| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAYNE INSURANCE SERVICES LLC3 Filed as: LAYNE INSURANCE SERVICES, LLC | 8275 S. EASTERN AVE STE 200 LAS VEGAS, NV 89123 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $389K | $0 | $389K | 4.95% |
| LAYNE INSURANCE SERVICES LLC3 | 8275 S. EASTERN AVE #200 LAS VEGAS, NV 89123 | METROPOLITAN LIFE INSURANCE COMPANY | $109K | $0 | $109K | 9.65% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL S SARAZIN | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | AFLAC | $41K | $3K | $44K | 11.85% |
| CHAD G LAYNE3 Filed as: CHAD LAYNE | 8275 S. EASTERN AVE., STE 200 LAS VEGAS, NV 89123 | AFLAC | $13K | — | $13K | 3.52% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $8K | $436 | $8K | 2.21% |
| MOLOKAI MYLES HAND3 Filed as: MOLOKAI HAND | 1409 S LAMAR ST., APT. 716 DALLAS, TX 75215 | AFLAC | $6K | $417 | $6K | 1.75% |
| DWAYNE R MARTINEZ3 Filed as: DWAYNE MARTINEZ | 3095 E. PATRICK LN., STE. 1 LAS VEGAS, NV 89120 | AFLAC | $3K | $92 | $3K | 0.94% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE PETRONELLA | 3095 E. PATRICK LN., STE. 1 LAS VEGAS, NV 89120 | AFLAC | $3K | $92 | $3K | 0.92% |
| SIMON REYES3 | 4625 POLARIS AVE., STE 212 LAS VEGAS, NV 89103 | AFLAC | $1K | $0 | $1K | 0.37% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $1K | $0 | $1K | 0.28% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF NV INC | 975 KELLY JOHNSON DR., #100 LAS VEGAS, NV 89119 | AFLAC | $742 | $0 | $742 | 0.20% |
| SCOTT EDLIN3 | 5828 MESA MOUNTAIN DR LAS VEGAS, NV 89135 | AFLAC | $455 | — | $455 | 0.12% |
| DAVID J MCCLELLAN3 Filed as: DAVID HERRERA | 3728 SHADOW TREE ST N LAS VEGAS, NV 89032 | AFLAC | $432 | $0 | $432 | 0.12% |
| LYNN MARIE BARRY3 Filed as: LYNN BARNSON | 10153 S WASATCH BLVD SANDY, UT 84092 | AFLAC | $285 | $0 | $285 | 0.08% |
| TAMMY SWAIN3 | 10736 KNICKERBOCKER AVE LAS VEGAS, NV 89166 | AFLAC | $222 | $0 | $222 | 0.06% |
| BRANDON M JONES3 Filed as: BRANDON JONES | 6863 TREBLE CLEF AVE LAS VEGAS, NV 89139 | AFLAC | $198 | $0 | $198 | 0.05% |
| LANCE E SULLIVAN3 Filed as: LANCE SULLIVAN | 3619 SANWOOD ST LAS VEGAS, NV 89147 | AFLAC | $108 | $0 | $108 | 0.03% |
| COLLEEN LAPRADE3 | 6005 HIDDEN VALLEY RD., STE 150 CARLSBAD, CA 92011 | AFLAC | $86 | $0 | $86 | 0.02% |
| VICTORIA KAMMER3 | 5417 AEGEAN WAY LAS VEGAS, NV 89149 | AFLAC | $75 | $0 | $75 | 0.02% |
| MARGUERITE E LEMMON-RINEHART3 Filed as: MARGUERITE LEMMON-RINEHART | 10165 WOODBROOK CIR LAKELAND, TN 38002 | AFLAC | $69 | $0 | $69 | 0.02% |
| JIMMIE J DELBRIDGE3 Filed as: JIMMIE DELBRIDGE | 1924 E FOXBOROUGH CT HAYDEN, ID 83835 | AFLAC | $69 | $0 | $69 | 0.02% |
| DUANE CHARLES FLETCHER3 Filed as: DUANE FLETCHER | PO BOX 21822 MESA, AZ 85277 | AFLAC | $64 | $0 | $64 | 0.02% |
| TRACI HUTCHINSON3 | 2155 PAGANINI AVE HENDERSON, NV 89052 | AFLAC | $59 | $0 | $59 | 0.02% |
| ERIN RADA3 | 3589 BRITTLEWOOD AVE LAS VEGAS, NV 89120 | AFLAC | $58 | $0 | $58 | 0.02% |
| JON BOOTHE3 | 6805 SILVER CHISEL AVE., SUITE 100 LAS VEGAS, NV 89130 | AFLAC | $56 | $0 | $56 | 0.02% |
| BEVERLY BECKSTEAD3 | 83 E GOLD BULLION WAY WASHINGTON, UT 84780 | AFLAC | $51 | $0 | $51 | 0.01% |
| LORENA E ROSALES3 Filed as: LORENA ROSALES | 4625 POLARIS AVE., STE 212 LAS VEGAS, NV 89103 | AFLAC | $15 | $19 | $34 | 0.01% |
| DIANN KRZCIOK3 | 2682 GRAND FORKS RD HENDERSON, NV 89052 | AFLAC | $32 | $0 | $32 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $31 | $0 | $31 | 0.01% |
| KATHIE FLETCHER3 | PO BOX 21822 MESA, AZ 85277 | AFLAC | $30 | $0 | $30 | 0.01% |
| DANIEL J ERTZ3 Filed as: DANIEL ERTZ | PO BOX 1816 COEUR D ALENE, ID 83816 | AFLAC | $23 | $0 | $23 | 0.01% |
| KATTY W COHEN3 Filed as: KATTY COHEN | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $23 | $0 | $23 | 0.01% |
| RODERICK ALLEN BAIR3 Filed as: RODERICK BAIR | 505 N ARGONNE RD., BLDG C SPOKANE VALLEY, WA 99212 | AFLAC | $22 | $0 | $22 | 0.01% |
| JOHN MACIAS JR3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $22 | $0 | $22 | 0.01% |
| MELISSA STUART INC3 | 4122 OVERLAND RD BISMARK, ND 58503 | AFLAC | $18 | $0 | $18 | 0.00% |
| DAVID STALCUP3 | 115 SAVANNAH RIVER DR SUMMERVILLE, SC 29485 | AFLAC | $17 | $0 | $17 | 0.00% |
| TOMMY MCKEE3 | 5013 FOREST OAKS DR LAS VEGAS, NV 89149 | AFLAC | $16 | $0 | $16 | 0.00% |
| GREGORY STENZEL3 | 2302 KNOX WAY MELISSA, TX 75454 | AFLAC | $15 | $0 | $15 | 0.00% |
| DAYTON RINEHART3 | 5026 BUBBLING CREEK LN., APT. 104 MILLINGTON, TN 38053 | AFLAC | $14 | $0 | $14 | 0.00% |
| MR. DEE PRINCE3 | 3598 COCHISE LN LAS VEGAS, NV 89169 | AFLAC | $13 | $0 | $13 | 0.00% |
| DAVID B MOSKOWITZ3 Filed as: DAVID MOSKOWITZ | 8005 N VIA DE LAGO SCOTTSDALE, AZ 85258 | AFLAC | $13 | $0 | $13 | 0.00% |
| DEBRA CARDELLA3 | 5125 W. OQUENDO RD., STE 10 LAS VEGAS, NV 89118 | AFLAC | $13 | $0 | $13 | 0.00% |
| HOUZE & ASSOCIATES INC3 | PO BOX 3070 LAGRANGE, GA 30241 | AFLAC | $13 | $0 | $13 | 0.00% |
| BRYAN G CORBIN LLC3 | 8612 W MARY ANN DR PEORIA, AZ 85382 | AFLAC | $5 | $7 | $12 | 0.00% |
| DOUGLAS CRAWFORD JR3 | 5188 KENDAL CT COLUMBUS, GA 31907 | AFLAC | $11 | $0 | $11 | 0.00% |
| BARRY BAYUK3 | 7193 VENETO DR BOYNTON BEACH, FL 33437 | AFLAC | $11 | $0 | $11 | 0.00% |
| PREFERRED MARKETING CORP3 | 1194 E LAKEVIEW DR SAN TAN VALLEY, AZ 85143 | AFLAC | $10 | $0 | $10 | 0.00% |
| KATE PALCZEWSKI INC3 | 3412 CHISHOLM TRL BISMARK, ND 58503 | AFLAC | $10 | $0 | $10 | 0.00% |
| JENNIFER MACIAS3 | 950 N. UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $10 | $0 | $10 | 0.00% |
| DUSTIN PEREZ3 | 7124 VOYAGE DR SPARKS, NV 89436 | AFLAC | $10 | $0 | $10 | 0.00% |
| CYNTHIA L SAMUELS3 Filed as: CYNTHIA SAMUELS | 2105 LAVERS CIR., APT. 211 DELRAY BEACH, FL 33444 | AFLAC | $9 | $0 | $9 | 0.00% |
| ANGELONE & ASSOCIATES, INC.3 Filed as: ANGELONE & ASSOCIATES INC | 14300 N NORTHSIGHT BLVD., STE #221 SCOTTSDALE, AZ 85260 | AFLAC | $9 | $0 | $9 | 0.00% |
| JOANNE MEYER3 | 19935 VENTURA BLVD., 1ST FL WOODLAND HILLS, CA 91364 | AFLAC | $9 | $0 | $9 | 0.00% |
| LESLIE H SILTMAN3 Filed as: LESLIE SILTMAN | 207 MOORE DR BATESVILLE, MS 38606 | AFLAC | $8 | $0 | $8 | 0.00% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFITS SERVICES INC | 7881 W CHARLESTON, STE 140 LAS VEGAS, NV 89117 | AFLAC | $8 | $0 | $8 | 0.00% |
| ERIC D. FRAZIER & ASSOC, LLC3 Filed as: ERIC FRAZIER | 3560 STATLER DR COLUMBUS, GA 31907 | AFLAC | $7 | $0 | $7 | 0.00% |
| JONATHAN BLACK3 | 5105 S DEARBORN RD SPOKANE, WA 99223 | AFLAC | $7 | $0 | $7 | 0.00% |
| DEBORAH L SENN3 Filed as: DEBORAH SENN | 230 BRIGGS RANCH DR FOLSOM, CA 95630 | AFLAC | $3 | $3 | $6 | 0.00% |
| KENDALL C HUDSON3 Filed as: KENDALL HUDSON | 801 NORTHPOINT PARKWAY, STE 35 WEST PALM BEACH, FL 33407 | AFLAC | $6 | $0 | $6 | 0.00% |
| TERESA BLAKE3 | 3408 CANTURA BLUFF AVE NORTH LAS VEGAS, NV 89031 | AFLAC | $6 | $0 | $6 | 0.00% |
| LES HEINSEN INS SERVICES INC3 | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $5 | $0 | $5 | 0.00% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE., STE 205 COLUMBUS, GA 31906 | AFLAC | $5 | $0 | $5 | 0.00% |
| CSP INSURANCE AGENT INC3 | 4207 BOULDER RIDGE RD., STE 140 BISMARCK, ND 58503 | AFLAC | $5 | $0 | $5 | 0.00% |
| DEVIN NAGEL3 | 1722 S MOLTER RD LIBERTY LAKE, WA 99019 | AFLAC | $4 | $0 | $4 | 0.00% |
| CLIFF HARRISON BARROWS3 Filed as: CLIFF BARROWS | 5716 S FERRALL ST SPOKANE, WA 99223 | AFLAC | $3 | $0 | $3 | 0.00% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $3 | $0 | $3 | 0.00% |
| DARAN L WYCKOFF3 Filed as: DARAN WYCKOFF | PO BOX 952 SPOKANE VALLEY, WA 99037 | AFLAC | $3 | $0 | $3 | 0.00% |
| KRISTEN SUE PLAISANCE3 Filed as: KRISTEN PLAISANCE | 11315 E 12TH AVE SPOKANE VALLEY, WA 99206 | AFLAC | $3 | $0 | $3 | 0.00% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL EVANS JR | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $3 | $0 | $3 | 0.00% |
| RAYMOND MULLIGAN3 | 24654 N LAKE PLEASANT PKWY 103-417 PEORIA, AZ 85383 | AFLAC | $1 | $1 | $2 | 0.00% |
| LORI HALL3 | PO BOX 3944 PRESCOTT, AZ 86302 | AFLAC | $1 | $0 | $1 | 0.00% |
| AMY LUDWICK3 | 7403 SESAME ST., STE 17 COLUMBUS, GA 31909 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOLYNNE M MACK3 Filed as: JOLYNNE MACK | 113 5TH STREET SE WATERTOWN, SD 57201 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | $0 | $1 | 0.00% |
| THOMAS R BAILEY4 Filed as: THOMAS BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRADY WEISENBERGER3 | 4840 AMBER VALLEY PKWY S, STE C FARGO, ND 58104 | AFLAC | $1 | $0 | $1 | 0.00% |
| MICHAEL RHODD3 | 4160 GREEN VALLEY RD FAIRFIELD, CA 94534 | AFLAC | $1 | $0 | $1 | 0.00% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS III | 6801 RIVER RD., STE 205 COLUMBUS, GA 31904 | AFLAC | $1 | $0 | $1 | 0.00% |
| ERIC PEDERSON3 | 2615 N 4TH ST., STE 1 FLAGSTAFF, AZ 86004 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL S SARAZIN | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 3.02% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PLACE THE VILLAGES, FL 32162 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 2.01% |
| CHAD G LAYNE3 Filed as: CHAD LAYNE | 8275 S EASTERN AVE, #200 LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $621 | $0 | $621 | 1.22% |
| SIMON B REYES3 | 724 AMBER HILLS DRIVE LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $589 | $0 | $589 | 1.16% |
| DWAYNE R MARTINEZ3 | 4625 S. POLARIS AVE SUITE 212 LAS VEGAS, NV 89103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $360 | $0 | $360 | 0.71% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 5603 FAIRMEAD E WAY LAS VEGAS, NV 89135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $349 | $0 | $349 | 0.69% |
| TAMMY A MORGART3 Filed as: TAMMY A SWAIN | 5463 S DURANGO DRIVE STE B LAS VEGAS, NV 89113 | CONTINENTAL AMERICAN INSURANCE COMPANY | $96 | $0 | $96 | 0.19% |
| COLLEEN M LAPRADE3 | 6005 HIDDEN VALLEY ROAD, SUITE 150 CARLSBAD, CA 92011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | $0 | $19 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,350 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,358 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,146 | $7.9M |
| Dental(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,787 | $9.0M |
| Vision(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,787 | $9.0M |
| Life insurance(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,787 | $9.0M |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,146 | $7.9M |
| Other(4 contracts, 4 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,787 | $9.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,787 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.