No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES EIN 41-1289245 NONE | Insurance services Service code 23 | — | $4.7M |
| BUSINESSOLVER EIN 42-1503807 NONE | Contract Administrator Service code 13 | — | $645K |
| MARSH & MCLENNAN AGENCY EIN 36-1436000 NONE | Insurance agents and brokers Service code 22 | — | $529K |
| EMPYREAN EIN 20-3029813 NONE | Contract Administrator Service code 13 | — | $336K |
| NEW AGE INSURANCE, LTD. EIN 98-0132386 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $223K |
| CIGNA EIN 59-1031071 NONE | Contract Administrator Service code 13 | — | $191K |
| CAP RX EIN 35-2612946 NONE | Contract Administrator Service code 13 | — | $187K |
| JOHNSON LAMBERT LLP EIN 52-1446779 NONE | Accounting (including auditing) Service code 10 | — | $132K |
| CIRRUSMD EIN 45-4969037 NONE | Contract Administrator Service code 13 | — | $116K |
| MARSH MANAGEMENT SERVICE, INC. EIN 13-2964427 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $82K |
| MCDERMOTT WILL & EMERY EIN 36-1453176 NONE | Legal Service code 29 | — | $62K |
| EYEMED EIN 43-0949844 NONE | Contract Administrator Service code 13 | — | $60K |
| MARSH USA EIN 36-1436000 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $45K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,842 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 62 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,904 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ACE GROUP INSURANCE, INC. | 14,539 | $133.9M |
| Prescription drug | ACE GROUP INSURANCE, INC. | 14,539 | $133.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,539 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.