| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MOLONEY & ONEILL LIFE INC Filed as: MOLONEY & ONEILL BENEFITS INC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | PREMERA BLUE CROSS | $20K | $5K | $24K | 0.82% |
| TERRY K ALLEN | PO BOX 13406 SPOKANE, WA 99213 | AFLAC | $7K | $137 | $7K | 4.33% |
| KEVIN C HALLAM | 5303 S BATES RD SPOKANE, WA 99206 | AFLAC | $3K | $26 | $3K | 1.75% |
| DENNIS JAMES SAMS | 312 W 50TH COURT KENNEWICK, WA 99337 | AFLAC | $2K | $29 | $2K | 1.14% |
| THOMAS LEROY HARTIG | PO BOX 995 LEWISTON, ID 83501 | AFLAC | $2K | $0 | $2K | 1.01% |
| VON KLOHE | 1020 E 54TH AVE SPOKANE, WA 99223 | AFLAC | $2K | $22 | $2K | 0.96% |
| MOLONEY & ONEILL LIFE INC Filed as: MOLONEY & ONEILL BENEFITS INC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | AFLAC | $1K | $0 | $1K | 0.87% |
| TERRY D ALLEN | 5926 E 11TH AVE SPOKANE, WA 99212 | AFLAC | $1K | $0 | $1K | 0.70% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $869 | $0 | $869 | 0.54% |
| DARAN L WYCKOFF Filed as: DARAN WYCKOFF | 505 N ARGONNE BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $772 | $32 | $804 | 0.50% |
| SANDRA J NOE | 2311 W 16TH AVE LOT 210 SPOKANE, WA 99224 | AFLAC | $532 | $23 | $555 | 0.35% |
| ROGER L OLSON | 471 DAVIS LAKE RD USK, WA 99180 | AFLAC | $443 | $0 | $443 | 0.28% |
| AARON CURTIS OLSON | 2210 S MEADOWVIEW RD GREENACRES, WA 99016 | AFLAC | $404 | $0 | $404 | 0.25% |
| KRISTEN SUE PLAISANCE | 13306 E 25TH AVE SPOKANE VALLEY, WA 99216 | AFLAC | $319 | $0 | $319 | 0.20% |
| DIXIE D SIMON | 509 N SHAMROCK RD SPOKANE VALLEY, WA 99037 | AFLAC | $308 | $0 | $308 | 0.19% |
| GEORGE D MACKIE | 3602 S JOHNSON ST KENNEWICK, WA 99337 | AFLAC | $252 | $0 | $252 | 0.16% |
| JUDSON T LAW | 7654 WILLOW WALK LN EAGLE MOUNTAIN, UT 84005 | AFLAC | $235 | $0 | $235 | 0.15% |
| DAN E MECKEL | 17922 S SCOTTIE DOG LN CHENEY, WA 99004 | AFLAC | $231 | $0 | $231 | 0.14% |
| JEFFERY W HARRIS | 10013 NE HAZEL DELL AVE BOX 236 VANCOUVER, WA 98685 | AFLAC | $221 | $0 | $221 | 0.14% |
| JOEL S LUCAS | 2129 S BELAIR DR MOSES LAKE, WA 98837 | AFLAC | $217 | $0 | $217 | 0.14% |
| SHERRIE JANE NELSON | 214611 E PERKINS RD KENNEWICK, WA 99337 | AFLAC | $140 | $0 | $140 | 0.09% |
| PEGGY L CAZIER | PO BOX 1574 WALLA WALLA, WA 99362 | AFLAC | $127 | $0 | $127 | 0.08% |
| DOUGLAS E ALLEN | 1418 N BELL STREET SPOKANE VALLEY, WA 99016 | AFLAC | $119 | $0 | $119 | 0.07% |
| LUANN E DAVIS | 325 NORTH GRANT STREET KENNEWICK, WA 99336 | AFLAC | $115 | $0 | $115 | 0.07% |
| MARY B PAULSON | 427 S QUAY PLACE KENNEWICK, WA 99336 | AFLAC | $102 | $6 | $108 | 0.07% |
| MERLE R ARMSTRONG JR | PO BOX 1134 MOSES LAKE, WA 98837 | AFLAC | $105 | $0 | $105 | 0.07% |
| STACEY A SWIFT | 832 KENNETH ST MOSCOW, ID 83843 | AFLAC | $104 | $0 | $104 | 0.07% |
| CLIFFORD VICTOR HOLLEY | 23314 E VALLEYWAY AVE LIBERTY LAKE, WA 99019 | AFLAC | $95 | $0 | $95 | 0.06% |
| PHILBERT E ORTEGA | 15100 SE 38TH STREET #763 BELLEVUE, WA 98006 | AFLAC | $83 | $0 | $83 | 0.05% |
| UNKNOWN | — | AFLAC | $73 | $0 | $73 | 0.05% |
| TERESA MAUREEN CRAVINHO | 9395 SW SIUSLAW LANE TUALATIN, OR 97062 | AFLAC | $64 | $0 | $64 | 0.04% |
| RODERICK ALLEN BAIR | 505 N ARGONNE BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $61 | $0 | $61 | 0.04% |
| MACKIE ENTERPRISES LLC | 3602 S JOHNSON ST KENNEWICK, WA 99337 | AFLAC | $54 | $0 | $54 | 0.03% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $53 | $0 | $53 | 0.03% |
| BRIAN HERRMAN | PO BOX 677 LEWISTON, ID 83501 | AFLAC | $50 | $0 | $50 | 0.03% |
| JOHN D SUTHERLAND | 2301 N WILBUR RD #7 SPOKANE VALLEY, WA 99206 | AFLAC | $49 | $0 | $49 | 0.03% |
| LESLIE HEINSEN | 193 BLUE RAVINE RD STE 140 FOLSOM, CA 95630 | AFLAC | $47 | $0 | $47 | 0.03% |
| JEFFREY H MITCHELL | 2947 E HIDDEN HILLS AVE WASHINGTON, UT 84780 | AFLAC | $39 | $6 | $45 | 0.03% |
| MICHAEL A MAYER | PO BOX 5625 PASCO, WA 99302 | AFLAC | $40 | $0 | $40 | 0.03% |
| CORKERY AND JONES BENEFITS, INC. Filed as: CORKERY & JONES BENEFITS INC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | AFLAC | $40 | $0 | $40 | 0.03% |
| JAN MARIE Filed as: JAN M POLLARD | PO BOX 3231 COEUR D ALENE, ID 83816 | AFLAC | $38 | $0 | $38 | 0.02% |
| CONNIE J WRIGHT | 720 VALLEY MALL PARKWAY EAST WENATCHEE, WA 98802 | AFLAC | $34 | $0 | $34 | 0.02% |
| LEANNE J PARKER | 10420 SW 130TH AVE BEAVERTON, OR 97008 | AFLAC | $31 | $0 | $31 | 0.02% |
| BETTY J JENKINS | 803 S MCKINNEY RD OTHELLO, WA 99344 | AFLAC | $31 | $0 | $31 | 0.02% |
| COREY H ROWLES | 13006 244TH AVE SE ISSAQUAH, WA 98027 | AFLAC | $29 | $0 | $29 | 0.02% |
| ANDREA DE LEON | PO BOX 156 OTHELLO, WA 99344 | AFLAC | $23 | $0 | $23 | 0.01% |
| GROUP NORTHWEST INC | 203 W SHANNON AVE SPOKANE, WA 99205 | AFLAC | $21 | $0 | $21 | 0.01% |
| CHERYL J LAMPE | PO BOX S MOSES LAKE, WA 98837 | AFLAC | $19 | $0 | $19 | 0.01% |
| KEVIN C HALLAM | 920 N ARGONNE RD STE 309 SPOKANE VALLEY, WA 99212 | AFLAC | $18 | $0 | $18 | 0.01% |
| SEAN F HARRINGTON | 102 SOUTH 5TH AVE YAKIMA, WA 98902 | AFLAC | $16 | $0 | $16 | 0.01% |
| CHRISTOPHER EMERSON | 480 E OKEEFE ST, APT 305 EAST PALO ALTO, CA 94303 | AFLAC | $15 | $0 | $15 | 0.01% |
| JAMES A TURNER | 8520 ROAD 11 NE MOSES LAKE, WA 98837 | AFLAC | $15 | $0 | $15 | 0.01% |
| ERNEST E SNOOK | 14011 282ND LN NE DUVALL, WA 98019 | AFLAC | $15 | $0 | $15 | 0.01% |
| WILLIAM WALTER WARNER | 1420 SERRANO PL APT A REDDING, CA 96003 | AFLAC | $13 | $0 | $13 | 0.01% |
| THOMAS M CRICK | 10112 S SODA RD CHENEY, WA 99004 | AFLAC | $12 | $0 | $12 | 0.01% |
| ERIC F CORNETT | PO BOX 9235 BEND, OR 97708 | AFLAC | $11 | $0 | $11 | 0.01% |
| JAMES R BARS | PO BOX 333 COVE, OR 97824 | AFLAC | $8 | $0 | $8 | 0.01% |
| ELIZABETH STROE | 815 FERN AVE WALLA WALLA, WA 99362 | AFLAC | $8 | $0 | $8 | 0.01% |
| G SCOTT COOKE Filed as: SCOTT E NIELSEN | 1089 LAKE WASHINGTON BLVD N APT 306 RENTON, WA 98056 | AFLAC | $8 | $0 | $8 | 0.01% |
| ROBERT T KNOTT | 285 FARBER DR PAYETTE, ID 83661 | AFLAC | $7 | $0 | $7 | 0.00% |
| GEORGE J KESSLER | 428 W 20TH AVE SPOKANE, WA 99203 | AFLAC | $7 | $0 | $7 | 0.00% |
| LINDA F CRAIG | PO BOX 634 SUNNYSIDE, WA 98944 | AFLAC | $7 | $0 | $7 | 0.00% |
| SAMUEL G DELEON | PO BOX 156 OTHELLO, WA 99344 | AFLAC | $3 | $0 | $3 | 0.00% |
| DANIEL CHARLES HILT | 1994 WALNUT ST MILTON FREEWATER, OR 97862 | AFLAC | $3 | $0 | $3 | 0.00% |
| GREGORY F STENZEL | 6800 STONY HILL RD MCKINNEY, TX 75070 | AFLAC | $2 | $0 | $2 | 0.00% |
| KEVIN B SORIA | 815 S BRIDGE WAY PL STE 100 EAGLE, ID 83616 | AFLAC | $1 | $0 | $1 | 0.00% |
| NAOMI RITA HILARY | 105 FIR ST STE 323 LA GRANDE, OR 97850 | AFLAC | $1 | $0 | $1 | 0.00% |
| MOLONEY & ONEILL LIFE INC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 4.30% |
| MOLONEY & ONEILL LIFE INC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 3.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 329 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 341 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 321 | $2.9M |
| Dental | DELTA DENTAL OF WASHINGTON | 683 | $274K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 340 | $88K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 340 | $88K |
| Prescription drug | PREMERA BLUE CROSS | 321 | $2.9M |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 36 | $423K |
| Other | AFLAC | 188 | $160K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 683 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.