Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary broker changed. The plan may listen to a new pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: None HMO | HMO | |
Broker: None STDLife | STDLife | |
Broker: Milliman Agency, Inc. Health | Health | |
Health | Health | |
Broker: None Health | Health |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 6 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,542 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 774 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,316 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HUMANA | 756 | $2.1M |
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE CO. | 3,285 | $472K |
| Short-term disability | PACIFIC GUARDIAN LIFE INSURANCE CO. | 2,551 | $838K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,285 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PACIFIC ADMINISTRATORS INC EIN 99-0351671 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $2.3M |
| YOSHIDA AND ASSOCIATES EIN 99-0337282 NONE | Legal; Direct payment from the plan Service code 29 | — | $167K |
| HAWAII DENTAL EIN 99-0107971 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $159K |
| MILLIMAN EIN 91-0675641 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $157K |
| RAYMOND JAMES EIN 94-3249244 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $98K |
| FIRST HAWAIIAN BANK EIN 99-0034327 NONE | Investment management fees paid directly by plan; Trustee (directed) Service code 25 | — | $96K |
| BENEFIT PLAN SOLUTIONS INC EIN 20-5370318 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $79K |
| FOCUS INVESTMENT ADVISORS EIN 33-0606466 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $56K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $42K |
| PA LOGIC SYSTEM NONE | Direct payment from the plan; Claims processing Service code 12 | 1550 PUMPHREY AVENUE AUBURN, AL 36832 | $30K |
| OPTUM RX EIN 41-1584205 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $23K |
| BANK OF HAWAII EIN 99-0210467 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
10 filings · 2016 to 2025