| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOHANNON INSURANCE AGENCY, INC.3 | 4317 N STAR WAY STE A MODESTO, CA 953569299 | KAISER FOUNDATION HEALTH PLAN INC. | $68K | — | $68K | 1.91% |
| VALLEY BENEFITS INSURANCE SERVICES3 | 1317 OAKDALE ROAD, #910 MODESTO, CA 953553369 | KAISER FOUNDATION HEALTH PLAN INC. | $51K | — | $51K | 1.44% |
| BOHANNON INSURANCE AGENCY, INC.3 Filed as: BOHANNON INSURANCE GROUP | 4317 N. STAR WAY, SUITE A MODESTO, CA 95356 | SUTTER HEALTH PLAN | $37K | — | $37K | 3.50% |
| BOHANNON INSURANCE AGENCY, INC.3 | 4317 N. STAR WAY, SUITE A MODESTO, CA 953569299 | KAISER FOUNDATION HEALTH PLAN INC. | $15K | — | $15K | 3.51% |
| BOHANNON INSURANCE AGENCY, INC.3 | 4317 N. STAR WAY, SUITE A MODESTO, CA 95356 | GERBER | $3K | — | $3K | 6.00% |
| BOHANNON INSURANCE AGENCY, INC.3 Filed as: BOHANNON INSURANCE GROUP | 4317 N. STAR WAY, SUITE A MODESTO, CA 95356 | DELTA DENTAL OF CALIFORNIA | $22K | — | $22K | 49.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 616 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 627 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 414 | $5.0M |
| Dental | DELTA DENTAL OF CALIFORNIA | 870 | $44K |
| Vision | GERBER | 442 | $51K |
| Prescription drug | SUTTER HEALTH PLAN | 143 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 870 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.