| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC. | 106 S SAINT MARYS ST STE 800 SAN ANTONIO, TX 78205 | BLUECROSS BLUESHIELD OF TEXAS | $144K | — | $144K | 1.91% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S SAINT MARYS ST STE 800 1 ALAMO CENTER SAN ANTONIO, TX 782053603 | BLUECROSS BLUESHIELD OF TEXAS | $98K | $13K | $111K | 1.47% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP LLC | 106 S SAINT MARYS ST STE 800 SAN ANTONIO, TX 78205 | BLUECROSS BLUESHIELD OF TEXAS | — | $12K | $12K | 0.16% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S SAINT MARYS ST SUITE 800 SAN ANTONIO, TX 78205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $83K | — | $83K | 23.09% |
| BRENT FORD3 | 20345 REGENCY RUN GARDEN RIDGE, TX 782662358 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12K | — | $12K | 3.33% |
| ROMAN CARRASCO3 | 11035 CONNEMARA COVE SAN ANTONIO, TX 78254 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 2.62% |
| JAMES E MCNEEL3 Filed as: JAMES H BLAKEY | 221 CALUMET PL SAN ANTONIO, TX 78209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.37% |
| RICHARD JONES JR3 | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | CONTINENTAL AMERICAN INSURANCE COMPANY | $908 | — | $908 | 0.25% |
| GBS SPECIALTY MARKETS, LLC3 | 2850 GOLF RD ROLLING MDWS, IL 600084050 | CONTINENTAL AMERICAN INSURANCE COMPANY | $221 | — | $221 | 0.06% |
| STEVEN P OLIVARES3 | 106 S SAINT MARYS ST STE 800 SAN ANTONIO, TX 78205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $103 | — | $103 | 0.03% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ROBERT BLAKEY | 410 NE LOOP 410 STE 408 SAN ANTONIO, TX 78216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 0.02% |
| CORPORATE PLAN ADMINISTRATORS3 | 307 RIDGE BLUFF SAN ANTONIO, TX 78216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.02% |
| CHRISTIAN M KRUEGER3 | 616 CYPRESS CREEK PARKWAY STE 775 HOUSTON, TX 77090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | — | $63 | 0.02% |
| HEATHER F SEIBERT3 | 192 HUTTON KYLE, TX 78640 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| ABEL I SOLTERO3 | 12906 AQUA VALLEY HELOTES, TX 78023 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | PO BOX 2158 RIVERSIDE, CA 925162158 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $66 | $16K | 8.13% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP LLC | 106 S SAINT MARYS ST STE 800 1 ALAMO CENTER SAN ANTONIO, TX 782053603 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 4.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC FT WORT | 601 N MESA STE 1550 EL PASO, TX 79901 | DEARBORN LIFE INSURANCE COMPANY | $9K | $4K | $14K | 14.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,295 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,303 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 1,781 | $7.5M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 1,781 | $7.5M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 1,005 | $93K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,789 | $194K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 871 | $361K |
| Prescription drug | BLUECROSS BLUESHIELD OF TEXAS | 1,781 | $7.5M |
| Other(3 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 2,789 | $555K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,789 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.