| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC. Filed as: ALLIANT INSURANCE SERVICES INC | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | PREMERA BLUE CROSS | $0 | $7K | $7K | 0.20% |
| MOLONEY & ONEILL LIFE INC Filed as: MOLONEY & ONEILL BENEFITS LLC | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | LIFEWISE ASSURANCE COMPANY | $25K | $0 | $25K | 4.46% |
| MOLONEY & ONEILL LIFE INC Filed as: MOLONEY & ONEILL BENEFITS LLC | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | DELTA DENTAL OF WASHINGTON | $9K | $0 | $9K | 3.21% |
| TERRY K ALLEN | PO BOX 13406 SPOKANE, WA 99213 | AFLAC | $5K | $85 | $5K | 3.72% |
| KEVIN C HALLAM | 5303 S BATES RD SPOKANE, WA 99206 | AFLAC | $2K | $31 | $2K | 1.61% |
| DENNIS JAMES SAMS | 312 W 50TH COURT KENNEWICK, WA 99337 | AFLAC | $2K | $74 | $2K | 1.23% |
| TERRY D ALLEN | 5926 E 11TH AVE SPOKANE, WA 99212 | AFLAC | $966 | $0 | $966 | 0.73% |
| MOLONEY & ONEILL LIFE INC Filed as: MOLONEY & ONEILL BENEFITS LLC | 818 W RIVERSIDE STE 800 SPOKANE, WA 99201 | AFLAC | $901 | $0 | $901 | 0.68% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $728 | $0 | $728 | 0.55% |
| VON KLOHE | 1020 E 54TH AVE SPOKANE, WA 99223 | AFLAC | $566 | $25 | $591 | 0.45% |
| CHERYL J LAMPE | PO BOX S MOSES LAKE, WA 98837 | AFLAC | $473 | $46 | $519 | 0.39% |
| DARAN L WYCKOFF | 505 N ARGONNE RD BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $385 | $31 | $416 | 0.31% |
| SANDRA J NOE | 2311 W 16TH AVE LOT 210 SPOKANE, WA 99224 | AFLAC | $373 | $0 | $373 | 0.28% |
| ROGER L OLSON | 471 DAVIS LAKE RD USK, WA 99180 | AFLAC | $359 | $0 | $359 | 0.27% |
| AARON CURTIS OLSON | 2210 S MEADOWVIEW RD GREENACRES, WA 99016 | AFLAC | $352 | $0 | $352 | 0.27% |
| MACKIE ENTERPRISES LLC | 3602 S JOHNSON ST KENNEWICK, WA 99337 | AFLAC | $287 | $0 | $287 | 0.22% |
| THOMAS LEROY HARTIG | PO BOX 995 LEWISTON, ID 83501 | AFLAC | $245 | $0 | $245 | 0.18% |
| RODERICK ALLEN BAIR | 505 N ARGONNE RD BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $242 | $0 | $242 | 0.18% |
| DIXIE D SIMON | 509 N SHAMROCK RD SPOKANE VALLEY, WA 99037 | AFLAC | $227 | $0 | $227 | 0.17% |
| JEFFERY W HARRIS | 10013 NE HAZEL DELL AVE BOX 236 VANCOUVER, WA 98685 | AFLAC | $219 | $0 | $219 | 0.17% |
| DAN E MECKEL | 17922 S SCOTTIE DOG LN CHENEY, WA 99004 | AFLAC | $211 | $0 | $211 | 0.16% |
| JUDSON T LAW | 7654 N WILLOW WALK LN EAGLE MOUNTAIN, UT 84005 | AFLAC | $141 | $0 | $141 | 0.11% |
| BETTY J JENKINS | 803 S MCKINNEY RD OTHELLO, WA 99344 | AFLAC | $135 | $0 | $135 | 0.10% |
| PEGGY L CAZIER | PO BOX 1574 WALLA WALLA, WA 99362 | AFLAC | $127 | $0 | $127 | 0.10% |
| DANIEL CHARLES HILT | 1994 WALNUT ST MILTON FREEWATER, OR 97862 | AFLAC | $122 | $0 | $122 | 0.09% |
| KRISTEN SUE PLAISANCE | 11315 E 12TH AVE SPOKANE VALLEY, WA 99206 | AFLAC | $122 | $0 | $122 | 0.09% |
| DOUGLAS E ALLEN | 1418 N BELL STREET SPOKANE VALLEY, WA 99016 | AFLAC | $117 | $0 | $117 | 0.09% |
| LUANN E DAVIS | 325 N GRANT STREET KENEWICK, WA 99336 | AFLAC | $107 | $0 | $107 | 0.08% |
| MERLE R ARMSTRONG JR | PO BOX 1134 MOSES LAKE, WA 98837 | AFLAC | $105 | $0 | $105 | 0.08% |
| SHERRIE JANE NELSON | 3002 S VANCOUVER ST KENNEWICK, WA 99337 | AFLAC | $101 | $0 | $101 | 0.08% |
| MICHAEL A MAYER | PO BOX 5625 PASCO, WA 99302 | AFLAC | $71 | $15 | $86 | 0.06% |
| RODERICK ALLEN BAIR | 505 N ARGONNE RD BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $85 | $0 | $85 | 0.06% |
| STACEY A SWIFT | 832 KENNETH ST MOSCOW, ID 83843 | AFLAC | $79 | $0 | $79 | 0.06% |
| MARY B PAULSON | 427 S QUAY PL KENNEWICK, WA 99336 | AFLAC | $71 | $0 | $71 | 0.05% |
| SANDRA M LOHNES | PO BOX 678 EASTON, WA 98925 | AFLAC | $69 | $0 | $69 | 0.05% |
| TERESA MAUREEN CRAVINHO | 9395 SW SIUSLAW LANE TUALATIN, OR 97062 | AFLAC | $64 | $0 | $64 | 0.05% |
| CLIFFORD VICTOR HOLLEY | 23314 E VALLEYWAY AVE LIBERTY LAKE, WA 99019 | AFLAC | $63 | $0 | $63 | 0.05% |
| SEAN F HARRINGTON | 11151 MIERAS RD YAKIMA, WA 98901 | AFLAC | $62 | $0 | $62 | 0.05% |
| ELIZABETH STROE | 815 FERN AVE WALLA WALLA, WA 99362 | AFLAC | $39 | $15 | $54 | 0.04% |
| DARAN L WYCKOFF | 505 N ARGONNE RD BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $50 | $0 | $50 | 0.04% |
| KRISTEN SUE PLAISANCE | 13306 E 25TH AVE SPOKANE VALLEY, WA 99216 | AFLAC | $45 | $0 | $45 | 0.03% |
| CLIFF HARRISON BARROWS | 5716 S FERRALL ST SPOKANE, WA 99223 | AFLAC | $37 | $0 | $37 | 0.03% |
| BRIAN HERRMAN | PO BOX 677 LEWISTON, ID 83501 | AFLAC | $35 | $0 | $35 | 0.03% |
| PHILBERT E ORTEGA | 15100 SE 38TH ST #763 BELLEVUE, WA 98006 | AFLAC | $31 | $0 | $31 | 0.02% |
| CORKERY AND JONES BENEFITS, INC. Filed as: CORKERY & JONES BENEFITS INC | 818 W RIVERSIDE #800 SPOKANE, WA 99201 | AFLAC | $30 | $0 | $30 | 0.02% |
| JAMES R BARS | PO BOX 333 COVE, OR 97824 | AFLAC | $29 | $0 | $29 | 0.02% |
| LEANNE J PARKER | 10420 SW 130TH AVE BEAVERTON, OR 97008 | AFLAC | $28 | $0 | $28 | 0.02% |
| ROBERT T KNOTT | 285 FARBER DR PAYETTE, ID 83661 | AFLAC | $25 | $0 | $25 | 0.02% |
| LESLIE HEINSEN | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $22 | $0 | $22 | 0.02% |
| COREY H ROWLES | 24417 SE 127TH ST ISSAQUAH, WA 98027 | AFLAC | $21 | $0 | $21 | 0.02% |
| JOEL S LUCAS | 2129 S BELAIR DR MOSES LAKE, WA 98837 | AFLAC | $21 | $0 | $21 | 0.02% |
| JEFFREY H MITCHELL | 2419 NE GRANDHAVEN ST MCMINNVILLE, OR 97128 | AFLAC | $19 | $0 | $19 | 0.01% |
| G SCOTT COOKE Filed as: SCOTT E NIELSEN | 1089 LAKE WASHINGTON BLVD N APT 306 RENTON, WA 98056 | AFLAC | $19 | $0 | $19 | 0.01% |
| JOHN D SUTHERLAND | 2301 N WILBUR RD APT 7 SPOKANE VALLEY, WA 99206 | AFLAC | $18 | $0 | $18 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $18 | $0 | $18 | 0.01% |
| JAMES A TURNER | 8520 ROAD 11 NE MOSES LAKE, WA 98837 | AFLAC | $18 | $0 | $18 | 0.01% |
| ANDREA DE LEON | PO BOX 156 OTHELLO, WA 99344 | AFLAC | $17 | $0 | $17 | 0.01% |
| WILLIAM WALTER WARNER | 1420 SERRANO PL APT A REDDING, CA 96003 | AFLAC | $13 | $0 | $13 | 0.01% |
| THOMAS M CRICK | 10112 S SODA RD CHENEY, WA 99004 | AFLAC | $12 | $0 | $12 | 0.01% |
| GREGORY E DECCIO | 6704 OLIVER DR YAKIMA, WA 98901 | AFLAC | $11 | $0 | $11 | 0.01% |
| ERIC F CORNETT | 572 SW BLUFF DR STE 100 BEND, OR 97702 | AFLAC | $11 | $0 | $11 | 0.01% |
| ERNEST E SNOOK | 14011 282ND LN NE DUVALL, WA 98019 | AFLAC | $10 | $0 | $10 | 0.01% |
| CAROL E OLSON | 471 DAVIS LAKE RD USK, WA 99180 | AFLAC | $9 | $0 | $9 | 0.01% |
| SAMUEL G DELEON | PO BOX 156 OTHELLO, WA 99344 | AFLAC | $8 | $0 | $8 | 0.01% |
| LINDA F CRAIG | 1374 UPLAND DR SUNNYSIDE, WA 98944 | AFLAC | $7 | $0 | $7 | 0.01% |
| RUTH D ELLSWORTH | 6927 S JASPER DR SPOKANE, WA 99224 | AFLAC | $7 | $0 | $7 | 0.01% |
| BRIAN W. BALMES Filed as: BRIAN W BALMES | 302 S 1ST ST YAKIMA, WA 98901 | AFLAC | $6 | $0 | $6 | 0.00% |
| SCOTT R ST MARY | 903 N 34TH AVE TRLR 13 YAKIMA, WA 98902 | AFLAC | $6 | $0 | $6 | 0.00% |
| ANDREA DE LEON | PO BOX 156 OTHELLO, WA 99344 | AFLAC | $6 | $0 | $6 | 0.00% |
| SANDRA L. GIRARD Filed as: SANDRA L GIRARD | 2404 CHARMSTONE WAY COPPEROPOLIS, CA 95228 | AFLAC | $5 | $0 | $5 | 0.00% |
| NAOMI RITA HILARY | 105 FIR ST STE 323 LA GRANDE, OR 97850 | AFLAC | $4 | $0 | $4 | 0.00% |
| KEVIN B SORIA | 815 S BRIDGE WAY PL STE 100 EAGLE, ID 83616 | AFLAC | $3 | $0 | $3 | 0.00% |
| KRISTINE G WYCKOFF | PO BOX 952 SPOKANE VALLEY, WA 99037 | AFLAC | $2 | $0 | $2 | 0.00% |
| GROUP NORTHWEST INC | 203 W SHANNON AVE SPOKANE, WA 99205 | AFLAC | $2 | $0 | $2 | 0.00% |
| ERIC DANIEL WEILAND | 14511 SW CORNERSTONE LN SHERWOOD, OR 97140 | AFLAC | $1 | $0 | $1 | 0.00% |
| GINA SIENIA | 8710 SW ASH MEADOWS RD APT 1137 WILSONVILLE, OR 97070 | AFLAC | $1 | $0 | $1 | 0.00% |
| MOLONEY & ONEILL LIFE INC3 Filed as: MOLONEY & ONEILL BENEFITS LLC | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 7.72% |
| MOLONEY & ONEILL LIFE INC3 Filed as: MOLONEY & ONEILL BENEFITS LLC | 818 W RIVERSIDE AVE STE 800 SPOKANE, WA 99201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 9.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 304 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 313 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 316 | $3.4M |
| Dental | DELTA DENTAL OF WASHINGTON | 307 | $283K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 333 | $53K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 333 | $37K |
| Prescription drug | PREMERA BLUE CROSS | 316 | $3.4M |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 315 | $556K |
| Other(2 contracts, 2 carriers) | AFLAC | 333 | $185K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 333 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.