| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | — | BLUE CROSS AND BLUE SHIELD OF TEXAS | $289K | $7K | $296K | 3.39% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC FT WORT | — | BLUE CROSS AND BLUE SHIELD OF TEXAS | — | $4K | $4K | 0.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC FT WORT | 601 N. MESA STE 1550 EL PASO, TX 79901 | DEARBORN LIFE INSURANCE COMPANY | $46K | $2K | $47K | 13.27% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP, LLC | 106 S ST MARYS STREET SUITE 800 SAN ANTONIO, TX 78205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74K | — | $74K | 22.57% |
| BRENT FORD3 Filed as: BRENT ALAN FORD | 20345 REGENCY RUN GARDEN RIDGE, TX 782662358 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | — | $11K | 3.23% |
| ROMAN CARRASCO3 | 11035 CONNEMARA CV SAN ANTONIO, TX 782545991 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 1.47% |
| JAMES E MCNEEL3 Filed as: JAMES H BLAKEY | 221 CALUMET PL SAN ANTONIO, TX 78209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.62% |
| RICHARD LEE JONES JR3 | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | CONTINENTAL AMERICAN INSURANCE COMPANY | $348 | — | $348 | 0.11% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ROBERT BLAKEY | 410 NE LOOP 410 STE 408 SAN ANTONIO, TX 78216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.01% |
| STEVEN PAUL OLIVARES3 | 12919 BOUVARDIA SAN ANTONIO, TX 782536151 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.01% |
| HEATHER FRENCH SEIBERT3 | 86 COUNTY ROAD 303 SHINER, TX 779845439 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.01% |
| GREGORY JAMES WEEKS SR3 | 10400 RANCH ROAD 12 WIMBERLEY, TX 786765202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.01% |
| GBS SPECIALTY MARKETS, LLC3 | 2850 GOLF ROAD ROLLING MEADOWS, IL 600084050 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.00% |
| CHRISTIAN MARK KRUEGER3 | 616 CYPRESS CREEK PKWY STE 775 HOUSTON, TX 770903026 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| ABEL I SOLTERO3 Filed as: ABEL ISAAC SOLTERO | 12906 AQUA VALLEY HELOTES, TX 78023 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| CORPORATE PLAN ADMINISTRATORS3 Filed as: CORPORATE PLAN ADMINISTRATORS, INC. | 307 RIDGE BLUFF SAN ANTONIO, TX 78216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| LAURIE DELAVAN BLAKEY3 | 221 CALUMET PL SAN ANTONIO, TX 78209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| ANDREW MANUEL GARCIA3 | 906 CARMEL PKWY CORPUS CHRISTI, TX 78411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BILLY DEAN KEITH JR3 | 1520 S 12TH AVE EDINBURG, TX 785395614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,966 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,981 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF TEXAS | 1,478 | $8.7M |
| Dental | BLUE CROSS AND BLUE SHIELD OF TEXAS | 1,478 | $8.7M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 1,938 | $354K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 1,938 | $354K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 569 | $329K |
| Other(3 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 2,172 | $702K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,172 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.