$107.0M198 plans · 1.2%
Top brokers in this industry
- 1MARSH & MCLENNAN AGENCY LLC$20.4M289 plans · 6.2%
- 2AON CONSULTING INC$20.2M78 plans · 6.2%
- 3GALLAGHER BENEFIT SERVICES, INC.$18.7M229 plans · 5.7%
- 4MERCER HEALTH AND BENEFITS, LLC$17.5M100 plans · 5.3%
- 5WILLIS TOWERS WATSON US LLC$16.6M83 plans · 5.1%
- 6LOCKTON COMPANIES, LLC$15.1M124 plans · 4.6%
- 7USI INSURANCE SERVICES LLC$13.1M268 plans · 4.0%
- 8HUB INTERNATIONAL MIDWEST LIMITED$9.5M210 plans · 2.9%
- 9BROWN & BROWN INSURANCE SERVICES$6.9M164 plans · 2.1%
- 10DIGITAL INSURANCE LLC$5.7M118 plans · 1.8%
- 11ALLIANT INSURANCE SERVICES, INC.$4.3M62 plans · 1.3%
- 12MCGRIFF INSURANCE SERVICES INC$4.3M56 plans · 1.3%
- 13NFP INSURANCE SERVICES INC$3.8M87 plans · 1.2%
- 14ASSUREDPARTNERS$3.8M105 plans · 1.1%
- 15EDGEWOOD PARTNERS INSURANCE CENTER$3.6M49 plans · 1.1%
Multi-year totals
Largest plans in this industry
| Sponsor / Plan | State | Funding | Premium | Covered | Carrier |
|---|---|---|---|---|---|
| STARBUCKS CORPORATION STARBUCKS CORPORATION WELFARE BENEFITS PLAN | WA | Mixed | $774.9M | 161,531 | UNITEDHEALTHCARE INSURANCE COMPANY |
| TRADER JOE'S COMPANY TRADER JOE'S COMPANY GROUP HEALTH PLAN | CA | Fully insured | $463.6M | 66,164 | CALIFORNIA PHYSICIANS' SERVICE (BLUE SHIELD OF CALIFORNIA) |
| HOME DEPOT USA, INC. THE HOME DEPOT GROUP BENEFITS PLAN | GA | Fully insured | $371.2M | 206,803 | KAISER FOUNDATION HEALTH PLAN, INC. |
| BOARD OF TRUSTEES, UNITED FOOD AND COMMERCIAL WORKERS UNITED FOOD AND COMMERCIAL WORKERS UNIONS AND FOOD EMPLOYERS BENEFIT FUND | CA | Mixed | $270.3M | 29,727 | KAISER FOUNDATION HEALTH PLAN INC. |
| CVS PHARMACY, INC. THE CVS HEALTH WELFARE BENEFIT PLAN | RI | Mixed | $157.9M | 232,093 | UNUM LIFE INSURANCE COMPANY OF AMERICA |
| LOWES COMPANIES INC LOWES WELFARE PLAN | NC | Mixed | $151.6M | 300,842 | VISION SERVICE PLAN |
| WALGREEN CO. WALGREEN HEALTH AND WELFARE PLAN | IL | Mixed | $141.0M | 161,120 | UNITEDHEALTHCARE INSURANCE COMPANY |
| ACE HARDWARE CORPORATION ACE HARDWARE CORPORATION COOPERATIVE GROUP HEALTH | IL | MEWA | $133.9M | 14,539 | ACE GROUP INSURANCE, INC. |
| MENARD, INC. MENARD, INC. HEALTH INSURANCE PLAN | WI | Fully insured | $112.3M | 20,798 | BLUE CROSS AND BLUE SHIELD OF WISCONSIN |
| THE TJX COMPANIES, INC. THE TJX COMPANIES, INC. WELFARE BENEFITS PLAN | MA | Fully insured | $110.5M | 295,297 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. |
| UFCW & EMPLOYERS BENEFIT TRUST UFCW & EMPLOYERS BENEFIT TRUST | CA | Mixed | $98.3M | 76,631 | KAISER FOUNDATION HEALTH PLAN |
| THE KROGER CO. THE KROGER CO. HEALTH AND WELFARE BENEFIT PLAN | OH | Mixed | $80.2M | 109,425 | METROPOLITAN LIFE INSURANCE COMPANY |
| BOARD OF TRUSTEES, SOUTHERN CALIFORNIA DRUG BENEFIT SOUTHERN CALIFORNIA DRUG BENEFIT FUND | CA | Mixed | $64.3M | 11,597 | KAISER FOUNDATION HEALTH PLAN INC. |
| FLOOR AND DECOR OUTLETS OF AMERICA, INC. FLOOR AND DECOR OUTLETS OF AMERICA, INC. WELFARE BENEFITS PLAN | GA | Fully insured | $63.7M | 10,026 | AETNA LIFE INSURANCE CO. |
| TAPESTRY, INC. TAPESTRY, INC. WELFARE BENEFIT PLAN | NY | Mixed | $62.8M | 6,459 | AETNA LIFE INSURANCE CO. |
| H E BUTT GROCERY COMPANY H E BUTT GROCERY COMPANY WELFARE BENEFIT PLAN | TX | Mixed | $57.3M | 66,943 | LINCOLN NATIONAL LIFE INSURANCE COMPANY |
| ALBERTSONS LLC ALBERTSONS COMPANIES, INC. HEALTH AND WELFARE PLAN | ID | Mixed | $55.5M | 53,730 | HARTFORD LIFE AND ACCIDENT |
| UEBT RETIREE HEALTH PLAN UEBT RETIREE HEALTH PLAN | CA | Mixed | $53.2M | 10,248 | KAISER FOUNDATION HEALTH PLAN |
| WHOLE FOODS MARKET, INC. WHOLE FOODS MARKET, INC. GROUP BENEFIT PLAN | TX | Mixed | $52.0M | 110,375 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES |
| ROSS STORES, INC. ROSS STORES BENEFITS PROGRAM | CA | Mixed | $51.7M | 119,601 | KAISER FOUNDATION HEALTH PLAN INC |
Prospect-flag prevalence
% of plans tripped, 2022