| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 161 WASHINGTON STREET SUITE 1200 CONSHOHOCKEN, PA 19428 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $37K | — | $37K | 1.27% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 27409 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $27K | — | $27K | 0.92% |
| MARSH & MCLENNAN AGENCY LLC3 | 161 WASHINGTON STREET SUITE 1200 CONSHOHOCKEN, PA 19428 | BLUE CROSS OF CALIFORNIA | $35K | — | $35K | 1.74% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, LLC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 27409 | BLUE CROSS OF CALIFORNIA | $25K | — | $25K | 1.25% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3111 CAMINO DEL RIO NORTH SUITE 1100 SAN DIEGO, CA 92108 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $25K | $16K | $41K | 10.75% |
| WILLIS TOWERS WATSON US LLC3 Filed as: ASHLEY WILLIS | 213 W. PINE GROVE AVENUE NORTH AUGUSTA, SC 29841 | AFLAC | $9K | $103 | $9K | 6.04% |
| CARSON P HAND3 | 2803 KIPLING DRIVE AUGUSTA, GA 30309 | AFLAC | $4K | $27 | $4K | 2.85% |
| CAMPBELL INSURANCE AGENCY INC3 | 3582 RIVER WATCH PKWY MARTINEZ, GA 30907 | AFLAC | $4K | — | $4K | 2.37% |
| DANNY TRAN3 | 3542 PEBBLE BEACH DRIVE AUGUSTA, GA 30907 | AFLAC | $3K | $14 | $3K | 2.16% |
| LISA M MUSTO3 Filed as: LISA MARIE MUSTO | 3424 W COMMUNITY DRIVE JUPITER, FL 33458 | AFLAC | $906 | $20 | $926 | 0.62% |
| ALAN C SMITH3 | 401 AVRETT WAY EVANS, GA 30809 | AFLAC | $866 | — | $866 | 0.58% |
| TAMARA DIANNE NEWSOME3 Filed as: TAMARA DIANE NEWSOME | 238 VISTA CIRCLE MACON, GA 31204 | AFLAC | $486 | — | $486 | 0.33% |
| JACOB MATTHEW POSTON3 | 2083 HECKLE ST APT 332 AUGUSTA, GA 30904 | AFLAC | $379 | — | $379 | 0.25% |
| DANIEL FITZGERALD INC3 Filed as: DANIEL FITZGERALD | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $334 | — | $334 | 0.22% |
| TRAVERS W PAINE IV3 | P.O. BOX 14963 AUGUSTA, GA 30919 | AFLAC | $311 | — | $311 | 0.21% |
| GARY TRAN3 | 225 FOLKSTONE CIR AUGUSTA, GA 30907 | AFLAC | $272 | — | $272 | 0.18% |
| WHITNEY L MILLWOOD3 | 3654 OGLEBAY DRIVE GREEN COVE SPRINGS, FL 32073 | AFLAC | $124 | — | $124 | 0.08% |
| BRANDON BECKMAN3 | 1108 OAKDALE ROAD AUGUSTA, GA 30904 | AFLAC | $103 | — | $103 | 0.07% |
| DEMARRO J WINDLEY3 | 3415 FOREST ESTATES DRIVE AUGUSTA, GA 30909 | AFLAC | $97 | — | $97 | 0.06% |
| WILLIAM S ESTROFF3 | PO BOX 297 AUGUSTA, GA 30903 | AFLAC | $96 | — | $96 | 0.06% |
| JAMES D U SRY3 | P.O. BOX 393 THOMSON, GA 30824 | AFLAC | $76 | — | $76 | 0.05% |
| MORETON & COMPANY3 Filed as: DEMETRIUS DENISE MORTON | 205 EVANS LAKE DRIVE EVANS, GA 30809 | AFLAC | $58 | — | $58 | 0.04% |
| ROMANDA STYLES3 | 2201 COUNTRY CLUB COURT AUGUSTA, GA 30904 | AFLAC | $52 | — | $52 | 0.03% |
| DOUGLAS M LIVELY3 | 1925 HEPHZIBAH MCBEAN ROAD HEPHZIBAH, GA 30815 | AFLAC | $43 | — | $43 | 0.03% |
| DANIEL FITZGERALD INC3 Filed as: DANIEL S FITZGERALD | 4119 SHADY OAKS DRIVE AUGUSTA, GA 30907 | AFLAC | $40 | — | $40 | 0.03% |
| ERIC HENDRICKSON3 | 604 PEBBLE BEACH CT AUGUSTA, GA 30907 | AFLAC | $29 | — | $29 | 0.02% |
| TRACI R BATTEN3 | 375 HARBOUR COVE DRIVE APT 323 SPARKS, NV 89434 | AFLAC | $26 | — | $26 | 0.02% |
| KERRY C EZZELL3 | PO BOX 15074 AUGUSTA, GA 30919 | AFLAC | $20 | — | $20 | 0.01% |
| JOHN B COLLINS3 | 159 PA JOHNS ROAD NE MILLEDGEVILLE, GA 31061 | AFLAC | $18 | — | $18 | 0.01% |
| THOMAS ROBERT GIDDENS3 | P.O. BOX 2517 KENNESAW, GA 30156 | AFLAC | $18 | — | $18 | 0.01% |
| MEBPBC LLC3 | 112 CANDLEBERRY LANE SAVANNAH, GA 31406 | AFLAC | $16 | — | $16 | 0.01% |
| LYNETTE KAY DUTTON3 | 8015B LAUREL ASH AVE MYRTLE BEACH, SC 29572 | AFLAC | $14 | — | $14 | 0.01% |
| DENNIS L ENGLE3 | PO BOX 15446 SAVANNAH, GA 31416 | AFLAC | $9 | — | $9 | 0.01% |
| HANNAH R SHELTON3 | 244 METASVILLE ROAD LINCOLNTON, GA 30817 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $4 | — | $4 | 0.00% |
| CHARLES H WEISSBERGER3 | 54110 MICHELLE LANE SHELBY TOWNSHIP, MI 48315 | AFLAC | $4 | — | $4 | 0.00% |
| PAUL SHELBY AMOS II3 | 6801 RIVER ROAD SUITE 2100 COLUMBUS, GA 31904 | AFLAC | $3 | — | $3 | 0.00% |
| MELYNDA RAY-MCCUTCHEON3 | 1150 MALLARD LAKE DRIVE BOGART, GA 30622 | AFLAC | $3 | — | $3 | 0.00% |
| ALEXANDER A VERIN3 | 4237 RIVERSIDE DRIVE EVANS, GA 30809 | AFLAC | $3 | — | $3 | 0.00% |
| SCOTT A SMITH3 Filed as: SCOTT ALLEN SMITH | 6340 SUGARLOAF PKWY STE 200 DULUTH, GA 30097 | AFLAC | $2 | — | $2 | 0.00% |
| LANCE OSBORNE3 | 21822 SEACREST LANE HUNTINGTON BEACH, CA 92646 | AFLAC | $2 | — | $2 | 0.00% |
| RICHARD SMITHSON3 Filed as: RICHARD A SMITHSON | 2145 SAULS PLACE ALPHARETTA, GA 30004 | AFLAC | $1 | — | $1 | 0.00% |
| STEVEN VORDERLANDWEHR3 | 1018 HIGHGROVE DRIVE MONROE, GA 30655 | AFLAC | $1 | — | $1 | 0.00% |
| DUSTIN ROBERT JOHNSON3 | 58 MODA LANE ATLANTA, GA 30316 | AFLAC | $1 | — | $1 | 0.00% |
| SUSAN REDDOCH BUFFINGTON3 | P.O. BOX 344 MANCHESTER, GA 31816 | AFLAC | $1 | — | $1 | 0.00% |
| ANA MARIE GARCIA SMITH3 | 4504 FAWNIE LANE KNOXVILLE, TN 37918 | AFLAC | $1 | — | $1 | 0.00% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DR WALNUT CREEK, CA 94595 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: DEBORAH BROWN SMITH | 647 WOOD POINT WAY DALLAS, GA 30157 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S. BOLICK | 6433 FALL BRANCH DRIVE COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 3343 LANELL LANE PEARL, MS 39208 | AFLAC | $1 | — | $1 | 0.00% |
| C R RAMSEY POTTS3 | PO BOX 1016 YULEE, FL 32401 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 323 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 323 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 373 | $4.9M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 323 | $382K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 323 | $382K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 323 | $382K |
| Short-term disability | AFLAC | 121 | $149K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 323 | $382K |
| Other(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 323 | $531K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 373 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.