No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION SERVICE, INC EIN 91-1363171 NONE | Contract Administrator; Direct payment from the plan; Recordkeeping fees; Other fees; Claims processing Service code 12 | — | $626K |
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $323K |
| OPTUM EIN 41-1591944 NONE | Other fees Service code 99 | — | $105K |
| PARKER, SMITH & FEEK EIN 91-0660018 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers; Consulting (general) Service code 16 | — | $90K |
| HEALTH CARE COST MGMT CORP EIN 94-3283661 NONE | Other services; Contract Administrator; Direct payment from the plan Service code 13 | — | $75K |
| JERMAIN DUNNAGAN & OWEN EIN 92-0116216 RELATED PARTY | Legal; Direct payment from the plan Service code 29 | — | $70K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $50K |
| LABORERS LOCAL NO. 341 EIN 92-0013258 LOCAL UNION | Participant communication; Direct payment from the plan; Consulting (general) Service code 16 | — | $44K |
| NATIONAL COOPERATIVERX | Other fees Service code 99 | — | $37K |
| MILLIMAN INC EIN 91-0675641 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $28K |
| PRONOUNCED HEALTH SOLUTIONS EIN 22-3493126 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $27K |
| CHANGE HEALTHCARE EIN 20-5591816 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $22K |
| AON HEWITT INVESTMENT CO EIN 27-2436452 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $13K |
| VISION SERVICE PLAN EIN 23-7089668 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Direct payment from the plan Service code 12 | — | $10K |
| US BANK EIN 31-0841368 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $8K |
| BANK OF AMERICA NONE | Direct payment from the plan; Custodial (other than securities) Service code 18 | P.O. BOX 25118 TAMPA, FL 33622 | $6K |
| NATIONAL COOPERATIVE RX EIN 04-3775178 NONE | Other fees Service code 99 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,025 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 215 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,135 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,375 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 993 | $30K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,533 | $889K |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 993 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,533 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.