| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS | 2111 NE HALSEY ST PORTLAND, OR 97232 | AFLAC | $8K | $0 | $8K | 9.91% |
| ANGEL X ESCAMILLA3 | 4920 SW LOMBARD AVE BEAVERTON, OR 97005 | AFLAC | $7K | $20 | $7K | 9.01% |
| JEFFREY H MITCHELL3 | 2419 NE GRANDHAVEN ST MCMINNVILLE, OR 97128 | AFLAC | $2K | $117 | $2K | 2.84% |
| TODD LINGEL3 | 1641 W JUPITER WAY CHANDLER, AZ 85224 | AFLAC | $2K | $234 | $2K | 2.26% |
| L & T ENT LLC3 Filed as: L&T ENT LLC | 2441 IMPERIAL DR NW ALBANY, OR 97321 | AFLAC | $2K | $62 | $2K | 2.12% |
| PAUL LANGAS3 Filed as: PAUL JON LANGAS | 4025 NW 77TH AVE CAMAS, WA 98607 | AFLAC | $778 | $0 | $778 | 0.98% |
| JAMES S SARANTIS3 | 14132 SE FIRCREST CT PORTLAND, OR 97236 | AFLAC | $215 | $0 | $215 | 0.27% |
| PAUL ANTHONY COMISAK II3 | 6300 E HIGHWAY 388 YOUNGSTOWN, FL 32466 | AFLAC | $102 | $0 | $102 | 0.13% |
| DANIEL S ADAMS3 | 3857 SCOTT CHURCH RD MARIANNA, FL 32448 | AFLAC | $52 | $0 | $52 | 0.07% |
| SAIC INC3 Filed as: SAIC INC. | 1639 BRADLEY PARK DR SUITE 500, BOX 358 COLUMBUS, GA 31904 | AFLAC | $35 | $0 | $35 | 0.04% |
| BRIAN MORRIS3 | 4049 AZALEA AVE SE ALBANY, OR 97322 | AFLAC | $30 | $2 | $32 | 0.04% |
| MARK EDWARDS3 | 16524 SE ALDER CT PORTLAND, OR 97233 | AFLAC | $30 | $0 | $30 | 0.04% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $28 | $0 | $28 | 0.04% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $4 | $0 | $4 | 0.01% |
| STAN A SHERLIN3 | 773 TOWN LAKE DR MONTGOMERY, AL 36117 | AFLAC | $4 | $0 | $4 | 0.01% |
| DDI BENEFITS INC.3 | 2111 NE HALSEY ST PORTLAND, OR 972321522 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 5.17% |
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS | 2111 NE HALSEY ST PORTLAND, OH 972321522 | VISION SERVICE PLAN | $611 | $0 | $611 | 8.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 159 | $50K |
| Vision | VISION SERVICE PLAN | 70 | $7K |
| Short-term disability | AFLAC | 126 | $79K |
| Other(2 contracts, 2 carriers) | AFLAC | 126 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.