| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SVCS | 100 PINE ST 11TH FLOOR SAN FRABCISCO, CA 94111 | AETNA LIFE INSURANCE COMPANY | — | $16K | $16K | 0.17% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SVCS | 100 PINE ST 11TH FLOOR SAN FRANCISCO, CA 94111 | AETNA LIFE INSURANCE COMPANY | — | $15K | $15K | 0.17% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $62K | — | $62K | 2.81% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 6TH FLOOR 701 B STREET SAN DIEGO, CA 921018156 | PRUDENTIAL LIFE INSURANCE COMPANY | $200K | — | $200K | 9.76% |
| DG3 NORTH AMERICA INC5 | PO BOX 83091 CHICAGO, IL 606913010 | PRUDENTIAL LIFE INSURANCE COMPANY | — | $32K | $32K | 1.55% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 4 RADNOR CORPORATE CENTER 100 MATSONFORD ROAD, SUITE 510 RANDOR, PA 19087 | AETNA LIFE INSURANCE COMPANY | $17K | — | $17K | 1.51% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 4 RADNOR CORPORATE CENTER 100 MATSONFORD ROAD, SUITE 510 RADNOR, PA 19087 | AETNA LIFE INSURANCE COMPANY | $9K | — | $9K | 1.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTH CARE EIN 41-1289245 NONE | Contract Administrator Service code 13 | — | $19.5M |
| AETNA EIN 06-6033492 NONE | Contract Administrator Service code 13 | — | $19.3M |
| HEWITT ASSOCIATES EIN 36-2235791 NONE | Contract Administrator Service code 13 | — | $6.6M |
| VALUE OPTIONS EIN 54-1692863 NONE | Contract Administrator Service code 13 | — | $3.7M |
| VISION SERVICES PLAN EIN 48-2111122 NONE | Contract Administrator Service code 13 | — | $665K |
| RR DONNELLEY EIN 36-2515832 NONE | Contract Administrator Service code 13 | — | $267K |
| ALERE EIN 20-0231080 NONE | Copying and duplicating Service code 36 | — | $122K |
| EARTH THEBAULT, INC EIN 22-2285471 NONE | Participant communication Service code 38 | — | $58K |
| PARTNERCOMM, INC EIN 75-2541310 NONE | Participant communication Service code 38 | — | $57K |
| DIRECT TECHNOLOGY EIN 58-2563032 NONE | Participant communication Service code 38 | — | $34K |
| METLIFE EIN 13-5581829 NONE | Copying and duplicating Service code 36 | — | $25K |
| CREATIVISION OF GEORGIA, INC EIN 58-1934197 NONE | Participant communication Service code 38 | — | $24K |
| HADJO MEDIA EIN 45-4820487 NONE | Participant communication Service code 38 | — | $24K |
| NIES ARTCRAFT, INC EIN 20-4240615 NONE | Participant communication Service code 38 | — | $13K |
| KELLY BLACKMON PHOTOGRAPHY NONE | Participant communication Service code 38 | 161 MAGNUM STREET 303 ATLANTA, GA 30313 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 81,912 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 81,912 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 2 carriers) | KAISER PERMANENTE | 4,585 | $34.4M |
| Dental(3 contracts) | AETNA LIFE INSURANCE COMPANY | 26,121 | $10.7M |
| Vision(2 contracts) | AETNA LIFE INSURANCE COMPANY | 238 | $1.7M |
| Life insurance(3 contracts) | PRUDENTIAL LIFE INSURANCE COMPANY | 303,095 | $24.4M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 58,668 | $19.8M |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 224 | $600K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 2,331 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 303,095 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.