Insurance carrier

GERBER

Total premium: $3.0M
Filings: 35
Sponsors: 35
Covered lives: 8,079
Market share: 0.00%

health: 5dental: 2vision: 10life: 11drug: 4stopLoss: 10

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed266.7%
Fully insured133.3%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Life1126.2%
Vision1023.8%
Stop-loss1023.8%
Health511.9%
Prescription drug49.5%
Dental24.8%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
TN	1	$423K	0.1%	21.64x
PA	1	$623K	0.0%	7.99x
HI	1	$0	0.2%	94.40x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of GERBER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where GERBER is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
MARGOLIS EDELSTEIN MARGOLIS EDELSTEIN EMPLOYEE BENEFIT PLAN	PA	$623K	285	mixed	HEALTHNOW ADMINISTRATIVE SERVICES
COOPER REALTY COMPANY COOPER REALTY COMPANY EMPLOYEE BENEFIT PLAN	TN	$423K	441	mixed	BART K. EHRENKRANZ
DESIGN PARTNERS, INCORPORATED DESIGN PARTNERS, INCORPORATED PROFIT SHARING PLAN	HI	$0	0	fully insured	BRADLEY T. KINOSHITA

State

Plans

Premium

State share

Index

$423K

0.1%

21.64x

$623K

0.0%

7.99x

0.2%

94.40x

Sponsor

Loc

Premium

Covered

Funding

Broker

MARGOLIS EDELSTEIN

MARGOLIS EDELSTEIN EMPLOYEE BENEFIT PLAN

$623K

285

mixed

HEALTHNOW ADMINISTRATIVE SERVICES

COOPER REALTY COMPANY

COOPER REALTY COMPANY EMPLOYEE BENEFIT PLAN

$423K

441

mixed

BART K. EHRENKRANZ

DESIGN PARTNERS, INCORPORATED

DESIGN PARTNERS, INCORPORATED PROFIT SHARING PLAN

fully insured

BRADLEY T. KINOSHITA