| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAYNE INSURANCE SERVICES LLC3 Filed as: LAYNE INSURANCE SERVICES, LLC | 8275 S. EASTERN AVE STE 200 LAS VEGAS, NV 89123 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $306K | — | $306K | 4.98% |
| LAYNE INSURANCE SERVICES LLC3 | 8275 S. EASTERN AVE #200 LAS VEGAS, NV 89123 | METROPOLITAN LIFE INSURANCE COMPANY | $94K | $74K | $167K | 18.51% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL S SARAZIN | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | AFLAC | $28K | $2K | $31K | 13.30% |
| CHAD G LAYNE3 | 8275 S EASTERN AVE #200 LAS VEGAS, NV 89123 | AFLAC | $8K | $65 | $9K | 3.68% |
| DWAYNE R MARTINEZ3 | 3095 E PATRICK LN STE 1 LAS VEGAS, NV 89120 | AFLAC | $6K | $455 | $7K | 2.85% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE PETRONELLA | 3095 E PATRICK LN., STE 1 LAS VEGAS, NV 89120 | AFLAC | $6K | $323 | $6K | 2.60% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $2K | $414 | $3K | 1.24% |
| SIMON B REYES3 | 4625 POLARIS AVE., STE 212 LAS VEGAS, NV 89103 | AFLAC | $2K | $58 | $2K | 0.71% |
| LESTER RAY BLACKSHEAR3 | 892 UNION STATION PKWY., APT. 8231 LEWISVILLE, TX 75057 | AFLAC | $888 | — | $888 | 0.38% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF NV INC | 975 KELLY JOHNSON DRIVE, #100 LAS VEGAS, NV 89119 | AFLAC | $708 | — | $708 | 0.30% |
| SCOTT M EDLIN3 | 5628 MESA MOUNTAIN DR LAS VEGAS, NV 89135 | AFLAC | $444 | — | $444 | 0.19% |
| BRANDON M JONES3 | 3095 E PATRICK LN, STE 1 LAS VEGAS, NV 89120 | AFLAC | $331 | — | $331 | 0.14% |
| LYNN MARIE BARRY3 Filed as: LYNN G BARNSON | 2961 W MAPLE LOOP DR., STE 230 LEHI, UT 84043 | AFLAC | $275 | — | $275 | 0.12% |
| BRANDON M JONES3 | 6863 TREBLE CLEF AVE LAS VEGAS, NV 89139 | AFLAC | $183 | $74 | $257 | 0.11% |
| LESTER RAY BLACKSHEAR3 | 115 HIDE A WAY LANE CENTRAL HIDEAWAY, TX 75771 | AFLAC | $240 | — | $240 | 0.10% |
| JIMMIE J DELBRIDGE3 | 2486 N MACKENZIE DR POST FALLS, ID 83854 | AFLAC | $224 | — | $224 | 0.10% |
| LANCE E SULLIVAN3 | 2105 LAVERS CIR, APT. 211 DELRAY BEACH, FL 33444 | AFLAC | $90 | — | $90 | 0.04% |
| JON A BOOTHE3 | 6805 SILVER CHISEL AVE, SUITE 100 LAS VEGAS, NV 89130 | AFLAC | $61 | — | $61 | 0.03% |
| MARGUERITE E LEMMON-RINEHART3 | 10165 WOODBROOK CIR LAKELAND, TN 38002 | AFLAC | $60 | — | $60 | 0.03% |
| DUANE CHARLES FLETCHER3 | P.O. BOX 21822 MESA, AZ 85277 | AFLAC | $53 | — | $53 | 0.02% |
| BECKSTEAD INS AGCY3 | 1394 SOUTH 625 WEST CEDAR CITY, UT 84720 | AFLAC | $43 | — | $43 | 0.02% |
| DEBRA CARDELLA3 Filed as: DEBRA L CARDELLA | 7320 WOODSTONE CT LAS VEGAS, NV 89129 | AFLAC | $38 | — | $38 | 0.02% |
| RODERICK ALLEN BAIR3 | 505 N ARGONNE RD., BUILDING C SPOKANE VALLEY, WA 99212 | AFLAC | $34 | — | $34 | 0.01% |
| GREGG DENNIS3 | 3046 S DURANGO DR., STE 100 LAS VEGAS, NV 89117 | AFLAC | $34 | — | $34 | 0.01% |
| LESTER RAY BLACKSHEAR3 | 751 HEBRON PKWY., STE 220 LEWISVILLE, TX 75057 | AFLAC | $31 | — | $31 | 0.01% |
| KATHIE FLETCHER3 Filed as: KATHIE ROSE FLETCHER | PO BOX 21822 MESA, AZ 85277 | AFLAC | $25 | — | $25 | 0.01% |
| TERESA BLAKE3 Filed as: TERESA A BLAKE | 3408 CANTURA BLUFF AVE NORTH LAS VEGAS, NV 89031 | AFLAC | $23 | — | $23 | 0.01% |
| MR. DEE PRINCE3 Filed as: MR DEE R PRINCE | 3598 COCHISE LN LAS VEGAS, NV 89169 | AFLAC | $19 | — | $19 | 0.01% |
| JOHN J MACIAS JR3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $18 | — | $18 | 0.01% |
| CYNTHIA L SAMUELS3 | 2105 LAVERS CIR, APT. 211 DELRAY BEACH, FL 33444 | AFLAC | $16 | — | $16 | 0.01% |
| DARAN L WYCKOFF3 | 505 N ARGONNE, BLDG. C SPOKANE VALLEY, WA 99212 | AFLAC | $15 | — | $15 | 0.01% |
| DAVID STALCUP3 Filed as: DAVID S STALCUP | 115 SAVANNAH RIVER DR SUMMERVILLE, SC 29485 | AFLAC | $14 | — | $14 | 0.01% |
| TOMMY LEON MCKEE3 | 5013 FOREST OAKS DR LAS VEGAS, NV 89149 | AFLAC | $13 | — | $13 | 0.01% |
| KATTY W COHEN3 | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $13 | — | $13 | 0.01% |
| GREGORY F STENZEL3 | 6800 STONY HILL RD MCKINNEY, TX 75070 | AFLAC | $13 | — | $13 | 0.01% |
| HOUZE & ASSOCIATES INC3 | PO BOX 3070 LAGRANGE, GA 30241 | AFLAC | $11 | — | $11 | 0.00% |
| DAVID B MOSKOWITZ3 | 6738 N 79TH PL SCOTTSDALE, AZ 85250 | AFLAC | $11 | — | $11 | 0.00% |
| DOUGLAS H CRAWFORD JR3 | 5188 KENDAL CT COLUMBUS, GA 31907 | AFLAC | $9 | — | $9 | 0.00% |
| DUSTIN PEREZ3 | 6170 BLACK GYPSUM COURT SPARKS, NV 89436 | AFLAC | $9 | — | $9 | 0.00% |
| JENNIFER E MACIAS3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $8 | — | $8 | 0.00% |
| PREFERRED MARKETING CORP3 | 7402 KINGS RIVER CT HUMBLE, TX 77346 | AFLAC | $8 | — | $8 | 0.00% |
| RODERICK ALLEN BAIR3 | 920 N ARGONNE RD, STE 309 SPOKANE VALLEY, WA 99212 | AFLAC | $8 | — | $8 | 0.00% |
| JOANNE MEYER3 | 19935 VENTURA BLVD., 1ST FL WOODLAND HILLS, CA 91364 | AFLAC | $8 | — | $8 | 0.00% |
| DANIEL J ERTZ3 | 1111 E COEUR D ALENE AVE COEUR D ALENE, ID 83814 | AFLAC | $8 | — | $8 | 0.00% |
| LESLIE H SILTMAN3 | 207 MOORE DR BATESVILLE, MS 38606 | AFLAC | $7 | — | $7 | 0.00% |
| BARRY BAYUK3 Filed as: BARRY M BAYUK | 7193 VENETO DRIVE BOYNTON BEACH, FL 33437 | AFLAC | $6 | — | $6 | 0.00% |
| ERIC D. FRAZIER & ASSOC, LLC3 Filed as: ERIC D FRAZIER | 3560 STATLER DR COLUMBUS, GA 31907 | AFLAC | $6 | — | $6 | 0.00% |
| RICHARD CARTER SR3 Filed as: RICHARD K CARTER SR | 1224 PEACOCK AVE, STE 205 COLUMBUS, GA 31906 | AFLAC | $4 | — | $4 | 0.00% |
| LES HEINSEN INS SERVICES INC3 | 193 BLUE RAVINE RD., STE 140 FOLSOM, CA 95630 | AFLAC | $4 | — | $4 | 0.00% |
| KENDALL C HUDSON3 | 801 NORTHPOINT PARKWAY, STE 35 WEST PALM BEACH, FL 33407 | AFLAC | $4 | — | $4 | 0.00% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $2 | — | $2 | 0.00% |
| TERESA MAUREEN CRAVINHO3 | 9395 SW SIUSLAW LANE TUALATIN, OR 97062 | AFLAC | $2 | — | $2 | 0.00% |
| JERALD SMITH3 Filed as: JERALD L SMITH | 7134 SW MAPLELEAF ST TIGARD, OR 97223 | AFLAC | $2 | — | $2 | 0.00% |
| TY ROBERT NAUGLE3 | 4875 SW 195TH CT ALOHA, OR 97078 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM L AMOS III3 | 6801 RIVER ROAD, SUITE 205 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL S SARAZIN | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.05% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 115 HIDEAWAY LANE CENTRAL HIDEAWAY, TX 75771 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.02% |
| CHAD G LAYNE3 Filed as: CHAD LAYNE | 8275 S EASTERN AVE, #200 LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $802 | — | $802 | 1.24% |
| SIMON B REYES3 | 724 AMBER HILLS DRIVE LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $753 | — | $753 | 1.17% |
| DWAYNE R MARTINEZ3 | 4625 S. POLARIS AVE SUITE 212 LAS VEGAS, NV 89103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $461 | — | $461 | 0.71% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 5463 SOUTH DURANGO DR STE #B LAS VEGAS, NV 89113 | CONTINENTAL AMERICAN INSURANCE COMPANY | $446 | — | $446 | 0.69% |
| TAMMY A MORGART3 Filed as: TAMMY A SWAIN | 5463 S DURANGO RD STE B LAS VEGAS, NV 89113 | CONTINENTAL AMERICAN INSURANCE COMPANY | $120 | — | $120 | 0.19% |
| COLLEEN M LAPRADE3 | 6005 HIDDEN VALLEY ROAD, SUITE 150 CARLSBAD, CA 92011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,196 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 1,890 | $6.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,408 | $905K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,408 | $905K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,408 | $905K |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 1,890 | $6.1M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,408 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,408 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.