| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VALLEY BENEFITS INSURANCE SERVICES3 | 1317 OAKDALE ROAD, #910 MODESTO, CA 953553369 | KAISER FOUNDATION HEALTH PLAN INC. | $119K | — | $119K | 3.81% |
| BOHANNON INSURANCE AGENCY, INC.3 Filed as: BOHANNON INSURANCE GROUP | 4317 N. STAR WAY, SUITE A MODESTO, CA 95356 | SUTTER HEALTH PLAN | $33K | — | $33K | 3.50% |
| BOHANNON INSURANCE AGENCY, INC.3 Filed as: BOHANNON INSURANCE GROUP | 4317 N. STAR WAY, SUITE A MODESTO, CA 95356 | DELTA DENTAL OF CALIFORNIA | $26K | — | $26K | 5.00% |
| BOHANNON INSURANCE AGENCY, INC.3 | 4317 N. STAR WAY, SUITE A MODESTO, CA 953569299 | KAISER FOUNDATION HEALTH PLAN INC. | $13K | — | $13K | 3.52% |
| BOHANNON INSURANCE AGENCY, INC.3 | 4317 N. STAR WAY, SUITE A MODESTO, CA 95356 | GERBER LIFE INSURANCE COMPANY | $4K | — | $4K | 5.55% |
| BOHANNON INSURANCE AGENCY, INC.3 Filed as: BOHANNON INSURANCE AGENCY INC. | 4317 N. STAR WAYS, #A MODESTO, CA 95356 | SUN LIFE ASSURANCE COMPANY OF CANADA | $208 | — | $208 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 602 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 602 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 440 | $4.4M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,091 | $528K |
| Vision | GERBER LIFE INSURANCE COMPANY | 530 | $74K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 58 | $1K |
| Prescription drug | SUTTER HEALTH PLAN | 135 | $936K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,091 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.