| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC. Filed as: ALLIANT INSURANCE SERVICES | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | PREMERA BLUE CROSS | $21K | $6K | $27K | 1.05% |
| ALLIANT INSURANCE SERVICES, INC. Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET, STE 600 SAN DIEGO, CA 92101 | LIFEWISE ASSURANCE COMPANY | $28K | $0 | $28K | 4.51% |
| ALLIANT INSURANCE SERVICES, INC. Filed as: ALLIANT INS SERV-MOLONEY O'NEILL LI | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | DELTA DENTAL OF WASHINGTON | $7K | $0 | $7K | 2.76% |
| TERRY K ALLEN | PO BOX 13406 SPOKANE, WA 99213 | AFLAC | $10K | $172 | $11K | 7.35% |
| DARAN L WYCKOFF | 2907 3 64TH CT SPOKANE, WA 99223 | AFLAC | $2K | $34 | $2K | 1.12% |
| TERRY K ALLEN | PO BOX 13406 SPOKANE, WA 99213 | AFLAC | $2K | $0 | $2K | 1.10% |
| ALLIANT INSURANCE SERVICES, INC. Filed as: ALLIANT INSURANCE SERVICES | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | AFLAC | $1K | $0 | $1K | 0.98% |
| DENNIS JAMES SAMS | 312 W 50TH CT KENNEWICK, WA 99337 | AFLAC | $1K | $8 | $1K | 0.95% |
| KEVIN C HALLAM | 5303 S BATES RD SPOKANE, WA 99206 | AFLAC | $1K | $28 | $1K | 0.94% |
| TERRY D ALLEN | 5926 E 11TH AVE SPOKANE, WA 99212 | AFLAC | $935 | $0 | $935 | 0.65% |
| GEORGE J KESSLER | 428 W 20TH AVE SPOKANE, WA 99203 | AFLAC | $924 | $0 | $924 | 0.64% |
| MOLONEY & ONEILL LIFE INC | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | AFLAC | $846 | $0 | $846 | 0.59% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $654 | $0 | $654 | 0.45% |
| ETB INC | 5241 W ORDHARD AVE RATHDRUM, ID 83858 | AFLAC | $599 | $0 | $599 | 0.42% |
| MOLONEY & ONEILL LIFE INC | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | AFLAC | $522 | $0 | $522 | 0.36% |
| DANIEL RIFFLE | 8015 N EXCELL DR SPOKANE, WA 99208 | AFLAC | $483 | $0 | $483 | 0.33% |
| CHERYL J LAMPE | PO BOX S MOSES LAKE, WA 98837 | AFLAC | $434 | $31 | $465 | 0.32% |
| VON KLOHE | 1020 E 54TH AVE SPOKANE, WA 99223 | AFLAC | $388 | $0 | $388 | 0.27% |
| SANDRA J NOE | 2311 W 16TH AVE LOT 210 SPOKANE, WA 99224 | AFLAC | $368 | $0 | $368 | 0.26% |
| AARON CURTIS OLSON | 2210 S MEADOWVIEW RD GREENACRES, WA 99016 | AFLAC | $327 | $0 | $327 | 0.23% |
| ROGER L OLSON | 471 DAVIS LAKE RD USK, WA 99180 | AFLAC | $321 | $0 | $321 | 0.22% |
| MACKIE ENTERPRISES LLC | 3602 S JOHNSON ST KENNEWICK, WA 99337 | AFLAC | $261 | $0 | $261 | 0.18% |
| RODERICK ALLEN BAIR | 505 N ARGONNE RD BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $247 | $0 | $247 | 0.17% |
| THOMAS LEROY HARTIG | PO BOX 955 LEWISTON, ID 83501 | AFLAC | $233 | $0 | $233 | 0.16% |
| KRISTEN SUE PLAISANCE | 11315 E 12TH AVE SPOKANE VALLEY, WA 99206 | AFLAC | $209 | $0 | $209 | 0.14% |
| LISA M HALL | 2542 E SUNDOWN DR COEUR D ALENE, ID 83815 | AFLAC | $201 | $0 | $201 | 0.14% |
| DAN E MECKEL | 17922 S SCOTTIE DOG LN CHENEY, WA 99004 | AFLAC | $199 | $0 | $199 | 0.14% |
| DIXIE D SIMON | 509 N SHAMROCK RD SPOKANE VALLEY, WA 99037 | AFLAC | $196 | $0 | $196 | 0.14% |
| JEFFERY W HARRIS | 10013 NE HAZEL DELL AVE BOX 236 VANCOUVER, WA 98685 | AFLAC | $151 | $0 | $151 | 0.10% |
| PEGGY L CAZIER | PO BOX 1574 WALLA WALLA, WA 99362 | AFLAC | $127 | $0 | $127 | 0.09% |
| DANIEL CHARLES HILT | 1994 WALNUT ST MILTON FREEWATER, OR 97862 | AFLAC | $121 | $0 | $121 | 0.08% |
| DOUGLAS E ALLEN | 1418 N BELL STREET SPOKANE VALLEY, WA 99016 | AFLAC | $117 | $0 | $117 | 0.08% |
| SANDRA M LOHNES | PO BOX 678 EASTON, WA 98925 | AFLAC | $101 | $6 | $107 | 0.07% |
| LUANN E DAVIS | 325 N GRANT STREET KENNEWICK, WA 99336 | AFLAC | $106 | $0 | $106 | 0.07% |
| JUDSON T LAW | 7654 N WILLOW WALK LN EAGLE MOUNTAIN, UT 84005 | AFLAC | $105 | $0 | $105 | 0.07% |
| MERLE R ARMSTRONG JR Filed as: MERLE A ARMSTRONG JR | PO BOX 1134 MOSES LAKE, WA 98837 | AFLAC | $105 | $0 | $105 | 0.07% |
| MARY B PAULSON | 427 S QUAY PL KENNEWICK, WA 99336 | AFLAC | $100 | $2 | $102 | 0.07% |
| SHERRIE JANE NELSON | 3002 S VANCOUVER ST KENNEWICK, WA 99337 | AFLAC | $88 | $0 | $88 | 0.06% |
| BETTY J JENKINS | 803 S MCKINNEY RD OTHELLO, WA 99344 | AFLAC | $78 | $0 | $78 | 0.05% |
| STACEY A SWIFT | 832 KENNETH ST MOSCOW, ID 83843 | AFLAC | $77 | $0 | $77 | 0.05% |
| HEIDI RHODEN | 5390 SMITHSON RD ELLENSBURG, WA 98929 | AFLAC | $76 | $0 | $76 | 0.05% |
| MICHAEL A MAYER | PO BOX 5625 PASCO, WA 99302 | AFLAC | $66 | $2 | $68 | 0.05% |
| CLIFF HARRISON BARROWS | 5716 S FERRALL ST SPOKANE, WA 99223 | AFLAC | $68 | $0 | $68 | 0.05% |
| TERESA MAUREEN CRAVINHO | 9395 SW SIUSLAW LANE TUALATIN, OR 97062 | AFLAC | $64 | $0 | $64 | 0.04% |
| SEAN F HARRINGTON | 11151 MIERAS RD YAKIMA, WA 98901 | AFLAC | $61 | $0 | $61 | 0.04% |
| CHERYL J LAMPE | PO BOX S MOSES LAKE, WA 98837 | AFLAC | $59 | $0 | $59 | 0.04% |
| CLIFFORD VICTOR HOLLEY | 23314 E VALLEYWAY AVE LIBERTY LAKE, WA 99019 | AFLAC | $46 | $0 | $46 | 0.03% |
| BRIAN HERRMAN | PO BOX 677 LEWISTON, ID 83501 | AFLAC | $39 | $0 | $39 | 0.03% |
| JAMES R BARS | PO BOX 333 COVE, OR 97824 | AFLAC | $29 | $0 | $29 | 0.02% |
| LEANNE J PARKER | 10420 SW 130TH AVE BEAVERTON, OR 97008 | AFLAC | $27 | $0 | $27 | 0.02% |
| ANDREA DE LEON | PO BOX 156 OTHELLO, WA 99344 | AFLAC | $24 | $0 | $24 | 0.02% |
| GEORGE D MACKIE | 3602 S JOHNSON ST KENNEWICK, WA 99337 | AFLAC | $24 | $0 | $24 | 0.02% |
| RODERICK ALLEN BAIR | 2900 N GOVERNMENT WAY #19 COEUR D ALENE, ID 83815 | AFLAC | $22 | $0 | $22 | 0.02% |
| LESLIE HEINSEN | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $22 | $0 | $22 | 0.02% |
| ROBERT T KNOTT | 285 FARBER DR PAYETTE, ID 83661 | AFLAC | $22 | $0 | $22 | 0.02% |
| GROUP NORTHWEST INC | 203 W SHANNON AVE SPOKANE, WA 99205 | AFLAC | $21 | $0 | $21 | 0.01% |
| JOEL S LUCAS | 2129 S BELAIR DR MOSES LAKE, WA 98837 | AFLAC | $21 | $0 | $21 | 0.01% |
| JEFFREY H MITCHELL | 2419 NE GRANDHAVEN ST MCMINNVILLE, OR 97128 | AFLAC | $21 | $0 | $21 | 0.01% |
| JAMES A TURNER | 8520 ROAD 11 NE MOSES LAKE, WA 98837 | AFLAC | $20 | $0 | $20 | 0.01% |
| G SCOTT COOKE Filed as: SCOTT E NIELSEN | 2709 DAY ISLAND BLVD W UNIT A UNIVERSITY PL, WA 98466 | AFLAC | $19 | $0 | $19 | 0.01% |
| COREY H ROWLES | 24417 SE 127TH ST ISSAQUAH, WA 98027 | AFLAC | $19 | $0 | $19 | 0.01% |
| CAROL E OLSON | 471 DAVIS LAKE RD USK, WA 99180 | AFLAC | $18 | $0 | $18 | 0.01% |
| ELIZABETH STROE | 815 FERN AVE WALLA WALLA, WA 99362 | AFLAC | $16 | $0 | $16 | 0.01% |
| RUTH D ELLSWORTH | 6927 S JASPER DR SPOKANE, WA 99224 | AFLAC | $13 | $0 | $13 | 0.01% |
| WILLIAM WALTER WARNER | 1420 SERRANO PL APT A REDDING, CA 96003 | AFLAC | $12 | $0 | $12 | 0.01% |
| SCOTT R ST MARY | 903 N 34TH AVE TRLR 13 YAKIMA, WA 98902 | AFLAC | $11 | $0 | $11 | 0.01% |
| GREGORY E DECCIO | 6704 OLIVER DR YAKIMA, WA 98901 | AFLAC | $11 | $0 | $11 | 0.01% |
| ERIC F CORNETT | 572 SW BLUFF DR STE 100 BEND, OR 97702 | AFLAC | $11 | $0 | $11 | 0.01% |
| ERNEST E SNOOK | 14011 282ND LN NE DUVALL, WA 98019 | AFLAC | $10 | $0 | $10 | 0.01% |
| PHILBERT E ORTEGA | 15100 SE 38TH ST #763 BELLEVUE, WA 98006 | AFLAC | $9 | $0 | $9 | 0.01% |
| SAMUEL G DELEON | PO BOX 156 OTHELLO, WA 99344 | AFLAC | $8 | $0 | $8 | 0.01% |
| LINDA F CRAIG | 1374 UPLAND DR SUNNYSIDE, WA 98944 | AFLAC | $7 | $0 | $7 | 0.00% |
| BRIAN W. BALMES Filed as: BRIAN W BALMES | 302 S 1ST ST YAKIMA, WA 98901 | AFLAC | $6 | $0 | $6 | 0.00% |
| SANDRA L. GIRARD Filed as: SANDRA L GIRARD | 1116 SONORA AVE MANTECA, CA 95337 | AFLAC | $5 | $0 | $5 | 0.00% |
| PHILBERT E ORTEGA | 15100 SE 38TH ST #763 BELLEVUE, WA 98006 | AFLAC | $5 | $0 | $5 | 0.00% |
| KRISTINE G WYCKOFF | PO BOX 952 SPOKANE VALLEY, WA 99037 | AFLAC | $3 | $0 | $3 | 0.00% |
| NAOMI RITA HILARY | 105 FIR ST STE 323 LA GRANDE, OR 97850 | AFLAC | $3 | $0 | $3 | 0.00% |
| ERIC DANIEL WEILAND | 14511 SW CORNERSTONE LN SHERWOOD, OR 97140 | AFLAC | $2 | $0 | $2 | 0.00% |
| KEVIN B SORIA | 7904 S PENNSYLVANIA DR LITTLETON, CO 80122 | AFLAC | $2 | $0 | $2 | 0.00% |
| GINA SIENIA | PO BOX 446 ECHO, OR 97826 | AFLAC | $2 | $0 | $2 | 0.00% |
| ROBERT T KNOTT | 378 NW VERA AVE #1 COLLEGE PLACE, WA 99324 | AFLAC | $2 | $0 | $2 | 0.00% |
| SANDRA L. GIRARD Filed as: SANDRA L GIRARD | 2404 CHARMSTONE WAY COPPEROPOLIS, CA 95228 | AFLAC | $1 | $0 | $1 | 0.00% |
| LESLIE J BAILEY | 4234 N PORT AGE AVE MERIDIAN, ID 83646 | AFLAC | $1 | $0 | $1 | 0.00% |
| CASEY DALE HOBSON | 13320 W REDWICK DR BOISE, ID 83713 | AFLAC | $1 | $0 | $1 | 0.00% |
| NAOMI RITA HILARY | 1704 JEFFERSON AVE LA GRANDE, OR 97850 | AFLAC | $1 | $0 | $1 | 0.00% |
| KEVIN B SORIA | 815 S BRIDGE WAY PL STE 100 EAGLE, ID 83616 | AFLAC | $1 | $0 | $1 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 9.91% |
| MOLONEY & ONEILL LIFE INC3 | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.56% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | MUTUAL OF OMAHA | $2K | $2K | $4K | 110.89% |
| MOLONEY & ONEILL LIFE INC3 | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | MUTUAL OF OMAHA | $928 | $0 | $928 | 25.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 295 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 2 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 306 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 517 | $2.6M |
| Dental | DELTA DENTAL OF WASHINGTON | 599 | $252K |
| Vision | PREMERA BLUE CROSS | 517 | $2.6M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 314 | $51K |
| Long-term disability | MUTUAL OF OMAHA | 314 | $4K |
| Prescription drug | PREMERA BLUE CROSS | 517 | $2.6M |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 297 | $622K |
| Other(2 contracts, 2 carriers) | AFLAC | 314 | $195K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 599 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.