No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TAILORWELL HOLDINGS EIN 47-2419911 ADMINISTRATION AND TPA | Contract Administrator; Accounting (including auditing) Service code 10 | 1631 15TH AVE W SUITE 312 SEATTLE, WA 98119 | $168K |
| WOODRUFF-SAWYER & CO EIN 94-1625126 CONSULTING AND MARKETING | Insurance agents and brokers; Consulting (general) Service code 16 | 5005 MEADOWS ROAD SUITE 415 LAKE OSWEGO, OR 97035 | $126K |
| RGA ROURCES INC EIN 83-1086490 CONSULTING | Consulting (general) Service code 16 | 12918 MUKILTEO SPEEDWAY SUTIE C-606 LYNNWOOD, WA 98087 | $42K |
| KERNUTT STOKES LLP EIN 93-0396435 AUDITOR | Accounting (including auditing) Service code 10 | 1600 EXECUTIVE PARKWAY SUITE 110 EUGENE, OR 97401 | $31K |
| BARRAN LIEBERMAN LLP EIN 93-1251627 ATTORNEY | Legal Service code 29 | 601 SW 2ND AVE PORTLAND, OR 97204 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 656 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 656 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | STANDARD INSURANCE COMPANY | 571 | $840K |
| Dental | STANDARD INSURANCE COMPANY | 571 | $840K |
| Vision | PACIFIC NORTHWEST CONSULTING ENGINEERS HEALTH & WELFARE TRUST | 136 | $8K |
| Life insurance | STANDARD INSURANCE COMPANY | 571 | $840K |
| Long-term disability | STANDARD INSURANCE COMPANY | 571 | $840K |
| Prescription drug | PACIFIC NORTHWEST CONSULTING ENGINEERS HEALTH & WELFARE TRUST | 136 | $8K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 571 | $848K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,017 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.