Filings through .
History & trajectory Charts need 2 or more years. This plan has 6 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthRx | HealthRx |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 1 contract with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,662 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 63 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,725 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ACE GROUP INSURANCE, INC. | 14,074 | $133.4M |
| Prescription drug | ACE GROUP INSURANCE, INC. | 14,074 | $133.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,074 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES EIN 41-1289245 NONE | Insurance services Service code 23 | — | $4.7M |
| NAVIGUARD EIN 84-2283691 NONE | Contract Administrator Service code 13 | — | $1.8M |
| CAP RX EIN 35-2612946 NONE | Contract Administrator Service code 13 | — | $1.2M |
| EMPYREAN EIN 20-3029813 NONE | Contract Administrator Service code 13 | — | $622K |
| MARSH & MCLENNAN AGENCY EIN 36-1436000 NONE | Insurance agents and brokers Service code 22 | — | $522K |
| NEW AGE INSURANCE, LTD. EIN 98-0132386 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $225K |
| CIGNA EIN 59-1031071 NONE | Contract Administrator Service code 13 | — | $189K |
| CIRRUSMD EIN 45-4969037 NONE | Contract Administrator Service code 13 | — | $95K |
| JOHNSON LAMBERT LLP EIN 52-1446779 NONE | Accounting (including auditing) Service code 10 | — | $87K |
| MARSH MANAGEMENT SERVICE, INC. EIN 13-2964427 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $86K |
| EYEMED EIN 43-0949844 NONE | Contract Administrator Service code 13 | — | $59K |
| MARSH USA EIN 36-1436000 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $45K |
| CXC SOLUTIONS EIN 27-2091752 NONE | Contract Administrator Service code 13 | — | $35K |
| BUSINESSOLVER EIN 42-1503807 NONE | Contract Administrator Service code 13 | — | $33K |
| MCDERMOTT WILL & EMERY EIN 36-1453176 NONE | Legal Service code 29 | — | $18K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
6 filings · 2020 to 2025