| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAYNE INSURANCE SERVICES LLC3 Filed as: LAYNE INSURANCE SERVICES, LLC | 8275 S. EASTERN AVE STE 200 LAS VEGAS, NV 89123 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $310K | — | $310K | 5.00% |
| LAYNE INSURANCE SERVICES LLC3 | 8275 S. EASTERN AVE #200 LAS VEGAS, NV 89123 | METROPOLITAN LIFE INSURANCE COMPANY | $85K | $22K | $107K | 11.24% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL S SARAZIN | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | AFLAC | $36K | $2K | $38K | 11.96% |
| CHAD G LAYNE3 Filed as: CHAD LAYNE | 8275 S EASTERN AVE., SUITE 200 LAS VEGAS, NV 89123 | AFLAC | $11K | $9 | $11K | 3.34% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE PETRONELLA | 3095 E PATRICK LN, STE 1 LAS VEGAS, NV 89120 | AFLAC | $7K | $466 | $8K | 2.35% |
| DWAYNE R MARTINEZ3 Filed as: DWAYNE MARTINEZ | 3095 E PATRICK LN, STE 1 LAS VEGAS, NV 89120 | AFLAC | $6K | $456 | $7K | 2.16% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $2K | — | $2K | 0.67% |
| MOLOKAI MYLES HAND3 Filed as: MOLOKAI HAND | 1409 S LAMAR ST., APT. 716 DALLAS, TX 75215 | AFLAC | $2K | — | $2K | 0.65% |
| SIMON REYES3 | 4625 POLARIS AVE, STE 212 LAS VEGAS, NV 89103 | AFLAC | $2K | — | $2K | 0.49% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $1K | — | $1K | 0.37% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF NV INC | 975 KELLY JOHNSON DR., #100 LAS VEGAS, NV 89119 | AFLAC | $763 | — | $763 | 0.24% |
| SCOTT EDLIN3 | 5628 MESA MOUNTAIN DR LAS VEGAS, NV 89135 | AFLAC | $463 | — | $463 | 0.14% |
| DEBRA CARDELLA3 | 5125 W OQUENDO RD, STE 10 LAS VEGAS, NV 89118 | AFLAC | $281 | $46 | $327 | 0.10% |
| LYNN MARIE BARRY3 Filed as: LYNN BARNSON | 10153 S WASATCH BLVD SANDY, UT 84092 | AFLAC | $294 | — | $294 | 0.09% |
| BRANDON M JONES3 Filed as: BRANDON JONES | 6863 TREBBLE CLEF AVE LAS VEGAS, NV 89139 | AFLAC | $227 | — | $227 | 0.07% |
| LANCE E SULLIVAN3 Filed as: LANCE SULLIVAN | 2105 LAVERS CIR., APT. 211 DELRAY BEACH, FL 33444 | AFLAC | $108 | — | $108 | 0.03% |
| JIMMIE J DELBRIDGE3 Filed as: JIMMIE DELBRIDGE | 1924 E FOXBOROUGH CT HAYDEN, IN 83835 | AFLAC | $92 | — | $92 | 0.03% |
| MARGUERITE E LEMMON-RINEHART3 Filed as: MARGUERITE LEMMON-RINEHART | 10165 WOODBROOK CIR LAKELAND, TN 38002 | AFLAC | $70 | — | $70 | 0.02% |
| DUANE CHARLES FLETCHER3 Filed as: DUANE FLETCHER | PO BOX 21822 MESA, AZ 85277 | AFLAC | $69 | — | $69 | 0.02% |
| JON BOOTHE3 | 6805 SILVER CHISEL AVE., SUITE 100 LAS VEGAS, NV 89130 | AFLAC | $67 | — | $67 | 0.02% |
| TAMMY SWAIN3 | 10736 KNICKERBOCHER AVE LAS VEGAS, NV 89166 | AFLAC | $59 | $6 | $65 | 0.02% |
| BEVERLY BECKSTEAD3 | 83 E GOLD BULLION WAY WASHINGTON, UT 84780 | AFLAC | $51 | — | $51 | 0.02% |
| DANIEL J ERTZ3 Filed as: DANIEL ERTZ | PO BOX 1816 COEUR D ALENE, ID 83816 | AFLAC | $45 | — | $45 | 0.01% |
| RODERICK ALLEN BAIR3 Filed as: RODERICK BAIR | 505 N ARGONNE RD., BLDG. C SPOKANE VALLEY, WA 99212 | AFLAC | $31 | — | $31 | 0.01% |
| KATHIE FLETCHER3 | PO BOX 21822 MESA, AZ 85277 | AFLAC | $30 | — | $30 | 0.01% |
| VICTORIA KAMMER3 | 5416 LA PATERA LN LAS VEGAS, NV 89149 | AFLAC | $19 | $6 | $25 | 0.01% |
| COLLEEN LAPRADE3 | 6005 HIDDEN VALLEY RD., STE 150 CARLSBAD, CA 92011 | AFLAC | $24 | — | $24 | 0.01% |
| KATTY W COHEN3 Filed as: KATTY COHEN | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $23 | — | $23 | 0.01% |
| JOHN MACIAS JR3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $22 | — | $22 | 0.01% |
| CYNTHIA L SAMUELS3 Filed as: CYNTHIA SAMUELS | 2105 LAVERS CIR., APT. 211 DELRAY BEACH, FL 33444 | AFLAC | $19 | — | $19 | 0.01% |
| DAVID STALCUP3 | 115 SAVANNAH RIVER DR SUMMERVILLE, SC 29485 | AFLAC | $17 | — | $17 | 0.01% |
| MR. DEE PRINCE3 | 3598 COCHISE LN LAS VEGAS, NV 89169 | AFLAC | $16 | — | $16 | 0.00% |
| TOMMY MCKEE3 | 5013 FOREST OAKS DR LAS VEGAS, NV 89149 | AFLAC | $16 | — | $16 | 0.00% |
| TRACI HUTCHINSON3 | 2155 PAGANINI AVE HENDERSON, NV 89052 | AFLAC | $15 | — | $15 | 0.00% |
| GREGORY STENZEL3 | 2302 KNOX WAY MELISSA, TX 75454 | AFLAC | $15 | — | $15 | 0.00% |
| HOUZE & ASSOCIATES INC3 Filed as: HOUZE & ASSOCIATES INC. | PO BOX 3070 LAGRANGE, GA 30241 | AFLAC | $13 | — | $13 | 0.00% |
| DAVID B MOSKOWITZ3 Filed as: DAVID MOSKOWITZ | 6738 N 79TH PL SCOTTSDALE, AZ 85250 | AFLAC | $13 | — | $13 | 0.00% |
| BARRY BAYUK3 | 7193 VENETO DR BOYNTON BEACH, FL 33437 | AFLAC | $11 | — | $11 | 0.00% |
| DOUGLAS CRAWFORD JR3 | 5188 KENDAL CT COLUMBUS, GA 31907 | AFLAC | $11 | — | $11 | 0.00% |
| JENNIFER MACIAS3 | 950 N. UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $10 | — | $10 | 0.00% |
| PREFERRED MARKETING CORP3 | 1194 E LAKEVIEW DR SAN TAN VALLEY, AZ 85143 | AFLAC | $10 | — | $10 | 0.00% |
| DUSTIN PEREZ3 | 6170 BLACK GYPSUM COURT SPARKS, NV 89436 | AFLAC | $10 | — | $10 | 0.00% |
| TERESA BLAKE3 | 3408 CANTURA BLUFF AVE NORTH LAS VEGAS, NV 89031 | AFLAC | $10 | — | $10 | 0.00% |
| JOANNE MEYER3 | 19935 VENTURA BLVD., 1ST FL WOODLAND HILLS, CA 91364 | AFLAC | $9 | — | $9 | 0.00% |
| LESLIE H SILTMAN3 Filed as: LESLIE SILTMAN | 207 MOORE DR BATESVILLE, MS 38606 | AFLAC | $8 | — | $8 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $8 | — | $8 | 0.00% |
| DIANN KRZCIOK3 | 2682 GRAND FORKS RD HENDERSON, NV 89052 | AFLAC | $8 | — | $8 | 0.00% |
| ERIC D. FRAZIER & ASSOC, LLC3 Filed as: ERIC FRAZIER | 3560 STATLER DR COLUMBUS, GA 31907 | AFLAC | $7 | — | $7 | 0.00% |
| DAVID G RUFF3 Filed as: DAVID RUFF | PO BOX 19321 BOULDER, CO 80308 | AFLAC | $7 | — | $7 | 0.00% |
| JONATHAN BLACK3 | 5105 S. DEARBORN RD. SPOKANE, WA 99223 | AFLAC | $7 | — | $7 | 0.00% |
| KENDALL C HUDSON3 Filed as: KENDALL HUDSON | 801 NORTHPOINT PARKWAY, STE 35 WEST PALM BEACH, FL 33407 | AFLAC | $6 | — | $6 | 0.00% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE., STE 205 COLUMBUS, GA 31906 | AFLAC | $5 | — | $5 | 0.00% |
| DARAN L WYCKOFF3 Filed as: DARAN WYCKOFF | 505 N. ARGONNE, BLDG C SPOKACE VALLEY, WA 99212 | AFLAC | $5 | — | $5 | 0.00% |
| LES HEINSEN INS SERVICES INC3 | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $5 | — | $5 | 0.00% |
| GARY GIARRATANO3 | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $5 | — | $5 | 0.00% |
| DEVIN NAGEL3 | 1722 S MOLTER RD LIBERTY LAKE, WA 99019 | AFLAC | $4 | — | $4 | 0.00% |
| DAYTON RINEHART3 | 10165 WOODBROOK CIR LAKELAND, TN 36002 | AFLAC | $4 | — | $4 | 0.00% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $3 | — | $3 | 0.00% |
| ALAN LECLAIRE3 | 9182 ESTERO RIVER CIR ESTERO, FL 33928 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN A DONALDSON3 Filed as: JOHN DONALDSON | 800 ROCKMEAD DR, STE 208 KINGWOOD, TX 77339 | AFLAC | $1 | — | $1 | 0.00% |
| KRISTEN SUE PLAISANCE3 Filed as: KRISTEN PLAISANCE | 11315 E 12TH AVE SPOKANE VALLEY, WA 99206 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL RHODD3 | 2818 ROCKVILLE RD FAIRFIELD, CA 94534 | AFLAC | $1 | — | $1 | 0.00% |
| THOMAS R BAILEY3 Filed as: THOMAS BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $1 | — | $1 | 0.00% |
| CHAD T NEVINS3 Filed as: CHAD NEVINS | 11811 N TATUM BLVD., STE P129 PHOENIX, AZ 85028 | AFLAC | $1 | — | $1 | 0.00% |
| MULLIGAN BENEFITS LLC3 | 19420 N 59TH AVE., STE C251 GLENDALE, AZ 85308 | AFLAC | $1 | — | $1 | 0.00% |
| JONATHAN KIRKLAND3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $1 | — | $1 | 0.00% |
| AMY LUDWICK3 | 7403 SESAME ST., STE 17 COLUMBUS, GA 31909 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS III | 6801 RIVER RD., STE 205 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| CLIFF HARRISON BARROWS3 Filed as: CLIFF BARROWS | 5716 S FERRALL ST SPOKANE, WA 99223 | AFLAC | $1 | — | $1 | 0.00% |
| BRYAN G CORBIN LLC3 | 8612 W MARY ANN DR PEORIA, AZ 85382 | AFLAC | $1 | — | $1 | 0.00% |
| DONALD GREEN3 | 1611 W PLACITA GARBO GREEN VALLEY, AZ 85622 | AFLAC | $1 | — | $1 | 0.00% |
| SCOTT WEBB | 2155 W. PINNACLE PEAK RD., STE 205 PHOENIX, AZ 85027 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL S SARAZIN | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.42% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 115 HIDEAWAY LANE CENTRAL HIDEAWAY, TX 75771 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.20% |
| CHAD G LAYNE3 Filed as: CHAD LAYNE | 8275 S EASTERN AVE, #200 LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $740 | — | $740 | 1.44% |
| SIMON B REYES3 | 724 AMBER HILLS DRIVE LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $661 | — | $661 | 1.29% |
| DWAYNE R MARTINEZ3 | 4625 S. POLARIS AVE SUITE 212 LAS VEGAS, NV 89103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $409 | — | $409 | 0.80% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 5603 FAIRMEAD E WAY LAS VEGAS, NV 89135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $386 | — | $386 | 0.75% |
| TAMMY A MORGART3 Filed as: TAMMY A SWAIN | 5463 S DURANGO RD STE B LAS VEGAS, NV 89113 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | — | $105 | 0.20% |
| COLLEEN M LAPRADE3 | 6005 HIDDEN VALLEY ROAD, SUITE 150 CARLSBAD, CA 92011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 1,793 | $6.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,385 | $955K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,385 | $955K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,385 | $955K |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 1,793 | $6.2M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,385 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.