| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC. Filed as: ALLIANT INSURANCE SERVICES INC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | PREMERA BLUE CROSS | $20K | $6K | $26K | 0.88% |
| MOLONEY & ONEILL LIFE INC Filed as: MOLONEY & O'NEILL LIFE INC | — | DELTA DENTAL OF WASHINGTON | $8K | $0 | $8K | 3.00% |
| TERRY K ALLEN Filed as: TERRY ALLEN | PO BOX 13406 SPOKANE, WA 99213 | AFLAC | $7K | $361 | $7K | 3.88% |
| KEVIN MURPHY Filed as: KEVIN HALLAM | 920 N ARGONNE RD, STE 309 SPOKANE VALLEY, WA 99212 | AFLAC | $3K | $88 | $3K | 1.76% |
| DENNIS JAMES SAMS Filed as: DENNIS SAMS | 312 W 50TH CT KENNEWICK, WA 99337 | AFLAC | $3K | $80 | $3K | 1.66% |
| TERRY K ALLEN Filed as: TERRY ALLEN | 5926 E 11TH AVE SPOKANE, WA 99212 | AFLAC | $1K | $0 | $1K | 0.67% |
| VON KLOHE | 1020 E 54TH AVE SPOKANE, WA 99223 | AFLAC | $1K | $67 | $1K | 0.65% |
| MOLONEY & ONEILL LIFE INC Filed as: MOLONEY & O'NEILL BENEFITS LLC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | AFLAC | $1K | $0 | $1K | 0.65% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSHPERE CIRCLE CHICAGO, IL 60674 | AFLAC | $1K | $0 | $1K | 0.55% |
| CHERYL J LAMPE Filed as: CHERYL LAMPE | PO BOX S MOSES LAKE, WA 98837 | AFLAC | $929 | $81 | $1K | 0.53% |
| THOMAS LEROY HARTIG Filed as: THOMAS HARTIG | PO BOX 995 LEWISTON, ID 83501 | AFLAC | $664 | $170 | $834 | 0.44% |
| DARAN L WYCKOFF Filed as: DARAN WYCKOFF | 505 N ARGONNE BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $631 | $121 | $752 | 0.39% |
| RODERICK ALLEN BAIR Filed as: RODERICK BAIR | 505 N ARGONNE RD BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $577 | $28 | $605 | 0.32% |
| ROGER L OLSON Filed as: ROGER OLSON | 471 DAVIS LAKE RD USK, WA 99180 | AFLAC | $495 | $0 | $495 | 0.26% |
| SANDRA J NOE Filed as: SANDRA NOE | 2311 W 16TH AVE, LOT 210 SPOKANE, WA 99224 | AFLAC | $484 | $0 | $484 | 0.25% |
| AARON CURTIS OLSON Filed as: AARON OLSON | 2210 S MEADOWVIEW RD GREENACRES, WA 99016 | AFLAC | $476 | $0 | $476 | 0.25% |
| MACKIE ENTERPRISES LLC | 3602 S JOHNSON ST KENNEWICK, WA 99337 | AFLAC | $366 | $0 | $366 | 0.19% |
| DIXIE D SIMON Filed as: DIXIE SIMON | 509 N SHAMROCK RD SPOKANE VALLEY, WA 99037 | AFLAC | $351 | $0 | $351 | 0.18% |
| DAN E MECKEL Filed as: DAN MECKEL | 17922 S SCOTTIE DOG LN CHENEY, WA 99004 | AFLAC | $277 | $0 | $277 | 0.15% |
| JEFFERY W HARRIS Filed as: JEFFERY HARRIS | 10013 NE HAZEL DELL AVE BOX 236 VANCOUVER, WA 98685 | AFLAC | $274 | $0 | $274 | 0.14% |
| JUDSON T LAW Filed as: JUDSON LAW | 7654 N WILLOW WALK LN EAGLE MOUNTAIN, UT 84005 | AFLAC | $244 | $0 | $244 | 0.13% |
| BETTY J JENKINS | 803 S MCKINNEY RD OTHELLO, WA 99344 | AFLAC | $225 | $0 | $225 | 0.12% |
| KRISTEN SUE PLAISANCE Filed as: KRISTEN PLAISANCE | 11315 E 12TH AVE SPOKANE VALLEY, WA 99206 | AFLAC | $219 | $0 | $219 | 0.11% |
| ELIZABETH STROE | 815 FERN AVE WALLA WALLA, WA 99362 | AFLAC | $189 | $12 | $201 | 0.11% |
| MICHAEL A MAYER Filed as: MICHAEL MAYER | PO BOX 5625 PASCO, WA 99302 | AFLAC | $176 | $16 | $192 | 0.10% |
| SHERRIE JANE NELSON Filed as: SHERRIE NELSON | 3002 S VANCOUVER ST KENNEWICK, WA 99337 | AFLAC | $173 | $0 | $173 | 0.09% |
| PEGGY L CAZIER Filed as: PEGGY CAZIER | PO BOX 1574 WALLA WALLA, WA 99362 | AFLAC | $161 | $0 | $161 | 0.08% |
| DANIEL CHARLES HILT Filed as: DANIEL HILT | 1994 WALNUT ST MILTON FREEWATER, OR 97862 | AFLAC | $155 | $0 | $155 | 0.08% |
| DOUGLAS E ALLEN Filed as: DOUGLAS ALLEN | 1418 N BELL STREET SPOKANE VALLEY, WA 99016 | AFLAC | $149 | $0 | $149 | 0.08% |
| LUANN E DAVIS Filed as: LUANN DAVIS | 325 NORTH GRANT STREET KENNEWICK, WA 99336 | AFLAC | $137 | $0 | $137 | 0.07% |
| MERLE R ARMSTRONG JR Filed as: MERLE ARMSTRONG JR | PO BOX 1134 MOSES LAKE, WA 98837 | AFLAC | $134 | $0 | $134 | 0.07% |
| STACEY A SWIFT Filed as: STACEY SWIFT | 832 KENNETH ST MOSCOW, ID 83843 | AFLAC | $107 | $0 | $107 | 0.06% |
| CLIFFORD VICTOR HOLLEY Filed as: CLIFFORD HOLLEY | 23314 E VALLEYWAY AVE LIBERTY LAKE, WA 99019 | AFLAC | $107 | $0 | $107 | 0.06% |
| PHILBERT E ORTEGA Filed as: PHILBERT ORTEGA | 15100 SE 38TH STREET #763 BELLEVUE, WA 98006 | AFLAC | $96 | $0 | $96 | 0.05% |
| TERESA MAUREEN CRAVINHO Filed as: TERESA CRAVINHO | 9395 SW SIUSLAW LANE TUALATIN, OR 97062 | AFLAC | $81 | $0 | $81 | 0.04% |
| JOEL S LUCAS Filed as: JOEL LUCAS | 2129 S BELAIR DR MOSES LAKE, WA 98837 | AFLAC | $69 | $11 | $80 | 0.04% |
| SEAN F HARRINGTON Filed as: SEAN HARRINGTON | 11151 MIERAS RD YAKIMA, WA 98901 | AFLAC | $79 | $0 | $79 | 0.04% |
| MARY B PAULSON Filed as: MARY PAULSON | 427 S QUAY PL KENNEWICK, WA 99336 | AFLAC | $72 | $4 | $76 | 0.04% |
| CORKERY AND JONES BENEFITS, INC. Filed as: CORKERY & JONES BENEFITS INC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | AFLAC | $51 | $0 | $51 | 0.03% |
| BRIAN HERRMAN | PO BOX 677 LEWISTON, ID 83501 | AFLAC | $48 | $0 | $48 | 0.03% |
| JOHN D SUTHERLAND Filed as: JOHN SUTHERLAND | 2301 N WILBUR RD APT 7 SPOKANE VALLEY, WA 99206 | AFLAC | $42 | $0 | $42 | 0.02% |
| JAMES R BARS Filed as: JAMES BARS | PO BOX 333 COVE, OR 97824 | AFLAC | $37 | $0 | $37 | 0.02% |
| LEANNE J PARKER Filed as: LEANNE PARKER | 10420 SW 130TH AVE BEAVERTON, OR 97008 | AFLAC | $35 | $0 | $35 | 0.02% |
| ROBERT KNOTT | 285 FARBER DR PAYETTE, ID 83661 | AFLAC | $31 | $0 | $31 | 0.02% |
| ANDREA DE LEON | PO BOX 156 OTHELLO, WA 99344 | AFLAC | $30 | $0 | $30 | 0.02% |
| JEFFREY H MITCHELL Filed as: JEFFREY MITCHELL | 2947 E HIDDEN HILLS AVE WASHINGTON, UT 84780 | AFLAC | $28 | $0 | $28 | 0.01% |
| LESLIE HEINSEN | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $28 | $0 | $28 | 0.01% |
| GROUP NORTHWEST INC | 203 W SHANNON AVE SPOKANE, WA 99205 | AFLAC | $26 | $0 | $26 | 0.01% |
| COREY H ROWLES Filed as: COREY ROWLES | 24417 SE 127TH ST ISSAQUAH, WA 98027 | AFLAC | $26 | $0 | $26 | 0.01% |
| SCOTT NIELSEN | 1089 LAKE WASHINGTON BLVD N APT 306 RENTON, WA 98056 | AFLAC | $25 | $0 | $25 | 0.01% |
| JAMES A TURNER Filed as: JAMES TURNER | 8520 ROAD 11 NE MOSES LAKE, WA 98837 | AFLAC | $19 | $0 | $19 | 0.01% |
| WILLIAM WALTER WARNER Filed as: WILLIAM WARNER | 1420 SERRANO PL APT A REDDING, CA 96003 | AFLAC | $16 | $0 | $16 | 0.01% |
| ERIC F CORNETT Filed as: ERIC CORNETT | PO BOX 9235 BEND, OR 97708 | AFLAC | $15 | $0 | $15 | 0.01% |
| ERNEST E SNOOK Filed as: ERNEST SNOOK | 14011 282ND LN NE DUVALL, WA 98019 | AFLAC | $15 | $0 | $15 | 0.01% |
| THOMAS M CRICK Filed as: THOMAS CRICK | 10112 S SODA RD CHENEY, WA 99004 | AFLAC | $15 | $0 | $15 | 0.01% |
| GREGORY E DECCIO Filed as: GREGORY DECCIO | 6704 OLIVER DR YAKIMA, WA 98901 | AFLAC | $10 | $0 | $10 | 0.01% |
| SAMUEL G DELEON Filed as: SAMUEL DELEON | PO BOX 156 OTHELLO, WA 99344 | AFLAC | $9 | $0 | $9 | 0.00% |
| LINDA F CRAIG Filed as: LINDA CRAIG | 1374 UPLAND DR SUNNYSIDE, WA 98944 | AFLAC | $9 | $0 | $9 | 0.00% |
| CHRISTOPHER EMERSON | 480 E OKEEFE ST APT 305 EAST PALO ALTO, CA 94303 | AFLAC | $8 | $0 | $8 | 0.00% |
| JAN MARIE Filed as: JAN POLLARD | PO BOX 3231 COEUR D ALENE, ID 83816 | AFLAC | $7 | $0 | $7 | 0.00% |
| SCOTT R ST MARY Filed as: SCOTT ST MARY | 903 N 34TH AVE, TRLR 13 YAKIMA, WA 98902 | AFLAC | $5 | $0 | $5 | 0.00% |
| BRIAN W. BALMES Filed as: BRIAN BALMES | 302 S 1ST STREET YAKIMA, WA 98901 | AFLAC | $5 | $0 | $5 | 0.00% |
| SANDRA L. GIRARD Filed as: SANDRA GIRARD | 2404 CHARMSTONE WAY COPPEROPOLIS, CA 95228 | AFLAC | $5 | $0 | $5 | 0.00% |
| NAOMI RITA HILARY Filed as: NAOMI HILARY | 105 FIR ST STE 323 LA GRANDE, OR 97850 | AFLAC | $5 | $0 | $5 | 0.00% |
| KEVIN B SORIA Filed as: KEVIN SORIA | 815 S BRIDGE WAY PL STE 100 EAGLE, ID 83616 | AFLAC | $4 | $0 | $4 | 0.00% |
| MOLONEY & ONEILL LIFE INC3 Filed as: MOLONEY & O'NEILL BENEFITS LLC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 992010913 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $961 | $5K | 5.55% |
| MOLONEY & ONEILL LIFE INC3 Filed as: MOLONEY & O'NEILL BENEFITS LLC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 992010913 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $674 | $4K | 4.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 316 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 324 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 0 | $3.0M |
| Dental | DELTA DENTAL OF WASHINGTON | 0 | $274K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 349 | $91K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 349 | $91K |
| Prescription drug | PREMERA BLUE CROSS | 0 | $3.0M |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 0 | $472K |
| Other | AFLAC | 176 | $191K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 349 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.