See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ENGINEERS TRUST ADMIN, INC. EIN 93-1191718 NONE | Contract Administrator Service code 13 | 2075 SW FIRST AVE SUITE 2S PORTLAND, OR 97201 | $128K |
| WOODRUFF-SAWYER & CO EIN 94-1625126 NONE | Insurance agents and brokers Service code 22 | 1001 SW 5TH AVE 500 PORTLAND, OR 97204 | $126K |
| DELAP LLP EIN 93-0418710 NONE | Accounting (including auditing) Service code 10 | 5885 MEADOWS ROAD 200 LAKE OSWEGO, OR 97035 | $12K |
| JAY RATHE CPA P.C. EIN 93-1185909 NONE | Accounting (including auditing) Service code 10 | 2075 SW FIRST AVE SUITE 2-S PORTLAND, OR 97201 | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 756 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROVIDENCE HEALTH PLAN | 1,280 | $6.3M |
| Dental | STANDARD INSURANCE COMPANY | 511 | $563K |
| Vision | PROVIDENCE HEALTH PLAN | 1,280 | $6.3M |
| Life insurance | STANDARD INSURANCE COMPANY | 750 | $114K |
| Short-term disability | STANDARD INSURANCE COMPANY | 467 | $59K |
| Long-term disability | STANDARD INSURANCE COMPANY | 524 | $106K |
| Prescription drug | PROVIDENCE HEALTH PLAN | 1,280 | $6.3M |
| Other | CASCADE CENTERS, INC. | 275 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.