No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LABOR FIRST, LLC. NONE | Copying and duplicating; Direct payment from the plan; Claims processing Service code 12 | 1000 MIDLANTIC DRIVE, SUITE 100 MOUNT LAUREL, NJ 08054 | $907K |
| WELFARE & PENSION ADMIN SERVICE,INC EIN 91-1363171 NONE | Other services; Claims processing; Contract Administrator; Direct payment from the plan; Copying and duplicating Service code 12 | — | $742K |
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $359K |
| ZELIS CLAIMS INTEGRITY EIN 86-1040704 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | — | $124K |
| ALAFFIA HEALTH NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | 169 MADISON AVE #2049 NEW YORK, NY 10016 | $118K |
| LABORERS LOCAL NO. 341 EIN 92-0013258 CONTRIBUTING EMPLOYER | Consulting (general); Participant communication; Direct payment from the plan Service code 16 | — | $85K |
| PARKER SMITH & FEEK, INC EIN 91-0660018 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Consulting (general); Direct payment from the plan Service code 16 | — | $77K |
| HEALTH CARE COST MGMT. CORP OF AK EIN 94-3283661 NONE | Direct payment from the plan; Contract Administrator; Other services Service code 13 | — | $63K |
| TURNER, STOEVE & GAGLIARDI PS EIN 91-1282506 NONE | Legal; Direct payment from the plan Service code 29 | — | $47K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $43K |
| NATIONAL COOPERATIVERX EIN 04-3775178 NONE | Other fees Service code 99 | — | $31K |
| MILLIMAN INC EIN 91-0675641 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $29K |
| CHANGE HEALTHCARE EIN 20-5591816 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $13K |
| AON INVESTMENTS USA INC. EIN 36-3109431 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $13K |
| BARLOW COUGHRAN MORALES & JOSEPHSON EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,692 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 258 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,148 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,098 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 3,188 | $33K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,394 | $1.0M |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 3,188 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.