| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KEVIN B. JOHNSON3 | 601 UNION ST., SUITE 2500 SEATTLE, WA 98101 | NORTHWESTERN MUTUAL | $160 | $200 | $360 | 1.56% |
| ASLAKSON FINANCIAL GROUP INC.3 | 601 UNION ST., SUITE 2500 SEATTLE, WA 98101 | NORTHWESTERN MUTUAL | $46 | $4 | $50 | 0.22% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ONEAMERICA RETIREMENT SERVICES LLC EIN 46-5378846 RECORDKEEPER | Participant loan processing; Direct payment from the plan; Account maintenance fees; Participant communication; Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $422K |
| BRANDES INVESTMENT PARTNERS EIN 33-0704072 INVESTMENT ADVISOR | Investment management fees paid directly by plan; Investment advisory (participants) Service code 26 | — | $241K |
| INVESCO INTERNATIONAL EIN 32-6065438 INVESTMENT ADV | Investment management fees paid directly by plan; Investment advisory (participants) Service code 26 | — | $214K |
| D. A. DAVIDSON & COMPANY EIN 81-0139474 INVESTMENT ADVISOR | Investment advisory (participants); Investment management fees paid directly by plan Service code 26 | — | $45K |
| CONCERT WEALTH MANAGEMENT INC. INVESTMENT ADVISOR | Investment management fees paid directly by plan; Investment advisory (participants) Service code 26 | 1202 3RD AVENUE, SUITE 5040 SEATTLE, WA 98101 | $42K |
| NORTHWESTERN MUTUAL FINANCIAL BROKER SERVICE | Insurance brokerage commissions and fees Service code 53 | 601 UNION STREET, SUITE 2500 SEATTLE, WA 98101 | $33K |
| TD AMERITRADE INC. EIN 47-0533629 BROKER | Soft dollars commissions; Shareholder servicing fees; Sub-transfer agency fees; Distribution (12b-1) fees Service code 59 | — | $18K |
| SONATA CAPITAL GROUP EIN 91-2035283 INVESTMENT ADVISOR | Investment advisory (participants); Investment management fees paid directly by plan Service code 26 | 2001 6TH AVE SUITE #2600 SEATTLE, WA 98101 | $18K |
| MERRILL LYNCH EIN 13-3266276 INVESTMENT ADV | Investment management fees paid directly by plan; Investment advisory (participants) Service code 26 | — | $16K |
| CARRET ASSET MANAGEMENT LLC EIN 55-0863498 INVESTMENT ADV | Investment advisory (participants); Investment management fees paid directly by plan Service code 26 | — | $14K |
| JEFFERSON PILOT SECURITIES CORPORAT INVESTMENT ADVISOR | Investment management fees paid directly by plan; Investment advisory (participants) Service code 26 | 359 BEL MARIN KEYS BLVD, STE 28 NOVATO, CA 94949 | $10K |
| MCGINN INVESTMENT MANAGEMENT INC. EIN 52-1760109 INVESTMENT ADVISOR | Investment management fees paid directly by plan; Investment advisory (participants) Service code 26 | — | $9K |
| BECKER CAPITAL MANAGEMENT, INC. INVESTMENT ADVISOR | Investment advisory (participants); Investment management fees paid directly by plan Service code 26 | 1211 SW 5TH AVE, STE 2185 PORTLAND, OR 97204 | $8K |
| MSCS FINANCIAL INVESTMENT ADVISOR | Investment management fees paid directly by plan; Investment advisory (participants) Service code 26 | P.O. BOX 52129 PHOENIX, AZ 85072 | $7K |
| UBS FINANCIAL SERVICES EIN 13-2638166 INVESTMENT ADVISOR | Account maintenance fees; Investment advisory (plan); Other fees Service code 27 | — | $7K |
| COLDSTREAM CAPITAL MANAGEMENT EIN 93-1052371 INVESTMENT ADV | Investment management fees paid directly by plan; Investment advisory (participants) Service code 26 | — | $6K |
| THE PHIL SCOTT GROUP INVESTMENT ADVISOR | Investment advisory (participants); Investment management fees paid directly by plan Service code 26 | 601 108 AVENUE NE, STE 21 BELLVUE, WA 98004 | $6K |
| BUCKINGHAM ASSET MANAGEMENT EIN 20-8306720 INVESTMENT ADV | Investment advisory (participants); Investment management fees paid directly by plan Service code 26 | — | $5K |
| CHARLES SCHWAB EIN 94-1737782 INVESTMENT ADVISOR | Investment advisory (participants); Investment management fees paid directly by plan Service code 26 | 2423 E. LINCOLN DRIVE PHOENIX, AZ 85016 | $932 |
| CHARLES SCHWAB & CO., INC. | Investment management fees paid directly by plan; Investment advisory (participants) Service code 26 | — | $0 |
| MATRIX TRUST COMPANY EIN 75-3182674 SUB-CUSTODIAN | Float revenue; Soft dollars commissions Service code 62 | — | $0 |
| TD AMERITRADE, INC. | Sub-transfer agency fees; Soft dollars commissions; Distribution (12b-1) fees; Shareholder servicing fees Service code 59 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 61 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 430 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 10 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,643 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(4 contracts, 3 carriers) | NORTHWESTERN MUTUAL | 7 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.