| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAYNE INSURANCE SERVICES LLC3 | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $246K | — | $246K | 5.02% |
| LAYNE INSURANCE SERVICES LLC3 | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | AETNA | $30K | $72K | $102K | 4.06% |
| LAYNE INSURANCE SERVICES LLC3 | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | AETNA | $26K | — | $26K | 1.04% |
| LAYNE INSURANCE SERVICES LLC3 | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | METROPOLITAN LIFE INSURANCE COMPANY | $164K | — | $164K | 10.73% |
| DANIEL SARAZIN3 | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | AFLAC | $28K | $628 | $28K | 10.80% |
| CHAD G LAYNE3 Filed as: CHAD LAYNE | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | AFLAC | $28K | — | $28K | 10.56% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $7K | $132 | $7K | 2.64% |
| DAVID J MCCLELLAN3 Filed as: DAVID HERRERA | 3728 SHADOW TREE ST N LAS VEGAS, NV 89032 | AFLAC | $3K | — | $3K | 1.02% |
| DWAYNE R MARTINEZ3 Filed as: DWAYNE MARTINEZ | 3095 E PATRICK LN STE 1 LAS VEGAS, NV 89120 | AFLAC | $2K | — | $2K | 0.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE PETRONELLA | 3095 E PATRICK LN STE 1 LAS VEGAS, NV 89120 | AFLAC | $2K | — | $2K | 0.65% |
| SIMON REYES3 | 4625 POLARIS AVE STE 212 LAS VEGAS, NV 89103 | AFLAC | $822 | — | $822 | 0.31% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $662 | — | $662 | 0.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF NV INC | 975 KELLY JOHNSON DR STE 100 LAS VEGAS, NV 89119 | AFLAC | $461 | — | $461 | 0.18% |
| MOLOKAI MYLES HAND3 Filed as: MOLOKAI HAND | 1409 S LAMAR ST APT 716 DALLAS, TX 75215 | AFLAC | $161 | $119 | $280 | 0.11% |
| SCOTT EDLIN3 | 5628 MESA MOUNTAIN DR LAS VEGAS, NV 89135 | AFLAC | $273 | — | $273 | 0.10% |
| STEVE SERVI3 | 6127 S RAINBOW BLVD STE 110 LAS VEGAS, NV 89118 | AFLAC | $261 | — | $261 | 0.10% |
| LYNN MARIE BARRY3 Filed as: LYNN BARNSON | 10153 S WASATCH BLVD SANDY, UT 84092 | AFLAC | $173 | — | $173 | 0.07% |
| ERIN RADA3 | 7911 KLEINGREEN LN SPRING, TX 77379 | AFLAC | $155 | — | $155 | 0.06% |
| TAMMY SWAIN3 | 10736 KNICKERBOCKER AVE LAS VEGAS, NV 89166 | AFLAC | $133 | — | $133 | 0.05% |
| BRANDON M JONES3 Filed as: BRANDON JONES | 6863 TREBLE CLEF AVE LAS VEGAS, NV 89139 | AFLAC | $122 | — | $122 | 0.05% |
| LANCE E SULLIVAN3 Filed as: LANCE SULLIVAN | 3619 SANWOOD ST LAS VEGAS, NV 89147 | AFLAC | $72 | — | $72 | 0.03% |
| COLLEEN LAPRADE3 | 6005 HIDDEN VALLEY RD STE 150 CARLSBAD, CA 92011 | AFLAC | $51 | — | $51 | 0.02% |
| MARGUERITE E LEMMON-RINEHART3 Filed as: MARGUERITE LEMMON-RINEHART | 10165 WOODBROOK CIR LAKELAND, TN 38002 | AFLAC | $46 | — | $46 | 0.02% |
| JIMMY DELBRIDGE3 | 1924 E FOXBOROUGH CT HAYDEN, ID 83835 | AFLAC | $46 | — | $46 | 0.02% |
| VICTORIA KAMMER3 | 5417 AEGEAN WAY LAS VEGAS, NV 89149 | AFLAC | $43 | — | $43 | 0.02% |
| DUANE CHARLES FLETCHER3 Filed as: DUANE FLETCHER | PO BOX 21822 MESA, AZ 85277 | AFLAC | $42 | — | $42 | 0.02% |
| JON BOOTHE3 | 6805 SILVER CHISEL AVE STE 100 LAS VEGAS, NV 89130 | AFLAC | $38 | — | $38 | 0.01% |
| TRACI HUTCHINSON3 | 2155 PAGANINI AVE HENDERSON, NV 89052 | AFLAC | $37 | — | $37 | 0.01% |
| BEVERLY BECKSTEAD3 | 83 E GOLD BUILLION WAY WASHINGTON, UT 84780 | AFLAC | $34 | — | $34 | 0.01% |
| LORI HALL3 | PO BOX 3944 PRESCOTT, AZ 86302 | AFLAC | $31 | — | $31 | 0.01% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFITS SERVICES INC | 78881 W CHARLESTON BLVD STE 140 LAS VEGAS, NV 89117 | AFLAC | $22 | — | $22 | 0.01% |
| DEBRA CARDELLA3 | 5127 W OQUENDO RD STE 10 LAS VEGAS, NV 89118 | AFLAC | $21 | — | $21 | 0.01% |
| LORENA E ROSALES3 Filed as: LORENA ROSALES | 4625 POLARIS AVE STE 212 LAS VEGAS, NV 89103 | AFLAC | $21 | — | $21 | 0.01% |
| KATHIE FLETCHER3 | PO BOX 21822 MESA, AZ 85277 | AFLAC | $20 | — | $20 | 0.01% |
| DIANN KRZCIOK3 | 2682 GRAND FORKS RD HENDERSON, NV 89052 | AFLAC | $20 | — | $20 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $20 | — | $20 | 0.01% |
| JOHN MACIAS JR3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $15 | — | $15 | 0.01% |
| MELISSA STUART INC3 | 4122 OVERLAND RD BISMARK, ND 58503 | AFLAC | $13 | — | $13 | 0.00% |
| DAVID STALCUP3 | 133 SPRING ST APT B CHARLESTON, SC 29403 | AFLAC | $11 | — | $11 | 0.00% |
| RODERICK ALLEN BAIR3 Filed as: RODERICK BAIR | 2900 N GOVERNMENT WAY 19 COEUR D ALENE, ID 83815 | AFLAC | $11 | — | $11 | 0.00% |
| TOMMY MCKEE3 | 5013 FOREST OAKS DR LAS VEGAS, NV 89149 | AFLAC | $11 | — | $11 | 0.00% |
| GREGORY STENZEL3 | 1249 KIOWA DR W GAINESVILLE, TX 76240 | AFLAC | $10 | — | $10 | 0.00% |
| ANGELONE & ASSOCIATES, INC.3 Filed as: ANGELONE & ASSOCIATES INC | 14300 N NORTHSIGHT BLVD STE 221 SCOTTSDALE, AZ 85260 | AFLAC | $10 | — | $10 | 0.00% |
| KATHY W. COHEN3 Filed as: KATHY COHEN | 21711 TOWN PLACE DR BOCA RATON, FL 33433 | AFLAC | $10 | — | $10 | 0.00% |
| DAYTON RINEHART3 | 5026 BUBBLING CREEK LN APT 104 MILLINGTON, TN 38053 | AFLAC | $9 | — | $9 | 0.00% |
| MR. DEE PRINCE3 Filed as: MR DEE PRINCE | 3598 COCHISE LN LAS VEGAS, NV 89169 | AFLAC | $9 | — | $9 | 0.00% |
| HOUZE & ASSOCIATES INC3 | PO BOX 3070 LAGRANGE, GA 30241 | AFLAC | $9 | — | $9 | 0.00% |
| DAVID B MOSKOWITZ3 Filed as: DAVID MOSKOWITZ | 8005 N VIA DE LAGO SCOTTSDALE, AZ 85258 | AFLAC | $8 | — | $8 | 0.00% |
| DOUGLAS CRAWFORD JR3 | 5188 KENDALL CT COLUMBUS, GA 31907 | AFLAC | $7 | — | $7 | 0.00% |
| KATE PALCZEWSKI INC3 | 3412 CHISHOLM TRL BISMARCK, ND 58503 | AFLAC | $7 | — | $7 | 0.00% |
| DUSTIN PEREZ3 | 7124 VOYAGE DR SPARKS, NV 89436 | AFLAC | $7 | — | $7 | 0.00% |
| JENNIFER MACIAS3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $7 | — | $7 | 0.00% |
| PREFERRED MARKETING CORP3 | 1194 E LAKEVIEW DR SAN TAN VALLEY, AZ 85143 | AFLAC | $6 | — | $6 | 0.00% |
| JOANNE MEYER3 | 19935 VENTURA BLVD WOODLAND HILLS, CA 91364 | AFLAC | $6 | — | $6 | 0.00% |
| LESLIE H SILTMAN3 Filed as: LESLIE SILTMAN | 207 MOORE DR BATESVILLE, MS 38606 | AFLAC | $6 | — | $6 | 0.00% |
| BRYAN G CORBIN LLC3 | 706 OAK MEADOW CT LAKE OSWEGO, OR 97034 | AFLAC | $5 | — | $5 | 0.00% |
| ERIC PEDERSON3 | 2615 N 4TH ST STE 1 FLAGSTAFF, AZ 86004 | AFLAC | $5 | — | $5 | 0.00% |
| CYNTHIA L SAMUELS3 Filed as: CYNTHIA SAMUELS | 3619 SANWOOD ST LAS VEGAS, NV 89147 | AFLAC | $5 | — | $5 | 0.00% |
| ERIC D. FRAZIER & ASSOC, LLC3 Filed as: ERIC FRAZIER | 3560 STATLER DR COLUMBUS, GA 31907 | AFLAC | $5 | — | $5 | 0.00% |
| BARRY BAYUK3 | 7193 VENETO DR BOYNTON BEACH, FL 33437 | AFLAC | $5 | — | $5 | 0.00% |
| DEBORAH L SENN3 Filed as: DEBORAH SENN | 230 BRIGGS RANCH DR FOLSOM, CA 95630 | AFLAC | $4 | — | $4 | 0.00% |
| TERESA BLAKE3 | 3408 CANTURA BLUFF AVE NORTH LAS VEGAS, NV 89031 | AFLAC | $4 | — | $4 | 0.00% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $4 | — | $4 | 0.00% |
| LES HEINSEN INS SERVICES INC3 | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $3 | — | $3 | 0.00% |
| CSP INSURANCE AGENT INC3 | 4207 BOULDER RIDGE RD STE 140 BISMARCK, ND 58503 | AFLAC | $3 | — | $3 | 0.00% |
| KENDALL C HUDSON3 Filed as: KENDALL HUDSON | 801 NORTHPOINT PKWY STE 35 WEST PALM BEACH, FL 33407 | AFLAC | $3 | — | $3 | 0.00% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL EVANS JR | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $2 | — | $2 | 0.00% |
| RAYMOND MULLIGAN3 | 24654 N LAKE PLEASANT PKWY 103-417 PEORIA, AZ 85383 | AFLAC | $2 | — | $2 | 0.00% |
| DARAN L WYCKOFF3 Filed as: DARAN WYCKOFF | PO BOX 952 SPOKANE VALLEY, WA 99037 | AFLAC | $2 | — | $2 | 0.00% |
| KRISTEN SUE PLAISANCE3 Filed as: KRISTEN PLAISANCE | 11315 E 12TH AVE SPOKANE VALLEY, WA 99206 | AFLAC | $2 | — | $2 | 0.00% |
| CLIFF HARRISON BARROWS3 Filed as: CLIFF BARROWS | 5716 S FERRALL ST SPOKANE, WA 99223 | AFLAC | $2 | — | $2 | 0.00% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL RHODD3 | 4160 GREEN VALLEY RD FAIRFIELD, CA 94534 | AFLAC | $1 | — | $1 | 0.00% |
| AMY LUDWICK3 | 7403 SESAME ST STE 17 COLUMBUS, GA 31909 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS III | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| BRADY WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $1 | — | $1 | 0.00% |
| JOLYNNE M MACK3 Filed as: JOLYNNE MACK | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $1 | — | $1 | 0.00% |
| THOMAS R BAILEY3 Filed as: THOMAS BAILEY | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL S SARAZIN | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $960 | — | $960 | 3.02% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PLACE THE VILLAGES, FL 32162 | CONTINENTAL AMERICAN INSURANCE COMPANY | $636 | — | $636 | 2.00% |
| CHAD G LAYNE3 | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $387 | — | $387 | 1.22% |
| SIMON B REYES3 | 724 AMBER HILLS DR LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $369 | — | $369 | 1.16% |
| DWAYNE R MARTINEZ3 | 4625 S POLARIS AVE STE 212 LAS VEGAS, NV 89103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $229 | — | $229 | 0.72% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 5603 FAIRMEAD E WAY LAS VEGAS, NV 89135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $218 | — | $218 | 0.69% |
| TAMMY A MORGART3 Filed as: TAMMY A SWAIN | 5463 SOUTH DURANGO DR STE B LAS VEGAS, NV 89113 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.19% |
| COLLEEN M LAPRADE3 | 6005 HIDDEN VALLEY ROAD STE 150 CARLSBAD, CA 92011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,579 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,586 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,102 | $8.3M |
| Dental(3 contracts, 3 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,636 | $8.9M |
| Vision(3 contracts, 3 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,636 | $8.9M |
| Life insurance(3 contracts, 3 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,636 | $8.9M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,636 | $1.5M |
| Prescription drug(3 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,102 | $8.3M |
| Other(5 contracts, 5 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,636 | $9.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,636 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.