| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS | 2111 NE HALSEY ST PORTLAND, OR 97232 | AFLAC | $8K | $0 | $8K | 9.59% |
| ANGEL X ESCAMILLA3 | 4920 SW LOMBARD AVE BEAVERTON, OR 97005 | AFLAC | $7K | $409 | $8K | 9.20% |
| YEOVANY CHERON3 | 4844 LANCASTER DR NE APT 234 SALEM, OH 97305 | AFLAC | $968 | $232 | $1K | 1.44% |
| JAMES S SARANTIS3 | 14132 SE FIRCREST CT PORTLAND, OR 97236 | AFLAC | $973 | $148 | $1K | 1.34% |
| MARIA U ALLEN3 | 77302 NE CHERRY DRIVE HILLSBORO, OR 97124 | AFLAC | $409 | $97 | $506 | 0.61% |
| YESENIA RAQUEL POSADAS3 | 2815 SW FAIRVIEW BLVD PORTLAND, OR 97217 | AFLAC | $423 | $12 | $435 | 0.52% |
| NEIL EUGENE GRAVATT3 | 4998 ARROWOOD CT SE SALEM, OR 97317 | AFLAC | $414 | $0 | $414 | 0.50% |
| JEFFREY H MITCHELL3 | 2419 NE GRANDHAVEN ST MCMINNVILLE, OR 97128 | AFLAC | $374 | $0 | $374 | 0.45% |
| L & T ENT LLC3 Filed as: L&T ENT LLC | 2441 IMPERIAL DR NW ALBANY, OR 97321 | AFLAC | $309 | $0 | $309 | 0.37% |
| TREVOR WILKS3 | 722 HIGHLAND AVE NE SALEM, OR 97301 | AFLAC | $293 | $0 | $293 | 0.35% |
| TODD LINGEL3 | 4960 S GILBERT ROAD STE 1-470 CHANDLER, AZ 85249 | AFLAC | $198 | $0 | $198 | 0.24% |
| ALEXANDER MAXIMILI WATKINS3 | 15309 SE 3RD ST VANCOUVER, WA 98684 | AFLAC | $88 | $38 | $126 | 0.15% |
| KARLI CROOK3 | 478 SW VALERIA VIEW DR APT 104 PORTLAND, OR 97225 | AFLAC | $98 | $0 | $98 | 0.12% |
| PAUL ANTHONY COMISAK II3 | 6300 E HIGHWAY 388 YOUNGSTOWN, FL 32466 | AFLAC | $94 | $0 | $94 | 0.11% |
| PAUL LANGAS3 Filed as: PAUL JON LANGAS | 8910 N JUNIPER ST CAMAS, WA 98607 | AFLAC | $70 | $0 | $70 | 0.08% |
| DANIEL S ADAMS3 | 3857 SCOTT CHURCH RD MARIANNA, FL 32448 | AFLAC | $47 | $0 | $47 | 0.06% |
| TYLER JACOB JORAMO3 | 3101 PERIWINKLE ST FOREST GROVE, OR 97116 | AFLAC | $33 | $0 | $33 | 0.04% |
| SAIC INC3 Filed as: SAIC INC. | 1639 BRADLEY PARK DR SUITE 500, BOX 358 COLUMBUS, GA 31904 | AFLAC | $32 | $0 | $32 | 0.04% |
| LARRY A MORRIS3 | 259 S SEQUOIA PKWY #K093 CANBY, OR 97013 | AFLAC | $28 | $0 | $28 | 0.03% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $26 | $0 | $26 | 0.03% |
| JINX LIBERATO3 | 2821 IONE STREET SACRAMENTO, CA 95821 | AFLAC | $18 | $0 | $18 | 0.02% |
| SKY MORGAN3 | PO BOX 826 THE DALLES, OR 97058 | AFLAC | $17 | $0 | $17 | 0.02% |
| VINCENT BRIAN VOLLMAR3 | 4085 HAGER ST SE SUITE 300 SALEM, OR 97301 | AFLAC | $10 | $0 | $10 | 0.01% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $3 | $0 | $3 | 0.00% |
| STAN A SHERLIN3 | 773 TOWN LAKE DR MONTGOMERY, AL 36117 | AFLAC | $3 | $0 | $3 | 0.00% |
| BRIAN MORRIS3 | 4049 AZALEA AVE SE ALBANY, OR 97322 | AFLAC | $2 | $0 | $2 | 0.00% |
| DDI BENEFITS INC.3 | 2111 NE HALSEY ST PORTLAND, OR 972321522 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.01% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 1980 FESTIVAL PLAZA DR. STE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.16% |
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS | 2111 NE HALSEY ST PORTLAND, OR 972321522 | VISION SERVICE PLAN | $771 | $0 | $771 | 7.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 372 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 372 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 191 | $71K |
| Vision | VISION SERVICE PLAN | 77 | $11K |
| Short-term disability | AFLAC | 157 | $83K |
| Other | AFLAC | 157 | $83K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 191 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.