| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VALLEY BENEFITS INSURANCE SERVICES3 | 1317 OAKDALE ROAD, #910 MODESTO, CA 953553369 | KAISER FOUNDATION HEALTH PLAN INC. | $124K | — | $124K | 3.49% |
| BOHANNON INSURANCE AGENCY, INC.3 Filed as: BOHANNON INSURANCE GROUP | 4317 N. STAR WAY, SUITE A MODESTO, CA 95356 | SUTTER HEALTH PLAN | $40K | — | $40K | 3.50% |
| BOHANNON INSURANCE AGENCY, INC.3 Filed as: BOHANNON INSURANCE GROUP | 4317 N. STAR WAY, SUITE A MODESTO, CA 95356 | DELTA DENTAL OF CALIFORNIA | $28K | — | $28K | 5.00% |
| BOHANNON INSURANCE AGENCY, INC.3 | 4317 N. STAR WAY, SUITE A MODESTO, CA 953569299 | KAISER FOUNDATION HEALTH PLAN INC. | $13K | — | $13K | 3.47% |
| BOHANNON INSURANCE AGENCY, INC.3 | 4317 N. STAR WAY, SUITE A MODESTO, CA 95356 | GERBER LIFE INSURANCE COMPANY | $4K | — | $4K | 5.43% |
| BOHANNON INSURANCE AGENCY, INC.3 Filed as: BOHANNON INSURANCE AGENCY INC. | 4317 N. STAR WAYS, #A MODESTO, CA 95356 | SUN LIFE ASSURANCE COMPANY OF CANADA | $249 | — | $249 | 13.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 657 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 657 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 460 | $5.1M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,082 | $558K |
| Vision | GERBER LIFE INSURANCE COMPANY | 600 | $72K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 62 | $2K |
| Prescription drug | SUTTER HEALTH PLAN | 179 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,082 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.