No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WOODRUFF-SAWYER & CO EIN 94-1625126 CONSULTING | Insurance agents and brokers Service code 22 | — | $66K |
| TAYLORWELL EIN 47-2419911 ADMINISTRATION | Contract Administrator Service code 13 | — | $25K |
| KERNUTT STOKES LLP EIN 93-0396435 AUDITOR | Accounting (including auditing) Service code 10 | — | $12K |
| DAVIS WRIGHT TEAM ATTORNEY | Legal Service code 29 | 1300 SW 5TH AVENUE, SUITE 2300 PORTLAND, OR 97221 | $6K |
| JAY C. RATHE, CPA P.C. EIN 93-1185909 ACCOUNTING | Accounting (including auditing) Service code 10 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 565 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 566 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROVIDENCE HEALTH PLAN | 948 | $5.7M |
| Dental | STANDARD INSURANCE COMPANY | 601 | $702K |
| Vision | PROVIDENCE HEALTH PLAN | 948 | $5.7M |
| Life insurance | STANDARD INSURANCE COMPANY | 601 | $702K |
| Short-term disability | STANDARD INSURANCE COMPANY | 601 | $702K |
| Long-term disability | STANDARD INSURANCE COMPANY | 601 | $702K |
| Prescription drug | PROVIDENCE HEALTH PLAN | 948 | $5.7M |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 601 | $705K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 948 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.