| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS | 2111 NE HALSEY ST. PORTLAND, OR 97232 | NEW PATH MUTUAL INSURANCE COMPANY | $0 | $25K | $25K | 6.00% |
| REDIRECT CONNECT3 | 13430 N SCOTTSDALE RD. STE 200 SCOTTSDALE, AZ 85254 | NEW PATH MUTUAL INSURANCE COMPANY | $0 | $12K | $12K | 3.00% |
| ARIZONA BENEFIT PLANS INC3 Filed as: ARIZONA BENEFIT PLANS | 1850 N CENTRAL AVE. STE 2000 PHOENIX, AZ 85004 | NEW PATH MUTUAL INSURANCE COMPANY | $0 | $4K | $4K | 1.00% |
| ANGEL X ESCAMILLA3 | 4920 SW LOMBARD AVE BEAVERTON, OR 97005 | AFLAC | $8K | $406 | $8K | 9.59% |
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS | 2111 NE HALSEY ST PORTLAND, OR 97232 | AFLAC | $8K | $0 | $8K | 9.36% |
| JAMES S SARANTIS3 | 14132 SE FIRCREST CT PORTLAND, OR 97236 | AFLAC | $1K | $86 | $1K | 1.43% |
| EMILIA E CASILLAS3 | 1504 NE 87TH WAY VANCOUVER, WA 98665 | AFLAC | $1K | $20 | $1K | 1.29% |
| JEFFREY H MITCHELL3 | 2419 NE GRANDHAVEN ST MCMINNVILLE, OR 97128 | AFLAC | $525 | $0 | $525 | 0.63% |
| L & T ENT LLC3 Filed as: L&T ENT LLC | 2441 IMPERIAL DR NW ALBANY, OR 97321 | AFLAC | $473 | $0 | $473 | 0.57% |
| ALEXANDER MAXIMILI WATKINS3 | 15309 SE 3RD ST VANCOUVER, WA 98684 | AFLAC | $355 | $0 | $355 | 0.43% |
| TODD LINGEL3 | 4960 S GILBERT ROAD STE 1-470 CHANDLER, AZ 85249 | AFLAC | $262 | $0 | $262 | 0.32% |
| MARIA U ALLEN3 | 77302 NE CHERRY DRIVE HILLSBORO, OR 97124 | AFLAC | $150 | $0 | $150 | 0.18% |
| PAUL LANGAS3 Filed as: PAUL JON LANGAS | 8910 N JUNIPER ST CAMAS, WA 98607 | AFLAC | $115 | $0 | $115 | 0.14% |
| PAUL ANTHONY COMISAK II3 | 6300 E HIGHWAY 388 YOUNGSTOWN, FL 32466 | AFLAC | $109 | $0 | $109 | 0.13% |
| YESENIA RAQUEL POSADAS3 | 5327 N MINNESOTA AVE PORTLAND, OR 97217 | AFLAC | $91 | $0 | $91 | 0.11% |
| DANIEL S ADAMS3 | 3857 SCOTT CHURCH RD MARIANNA, FL 32448 | AFLAC | $55 | $0 | $55 | 0.07% |
| TREVOR WILKS3 | 722 HIGHLAND AVE NE SALEM, OR 97301 | AFLAC | $33 | $17 | $50 | 0.06% |
| VINCENT BRIAN VOLLMAR3 | 777 COMMERCIAL ST SE SUITE 20 SALEM, OR 97301 | AFLAC | $22 | $17 | $39 | 0.05% |
| SAIC INC3 Filed as: SAIC INC. | 1639 BRADLEY PARK DR SUITE 500, BOX 358 COLUMBUS, GA 31904 | AFLAC | $38 | $0 | $38 | 0.05% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $30 | $0 | $30 | 0.04% |
| JINX LIBERATO3 | 2821 IONE STREET SACRAMENTO, CA 95821 | AFLAC | $18 | $0 | $18 | 0.02% |
| SKY MORGAN3 | PO BOX 826 THE DALLES, OR 97058 | AFLAC | $17 | $0 | $17 | 0.02% |
| LUIS SALVADOR GONZALEZ3 | 885 LUBA ST WOODBURN, OR 97071 | AFLAC | $12 | $0 | $12 | 0.01% |
| BRIAN MORRIS3 | 4049 AZALEA AVE SE ALBANY, OR 97322 | AFLAC | $9 | $0 | $9 | 0.01% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $4 | $0 | $4 | 0.00% |
| STAN A SHERLIN3 | 773 TOWN LAKE DR MONTGOMERY, AL 36117 | AFLAC | $4 | $0 | $4 | 0.00% |
| ENROLLEASE3 Filed as: ENROLLEASE INC. | 1980 FESTIVAL PLAZA DR. STE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 5.05% |
| DDI BENEFITS INC.3 | 2111 NE HALSEY ST PORTLAND, OR 972321522 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $37 | $3K | 4.04% |
| DDI BENEFITS INC.3 Filed as: DDI BENEFITS | 2111 NE HALSEY ST PORTLAND, OR 972321522 | VISION SERVICE PLAN | $747 | $0 | $747 | 8.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NEW PATH MUTUAL INSURANCE COMPANY | 190 | $412K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 167 | $75K |
| Vision | VISION SERVICE PLAN | 78 | $9K |
| Short-term disability | AFLAC | 146 | $83K |
| Other(2 contracts, 2 carriers) | AFLAC | 342 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.