Welfare broker

STEVEN R MARKHAM

Mailing address (most recent filing)

338 KILAUEA AVENUE

HILO, HI 96720

Total comp: $2K
Commissions: $2K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where STEVEN R MARKHAM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$23K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
HI	1	$23K	0.2%	283.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEVEN R MARKHAM's plans by broker comp / premium ratio. Median 8.08% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of STEVEN R MARKHAM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where STEVEN R MARKHAM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE MAUI MEDICAL GROUP, INC. THE MAUI MEDICAL GROUP, INC. (LIFE STANDARD)	HI	$23K	$2K	STANDARD INSURANCE COMPANY