| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SERVCO INSURANCE SERVICES CORP3 | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | AFLAC | $9K | — | $9K | 2.82% |
| PATRICIA S SAKAI3 | 320 EAST HIND DRIVE HONOLULU, HI 96821 | AFLAC | $8K | $506 | $8K | 2.65% |
| PIOPAC FIDELITY3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $7K | — | $7K | 2.45% |
| PIONEER PACIFIC FINANCIAL3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $7K | — | $7K | 2.23% |
| WAYNE I ORIDE3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $2K | — | $2K | 0.69% |
| IRIS HARUE NAKAO3 Filed as: IRIS MARTIN | 95-1050 MAKAIKAI ST APT 21C MILILANI, HI 96789 | AFLAC | $2K | $40 | $2K | 0.58% |
| GALEN MIZUGUCHI3 | 17 MAKAALA STREET #101 HILO, HI 96720 | AFLAC | $1K | $24 | $1K | 0.45% |
| GALEN MIZUGUCHI3 | 101 AUPUNI STREET SUITE 1001 A HILO, HI 96720 | AFLAC | $1K | $117 | $1K | 0.41% |
| DONNE M SOGA3 | 95-1008 HOAKULA STREET MILILANI, HI 96789 | AFLAC | $976 | $40 | $1K | 0.34% |
| RACHEL HAWKINS3 Filed as: RACHEL ANN HAWKINS | 7121 W SHELTON MATLOCK ROAD SHELTON, WA 98584 | AFLAC | $909 | $72 | $981 | 0.32% |
| PIOPAC FIDELITY3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $834 | — | $834 | 0.28% |
| PATTIE L ARANIO3 | 1136 UNION MALL SUITE 705 HONOLULU, HI 96813 | AFLAC | $823 | $10 | $833 | 0.28% |
| HAWAII PASIFIKA LLC3 | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | AFLAC | $736 | $41 | $777 | 0.26% |
| REED ANDERSON TESHIMA3 | 1580 MAKALOA STREET SUITE 1220 HONOLULU, HI 96814 | AFLAC | $607 | $72 | $679 | 0.22% |
| BOBBIE E MA3 | 5551 LEMONMINT LANE PRESCOTT, AZ 86305 | AFLAC | $654 | — | $654 | 0.22% |
| KEVIN G ROBERTS II3 | 91 POAILANI PL KIHEI, HI 96753 | AFLAC | $608 | $5 | $613 | 0.20% |
| JAMES ARTHUR HARBOUR3 | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | AFLAC | $339 | $110 | $449 | 0.15% |
| IRIS H MARTIN3 | 94-662 NOHEAIKI PLACE WAIPAHU, HI 96797 | AFLAC | $392 | — | $392 | 0.13% |
| LAWRENCE LEE3 Filed as: LAWRENCE Y LEE | 129 ALEO STREET KAPAA, HI 96746 | AFLAC | $391 | — | $391 | 0.13% |
| RYAN M GOO3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $337 | $20 | $357 | 0.12% |
| EVELYN SAKUGAWA3 Filed as: EVELYN C SAKUGAWA | P.O. BOX 1673 AIEA, HI 96701 | AFLAC | $279 | — | $279 | 0.09% |
| GAYLE DESHA3 Filed as: GAYLE E DESHA | 64-5181 KINOHOU STREET #2 KAMUELA, HI 96743 | AFLAC | $271 | — | $271 | 0.09% |
| JAN OYAMA3 Filed as: JAN T OYAMA | 246 KALIPONI STREET WAHIAWA, HI 96786 | AFLAC | $246 | — | $246 | 0.08% |
| STEPHEN H ARANIO3 | 1136 UNION MALL SUITE 705 HONOLULU, HI 96813 | AFLAC | $239 | — | $239 | 0.08% |
| RYAN OTSUBO3 Filed as: RYAN Y OTSUBO | 591 POHAI STREET KAHULUI, HI 96732 | AFLAC | $233 | — | $233 | 0.08% |
| HUBERT CHANG3 Filed as: HUBERT W N CHANG | 744 20TH AVENUE HONOLULU, HI 96816 | AFLAC | $205 | — | $205 | 0.07% |
| JAMES J TAVARES SR3 | 303 PUEO DRIVE KULA, HI 96790 | AFLAC | $200 | — | $200 | 0.07% |
| KEVIN G ROBERTS II3 | 7101 MAKAA STREET HONOLULU, HI 96825 | AFLAC | $189 | — | $189 | 0.06% |
| NICHELLE OBAR3 Filed as: NICHELLE E OBAR | P.O. BOX 84 KILAUEA, HI 96754 | AFLAC | $140 | $27 | $167 | 0.06% |
| KIMBERLY FERGUSON3 Filed as: KIMBERLY MOGER | 14716 SE 83RD PLACE NEWCASTLE, WA 98059 | AFLAC | $157 | — | $157 | 0.05% |
| COLIN D FUKAMI3 | 98-1277 KAAHUMANU STREET #106-364 AIEA, HI 96701 | AFLAC | $156 | — | $156 | 0.05% |
| DERRICK K CHING3 | P.O. BOX 833 KAPAA, HI 96746 | AFLAC | $148 | — | $148 | 0.05% |
| RICHARD KERSTEN3 Filed as: RICHARD FONSECA JR | 737 BISHOP STREET SUITE 2120 HONOLULU, HI 96813 | AFLAC | $146 | — | $146 | 0.05% |
| KASSIE PUANANI SILVA3 | 881 OLEN STREET WAILUKU, HI 96793 | AFLAC | $90 | $51 | $141 | 0.05% |
| ANDRE LAFLAMME3 | 9007 46TH COURT NW GIG HARBOR, WA 98335 | AFLAC | $116 | $14 | $130 | 0.04% |
| NANCY LAPHAM3 Filed as: NANCY L WALDNER | 14243 SE ALLEN ROAD BELLEVUE, WA 98006 | AFLAC | $124 | — | $124 | 0.04% |
| DUSTIN DEAN DENIZ3 | 222 LILIUOKALANI AVENUE APT 803 HONOLULU, HI 96815 | AFLAC | $111 | — | $111 | 0.04% |
| TENNYSON K W LUM JR3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $91 | — | $91 | 0.03% |
| KIMBERLY A PARKS3 | 3702 30TH AVENUE SE OLYMPIA, WA 98501 | AFLAC | $80 | $8 | $88 | 0.03% |
| MARLA S TAKAMORI3 | 677 ALA MOANA BLVD SUITE 720 HONOLULU, HI 96813 | AFLAC | $81 | — | $81 | 0.03% |
| STEVEN KAISER3 | 4120 OLD BARK WAY CUMMING, GA 30041 | AFLAC | $80 | — | $80 | 0.03% |
| CHRISTIAN FERMAHIN3 | 98-360 KOAUKA LOOP SUITE 206 AIEA, HI 96701 | AFLAC | $78 | — | $78 | 0.03% |
| DAVID J MCCLELLAN3 Filed as: DAVID JOHN HANNANT | 11811 NE 1ST STREET SITE A203 BELLEVUE, WA 98005 | AFLAC | $61 | $14 | $75 | 0.02% |
| COTTER CONSULTING & BENEFITS INC3 | 13526 160TH AVENUE NE REDMOND, WA 98052 | AFLAC | $72 | — | $72 | 0.02% |
| ANDREW IKEHARA3 Filed as: ANDREW A IKEHARA | P.O. BOX 860820 WAHIAWA, HI 96786 | AFLAC | $71 | — | $71 | 0.02% |
| JOCELIN T Y ACOSTA3 | P.O. BOX 283305 HONOLULU, HI 96828 | AFLAC | $71 | — | $71 | 0.02% |
| RICHARD HAWKINS3 Filed as: RICHARD A HAWKINS | P.O. BOX 1982 RENTON, WA 98057 | AFLAC | $61 | — | $61 | 0.02% |
| JODI MOYLAN3 Filed as: JODI L MOYLAN | 3658 BRIDGEPORT WAY WEST APT B302 UNIVERSITY PLACE, WA 98466 | AFLAC | $51 | — | $51 | 0.02% |
| JULIE C GUSHIKEN3 | 1138 MANONO STREET HILO, HI 96720 | AFLAC | $50 | — | $50 | 0.02% |
| MICHAEL E JONES3 | 15 MALIHINI PLACE WAILUKU, HI 96793 | AFLAC | $35 | $10 | $45 | 0.01% |
| MILDRED CADINHA3 Filed as: MILDRED B CADINHA | 45-644 KAPUNAHALA ROAD KANEOHE, HI 96744 | AFLAC | $41 | — | $41 | 0.01% |
| DAVID E CIAMPOLI3 | 109 N PLAZA COURT VAN BUREN, AZ 72956 | AFLAC | $40 | — | $40 | 0.01% |
| MARJORIE C ROBINSON3 | 91-1095 KAIKO ST EWA BEACH, HI 96706 | AFLAC | $37 | — | $37 | 0.01% |
| JOSHUA HASKETT3 | 155 2ND AVENUE N SUITE 201 TWIN FALLS, ID 83301 | AFLAC | $30 | $6 | $36 | 0.01% |
| MARK CHARLES MORGAN3 Filed as: MARK C MORGAN | 2590 WILLAMETTE DRIVE NE SUITE 102 LACEY, WA 98516 | AFLAC | $36 | — | $36 | 0.01% |
| SETH SAKAI3 | 320 EAST HIND DRIVE HONOLULU, HI 96821 | AFLAC | $31 | — | $31 | 0.01% |
| GRACE KIM3 | 15136 GRAND AVENUE APT 5 LAKE ELSINORE, CA 92530 | AFLAC | $31 | — | $31 | 0.01% |
| LEIGHTON SUGANUMA3 Filed as: LEIGHTON L K SUGANUMA | 835 AHUWALE STREET HONOLULU, HI 96821 | AFLAC | $31 | — | $31 | 0.01% |
| PYRAMID INSURANCE CENTER LTD3 | 420 WAIAKAMILO ROAD SUITE 411 HONOLULU, HI 96817 | AFLAC | $30 | — | $30 | 0.01% |
| JESSE MARKHAM3 | 81 SOUTH HOTEL STREET SUITE 212 HONOLULU, HI 96813 | AFLAC | $30 | — | $30 | 0.01% |
| MILES M SAKAGUCHI3 | 2034 UHU STREET HONOLULU, HI 96819 | AFLAC | $29 | — | $29 | 0.01% |
| PERFECTO R INCIONG JR3 | 1136 UNION MALL SUITE 705 HONOLULU, HI 96813 | AFLAC | $29 | — | $29 | 0.01% |
| PSH INSURANCE, INC.3 Filed as: PSH INSURANCE INC | 737 BISHOP STREET SUITE 2120 HONOLULU, HI 96813 | AFLAC | $29 | — | $29 | 0.01% |
| DENNIS C WONG3 Filed as: DENNIS H TAKASAKI | 7131 KAMILO STREET HONOLULU, HI 96825 | AFLAC | $29 | — | $29 | 0.01% |
| ATLAS INSURANCE AGENCY, INC.3 Filed as: ATLAS INSURANCE AGENCY | 1132 BISHOP ST SUITE 1600 HONOLULU, HI 96813 | AFLAC | $25 | — | $25 | 0.01% |
| SCOTT ROBERT STORJOHANN3 | 1932 E COLELGE WAY SUITE B MOUNT VERNON, WA 98273 | AFLAC | $21 | — | $21 | 0.01% |
| LEIGH WAKAMATSU3 Filed as: LEIGH I WAKAMATSU | 429 KUIKAHI DRIVE WAILUKU, HI 96793 | AFLAC | $21 | — | $21 | 0.01% |
| WINIFRED W CHINEN3 | 2305 AHAANA WAY HONOLULU, HI 96821 | AFLAC | $20 | — | $20 | 0.01% |
| MEL W S CHOW AND ASSOC INC3 | 1268 YOUNG STREET SUITE 201 HONOLULU, HI 96814 | AFLAC | $20 | — | $20 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSHPERE CIRCLE CHICAGO, IL 60674 | AFLAC | $19 | — | $19 | 0.01% |
| STEVEN R MARKHAM3 | 165 KEAWE STREET #101 HILO, HI 96720 | AFLAC | $19 | — | $19 | 0.01% |
| ROBERT HARADA3 Filed as: ROBERT M HARADA | 702 10TH AVE HONOLULU, HI 96816 | AFLAC | $17 | — | $17 | 0.01% |
| MEGAN ELIZABETH CASTO3 Filed as: MEGAN E CASTO | 6221 WINNWOOD LOOP SE LACEY, WA 98513 | AFLAC | $16 | — | $16 | 0.01% |
| STEVEN W K SOONG3 | 1580 MAKALOA STREET SUITE 1111 HONOLULU, HI 96814 | AFLAC | $15 | — | $15 | 0.00% |
| SHAWN KAJIYAMA3 Filed as: SHAWN D KAJIYAMA | P.O. BOX 428 KAILUA, HI 96734 | AFLAC | $14 | — | $14 | 0.00% |
| JOSEPH P REYNON JR3 | 91-284 HANAPOULI CIRCLE APT C-7 EWA BEACH, HI 96706 | AFLAC | $14 | — | $14 | 0.00% |
| SCOTT W BLACKSHEAR3 | 3453 CATHRYN DRIVE COLUMBUS, GA 31906 | AFLAC | $14 | — | $14 | 0.00% |
| MICHAEL I ING3 | 363 KIKOO PLACE HONOLULU, HI 96825 | AFLAC | $14 | — | $14 | 0.00% |
| MEL W S CHOW AND ASSOC INC3 | 6239 MILOLII PLACE HONOLULU, HI 96825 | AFLAC | $13 | — | $13 | 0.00% |
| GORDON YEE3 Filed as: GORDON W S YEE | 3156 ELUA STREET LIHUE, HI 96766 | AFLAC | $12 | — | $12 | 0.00% |
| KIMBERLY A PARKS3 | 5827 PENNSYLVANIA STREET SE LACEY, WA 98513 | AFLAC | $12 | — | $12 | 0.00% |
| MUELLER INSURANCE INC3 | P.O. BOX 3023 ELMA, WA 98541 | AFLAC | $10 | — | $10 | 0.00% |
| VIVIAN S MIZUMOTO3 | 1129 KOKEA STREET #H202 HONOLULU, HI 96817 | AFLAC | $10 | — | $10 | 0.00% |
| RUSSELL A. HAYASHI3 Filed as: RUSSELL A HAYASHI | P.O. BOX 20 PEPEEKEO, HI 96783 | AFLAC | $10 | — | $10 | 0.00% |
| DERRICK A FUJIOKA3 | 91-1100 PUAHALA STREET APT S EWA BEACH, HI 96706 | AFLAC | $10 | — | $10 | 0.00% |
| LAWRENCE DIZON JR3 Filed as: LAWRENCE L DIZON JR | P.O. BOX 3305 LIHUE, HI 96766 | AFLAC | $9 | — | $9 | 0.00% |
| DAVID M WALKER3 | HC 1 BOX 5175 KEAAU, HI 96749 | AFLAC | $9 | — | $9 | 0.00% |
| DON I SAKAI3 | 45-118 MIMO PLACE KANEOHE, HI 96744 | AFLAC | $9 | — | $9 | 0.00% |
| ILONA S THOMAS3 | 45-136 WAIKALUA ROAD KANEOHE, HI 96744 | AFLAC | $7 | — | $7 | 0.00% |
| JAVELIN LEE3 Filed as: JAVELIN T LEE | P.O. BOX 6188 HILO, HI 96720 | AFLAC | $7 | — | $7 | 0.00% |
| REMY KAWAKAMI3 Filed as: REMY K KAWAKAMI | P.O. BOX 25662 HONOLULU, HI 96825 | AFLAC | $7 | — | $7 | 0.00% |
| ROBERT THRAILKILL3 Filed as: ROBERT D THRAILKILL | 13825 N BOSWELL BLVD SUN CITY, AZ 85351 | AFLAC | $6 | — | $6 | 0.00% |
| LIANE CHONG3 Filed as: LIANE K CHONG | 765 AMANA STREET SUITE 202 HONOLULU, HI 96814 | AFLAC | $6 | — | $6 | 0.00% |
| PATRICIA J GEE3 | P.O. BOX 2334 MESA, AZ 85214 | AFLAC | $5 | — | $5 | 0.00% |
| KENT OCHIAI3 Filed as: KENT R OCHIAI | 2427 PALOLO AVENUE #D2 HONOLULU, HI 96816 | AFLAC | $5 | — | $5 | 0.00% |
| GARY REA3 | P.O. BOX 1917 SISTERS, OR 97759 | AFLAC | $4 | — | $4 | 0.00% |
| CHARLES T FUKUMOTO3 | 95-1001 KAHANUI STREET MILILANI, HI 96789 | AFLAC | $4 | — | $4 | 0.00% |
| DAVID E CIAMPOLI3 | 5905 ROCKPORT DRIVE OZARK, AR 72949 | AFLAC | $4 | — | $4 | 0.00% |
| CAIN K A KAMANO3 | P.O. BOX 1509 KANEOHE, HI 96744 | AFLAC | $3 | — | $3 | 0.00% |
| BART J MACK3 | 298 KIPUKAI PLACE HONOLULU, HI 96825 | AFLAC | $2 | — | $2 | 0.00% |
| GARY REA3 | 61201 SNOWBRUSH DRIVE BEND, OR 97702 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID J MCCLELLAN3 Filed as: DAVID JOHN HANNANT | 14830 NE 167TH ST WOODINVILLE, WA 98072 | AFLAC | $2 | — | $2 | 0.00% |
| ALEXANDER Y C MA3 | 3210 ALANI DRIVE HONOLULU, HI 96822 | AFLAC | $2 | — | $2 | 0.00% |
| PATRICIA J GEE3 | 70 SW CENTURY DRIVE #100-153 BEND, OR 97702 | AFLAC | $1 | — | $1 | 0.00% |
| MEREDITH DABIN3 | P.O. BOX 854 KAPAA, HI 96746 | AFLAC | $1 | — | $1 | 0.00% |
| ALEXANDER Y C MA3 | 1132 BISHOP STREET SUITE 2101 HONOLULU, HI 96813 | AFLAC | $1 | — | $1 | 0.00% |
| RAYMON P KEECH III3 | 8207 CAMPAIGN CIRCLE RICHMOND, TX 77406 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 420 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 420 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 420 | $302K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 420 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.