| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O BOX 10265 BIRMINGHAM, AL 35202 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $58K | — | $58K | 1.94% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | P.O. BOX 10265 BIRMINGHAM, AL 35202 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $54K | $9K | $63K | 3.52% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3111 CAMINO DEL RIO NORTH SUITE 1100 SAN DIEGO, CA 92108 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $23K | $9K | $32K | 8.41% |
| WILLIS TOWERS WATSON US LLC3 Filed as: ASHLEY WILLIS | 213 W. PINE GROVE AVENUE NORTH AUGUSTA, GA 30909 | AFLAC | $15K | $419 | $15K | 10.36% |
| CARSON P HAND3 | 2803 KIPLING DRIVE AUGUSTA, GA 30309 | AFLAC | $4K | $141 | $5K | 3.09% |
| DANNY TRAN3 | 3633 WHEELER ROAD SUITE 240 AUGUSTA, GA 30909 | AFLAC | $3K | $118 | $3K | 1.90% |
| TAMARA DIANNE NEWSOME3 Filed as: TAMARA DIANE NEWSOME | 238 VISTA CIRCLE MACON, GA 31204 | AFLAC | $2K | $150 | $2K | 1.68% |
| TRAVERS W PAINE IV3 | P.O. BOX 14963 AUGUSTA, GA 30919 | AFLAC | $2K | — | $2K | 1.04% |
| ALAN C SMITH3 | 401 AVRETT WAY EVANS, GA 30809 | AFLAC | $1K | — | $1K | 0.93% |
| ALEXANDER A VERIN3 | 4237 RIVERSIDE DRIVE EVANS, GA 30809 | AFLAC | $1K | — | $1K | 0.89% |
| EMILY MARIE SAM3 | 605 SAVANNAH BARONY DRIVE APT 323 NORTH AUGUSTA, SC 09841 | AFLAC | $893 | $6 | $899 | 0.61% |
| LISA M MUSTO3 Filed as: LISA MARIE MUSTO | 921 MILL STEAM COURT SAVANNAH, GA 31419 | AFLAC | $630 | — | $630 | 0.43% |
| DANIEL FITZGERALD INC3 | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $537 | — | $537 | 0.37% |
| WILLIAM S ESTROFF3 | 3672 BAY PT AUGUSTA, GA 30903 | AFLAC | $493 | — | $493 | 0.34% |
| JAMES D U SRY3 | P.O. BOX 393 THOMSON, GA 30824 | AFLAC | $452 | — | $452 | 0.31% |
| WHITNEY L MILLWOOD3 | 153 BLANDING BLVD SUITE 3 ORANGE PARK, FL 32073 | AFLAC | $216 | — | $216 | 0.15% |
| ERIC HENDRICKSON3 | 161 STONE MILL DRIVE MARTINEZ, GA 30907 | AFLAC | $94 | $20 | $114 | 0.08% |
| ROMANDA STYLES3 | 2201 COUNTRY CLUB COURT AUGUSTA, GA 30904 | AFLAC | $100 | — | $100 | 0.07% |
| THOMAS DRINKARD REMSEN3 | 2114 SYLVAN LAKE DRIVE GROVETON, GA 30813 | AFLAC | $62 | $34 | $96 | 0.07% |
| ELIZABETH R SMITH3 | 1515 JOHNS ROAD AUGUSTA, GA 30904 | AFLAC | $72 | — | $72 | 0.05% |
| LAKIVEA C SWINNEY-JOHNSON3 | 177 PETERSBURG CIR APT B MARTINEZ, GA 30907 | AFLAC | $46 | $21 | $67 | 0.05% |
| KERRY C EZZELL3 | P.O. BOX 15074 AUGUSTA, GA 30919 | AFLAC | $66 | — | $66 | 0.04% |
| ALUYSHA SULLINS3 | 3015 BANNACK LANE HARLEM, GA 30814 | AFLAC | $56 | — | $56 | 0.04% |
| DEMARRO J WINDLEY3 | 3415 FOREST ESTATES DRIVE AUGUSTA, GA 30909 | AFLAC | $41 | — | $41 | 0.03% |
| DANIEL FITZGERALD INC3 Filed as: DANIEL S FITZGERALD | 3672 BAY PT AUGUSTA, GA 31416 | AFLAC | $41 | — | $41 | 0.03% |
| HANNAH R SHELTON3 | 244 METASVILLE ROAD LINCOLNTON, GA 30817 | AFLAC | $37 | — | $37 | 0.03% |
| RICHARD SMITHSON3 Filed as: RICHARD A SMITHSON | 2145 SAULS PLACE ALPHARETTA, GA 30004 | AFLAC | $36 | — | $36 | 0.02% |
| JOHN B COLLINS3 | 159 PA JOHNS ROAD NE MILEDGEVILLE, GA 31061 | AFLAC | $31 | — | $31 | 0.02% |
| TRACI R BATTEN3 Filed as: TRACI R BATTAN | 375 HARBOUR COVE DRIVE APT 323 SPARKS, VA 89434 | AFLAC | $29 | — | $29 | 0.02% |
| THOMS ROBERT GIDDENS3 | P.O. BOX 2517 KENNESAW, GA 30156 | AFLAC | $25 | — | $25 | 0.02% |
| LYNETTE KAY DUTTON3 | 8015B LAUREL ASH AVE MYRTLE BEACH, SC 29572 | AFLAC | $21 | — | $21 | 0.01% |
| MEBPBC LLC3 | 112 CANDLEBERRY LANE SAVANNAH, GA 31406 | AFLAC | $15 | — | $15 | 0.01% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY SUITE 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $8 | — | $8 | 0.01% |
| DENNIS L ENGLE3 Filed as: DENNIS L ENGEL | P.O. BOX 15446 SAVANNAH, GA 31416 | AFLAC | $8 | — | $8 | 0.01% |
| STEVEN VORDERLANDWEHR3 | 1018 HIGHGROVE DRIVE MONROE, GA 30655 | AFLAC | $5 | — | $5 | 0.00% |
| DUSTIN ROBERT JOHNSON3 | 745 W BROMPTON AVE APT 1 CHICAGO, GA 60657 | AFLAC | $5 | — | $5 | 0.00% |
| DANIEL FITZGERALD INC3 Filed as: DANIEL FITZGERALD | 4119 SHADY OAKS DRIVE AUGUSTA, GU 30907 | AFLAC | $5 | — | $5 | 0.00% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $4 | — | $4 | 0.00% |
| SUSAN REDDOCH BUFFINGTON3 | P.O. BOX 344 MANCHESTER, GA 31816 | AFLAC | $4 | — | $4 | 0.00% |
| CHARLES H WEISSBERGER3 | 54110 MICHELLE LANE SHELBY TOWNSHIP, MI 48315 | AFLAC | $4 | — | $4 | 0.00% |
| PAUL SHELBY AMOS II3 | 6801 RIVER ROAD SUITE 2100 COLUMBUS, GA 31904 | AFLAC | $3 | — | $3 | 0.00% |
| MEYLYNDA RAY-MCCUTCHEON3 | 1150 MALLARD LAKE DRIVE BOGART, GA 30101 | AFLAC | $3 | — | $3 | 0.00% |
| DEBORAH B SMITH3 | 5703 BYRNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $2 | — | $2 | 0.00% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DR WALNUT CREEK, CA 92646 | AFLAC | $2 | — | $2 | 0.00% |
| LANCE OSBORNE3 | 21822 SEACREST LANE HUNTINGTON BEACH, CA 92646 | AFLAC | $2 | — | $2 | 0.00% |
| ANA MARIE GARCIA SMITH3 | 110 VANDERVIEW DRIVE SEYMOUR, TN 37865 | AFLAC | $2 | — | $2 | 0.00% |
| WENDY M RANKIN3 | 114 BROAD STREET APT 201 COLUMBUS, GA 30161 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY S. BOLICK | 6433 FALL BRANCH DRIVE COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 202 DUBLIN CT BRANDON, MS 39047 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 438 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 438 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 502 | $4.8M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 438 | $383K |
| Vision(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 438 | $2.2M |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 438 | $383K |
| Short-term disability | AFLAC | 201 | $147K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 438 | $383K |
| Prescription drug | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 502 | $3.0M |
| Other(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 438 | $530K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 502 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.