| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SVCS | 9E RIVER PARK PLACE EAST 310 FRESNO, CA 93720 | AETNA LIFE INSURANCE COMPANY | — | $48K | $48K | 0.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $56K | — | $56K | 2.55% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 6TH FLOOR 701 B STREET SAN DIEGO, CA 921018156 | PRUDENTIAL LIFE INSURANCE COMPANY | $450K | — | $450K | 22.52% |
| MIGU PRESS INC5 | 260 IVYLAND ROAD WARMINSTER, PA 19974 | PRUDENTIAL LIFE INSURANCE COMPANY | — | $17K | $17K | 0.83% |
| DG3 NORTH AMERICA INC5 | PO BOX 83091 CHICAGO, IL 606913010 | PRUDENTIAL LIFE INSURANCE COMPANY | — | $8K | $8K | 0.42% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 4 RADNOR CORPORATE CENTER 100 MATSONFORD ROAD, SUITE 510 RANDOR, PA 19087 | AETNA LIFE INSURANCE COMPANY | $13K | — | $13K | 1.48% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 4 RADNOR CORPORATE CENTER 100 MATSONFORD ROAD, SUITE 510 RADNOR, PA 19087 | AETNA LIFE INSURANCE COMPANY | $9K | — | $9K | 1.49% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA EIN 06-6033492 NONE | Contract Administrator Service code 13 | — | $20.0M |
| UNITED HEALTH CARE EIN 41-1289245 NONE | Contract Administrator Service code 13 | — | $16.9M |
| ALIGHT EIN 36-2235791 NONE | Contract Administrator Service code 13 | — | $7.0M |
| VALUE OPTIONS EIN 54-1692863 NONE | Contract Administrator Service code 13 | — | $3.4M |
| VISION SERVICES PLAN EIN 48-2111122 NONE | Contract Administrator Service code 13 | — | $670K |
| RR DONNELLEY EIN 36-2515832 NONE | Contract Administrator Service code 13 | — | $394K |
| DIRECT TECHNOLOGY EIN 58-2563032 NONE | Participant communication Service code 38 | — | $297K |
| ALERE EIN 20-0231080 NONE | Copying and duplicating Service code 36 | — | $137K |
| METLIFE EIN 13-5581829 NONE | Copying and duplicating Service code 36 | — | $25K |
| MEDICAL REVIEW EIN 87-0394756 NONE | Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 86,536 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 86,536 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 2 carriers) | KAISER PERMANENTE | 4,805 | $43.5M |
| Dental(3 contracts) | AETNA LIFE INSURANCE COMPANY | 26,137 | $11.1M |
| Vision(2 contracts) | AETNA LIFE INSURANCE COMPANY | 247 | $1.4M |
| Life insurance(3 contracts) | PRUDENTIAL LIFE INSURANCE COMPANY | 307,342 | $24.8M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 50,407 | $12.3M |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 204 | $582K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 2,276 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 307,342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.