No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION SERVICE, INC EIN 91-1363171 NONE | Claims processing; Contract Administrator; Direct payment from the plan; Recordkeeping fees; Other fees Service code 12 | — | $638K |
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $360K |
| PRONOUNCED HEALTH SOLUTIONS EIN 22-3493126 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $224K |
| HEALTH CARE COST MGMT CORP EIN 94-3283661 NONE | Direct payment from the plan; Contract Administrator; Other services Service code 13 | — | $91K |
| JERMAIN DUNNAGAN & OWEN EIN 92-0116216 RELATED PARTY | Legal; Direct payment from the plan Service code 29 | — | $81K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $74K |
| PARKER, SMITH & FEEK EIN 91-0660018 NONE | Direct payment from the plan; Consulting (general); Insurance agents and brokers; Insurance brokerage commissions and fees Service code 16 | — | $74K |
| LABORERS LOCAL NO. 341 EIN 92-0013258 LOCAL UNION | Direct payment from the plan; Participant communication; Consulting (general) Service code 16 | — | $57K |
| CHANGE HEALTHCARE EIN 20-5591816 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $26K |
| VISION SERVICE PLAN EIN 23-7089668 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Claims processing Service code 12 | — | $12K |
| MILLIMAN INC EIN 91-0675641 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $11K |
| AON HEWITT INVESTMENT CO NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | 39584 TREASURY CENTER CHICAGO, IL 60694 | $10K |
| PACIFIC INCOME ADVISORS EIN 95-4067974 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $9K |
| LABORERS LOCAL NO. 942 EIN 92-0013113 LOCAL UNION | Direct payment from the plan; Consulting (general); Participant communication Service code 16 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,367 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 252 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,076 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,695 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 1,211 | $33K |
| Stop-loss / reinsurancereinsurance | FIDELITY SECURITY LIFE INSURANCE COMPANY | 1,984 | $913K |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 1,211 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,984 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.