| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JN SAVASTA CORP3 Filed as: J.N. SAVASTA CORP | 1350 BROADWAY SUITE 410 NEW YORK, NY 10018 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17K | — | $17K | 5.90% |
| CATHY BUFFONE3 | 8255 LAS VEGAS BLVD S UNIT 180 LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12K | $701 | $13K | 4.35% |
| KYM ELIZABETH DUNHAM3 | 828 SAFFLOWER CT HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $3K | $12K | 3.89% |
| BENEFITTING YOU INC3 Filed as: BENEFITTING YOU INC. | 2497 CITRUS GARDEN CIR HENDERSEN, NV 89128 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $2K | $7K | 2.21% |
| K SCHILLING CONSULTING LLC3 | 7890 FORMITCH CT LAS VEGAS, NV 89166 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $1K | $6K | 1.86% |
| LAURA LETICIA RENOVA3 | 756 LAST DANCE PLACE HENDERSON, NV 89011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $880 | $4K | 1.34% |
| ANDRES RAMIREZ3 | 7568 MISSION PALM ST LAS VEGAS, NV 89139 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $61 | $2K | 0.68% |
| ALYSSA RAMOS3 | 375 CADENCE VISTA DR HENDERSON, NV 89011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $30 | $2K | 0.52% |
| AMANDA WILLIAMS3 | 580 KELSFORD DR LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $586 | — | $586 | 0.20% |
| ANTHONY THOMAS THIELGES3 | 8377 HIDDEN HILLS DR LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $488 | $24 | $512 | 0.17% |
| MARIA GUADALUPE HARO VILLAESCUSA3 | 756 LAST DANCE PLACE LAS VEGAS, NV 89011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $440 | $1 | $441 | 0.15% |
| BRANDON GREGORY CRYER3 | 7251 W LAKE MEAD BLVD SUITE 400 LAS VEGAS, NV 89128 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $249 | $10 | $259 | 0.09% |
| ERIC ALEXANDER NOVOA3 | 17871 SHADY VIEW DR UNIT 1503 CHINO HILLS, CA 91709 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.01% |
| MARIA MCGLOTHEN3 | 1112 WARM CANYON WAY LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $1 | $29 | 0.01% |
| JOAN RANCE3 | 434 CRESTWAY RD HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.01% |
| DEBORAH J BELLINO3 | 2012 LADY LAKE ST LAS VEGAS, NV 89128 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.01% |
| JEFFREY BISHOP FELTER3 | 1405 CRESTED IRIS WAY NORTH MYRTLE BEACH, SC 29582 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| HENRY J SAMAAN3 Filed as: HENRY JACOB SAMAAN | 19W152 21ST PL LOMBARD, IL 60148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| CORCORAN & HOYT LLC3 | 12505 BRONCO DR TAMPA, FL 33624 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| JN SAVASTA CORP3 | 1350 BROADWAY STE 410 NEW YORK, NY 10118 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $11K | — | $11K | 5.56% |
| CATHY BUFFONE3 | 8255 LAS VEGAS BLVD S UNIT 180 LAS VEGAS, NV 89123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10K | $649 | $10K | 5.41% |
| KYM ELIZABETH DUNHAM3 Filed as: KYM ELIZABETH DUNHUM | 828 SAFFLOWER CT HENDERSON, NV 89015 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $2K | $8K | 4.20% |
| KAREN SUZANNE SCHILLING3 | 7890 FORMITCH CT LAS VEGAS, NV 89123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $2K | $6K | 3.38% |
| BENEFITTING YOU INC3 Filed as: BENEFITTING YOU INC. | 2497 CITRUS GARDEN CIR HENDERSEN, NV 89128 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $2K | $5K | 2.58% |
| LAURA LETICIA RENOVA3 | 756 LAST DANCE PLACE HENDERON, NV 89052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $458 | $2K | 1.11% |
| ANDRES RAMIREZ3 | 7568 MISSION PALM ST LAS VEGAS, NV 89139 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $35 | $1K | 0.59% |
| ALYSSA RAMOS3 | 375 CADENCE VISTA DR HENDERSON, NV 89011 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $942 | $19 | $961 | 0.50% |
| AMANDA WILLIAMS3 | 580 KELSFORD DR LAS VEGAS, NV 89052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $579 | — | $579 | 0.30% |
| BRANDON GREGORY CRYER3 | 7251 W LAKE MEAD BLVD SUITE 400 LAS VEGAS, NV 89128 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $355 | $14 | $369 | 0.19% |
| MARIA GUADALUPE HARO VILLAESCUSA3 | 756 LAST DANCE DR HENDERON, NV 89052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $331 | $3 | $334 | 0.17% |
| ANTHONY THOMAS THIELGES3 | 8377 HIDDEN HILLS DR LAS VEGAS, NV 89123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $236 | $3 | $239 | 0.12% |
| JOAN RANCE3 | 434 CRESTWAY RD HENDERON, NV 89052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $56 | — | $56 | 0.03% |
| ERIC ALEXANDER NOVOA3 | 17871 SHADY VIEW DR UNIT 1503 CHINO HILLS, CA 91709 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 0.02% |
| DEBORAH J BELLINO3 | 2012 LADY LAKE ST LAS VEGAS, NV 89123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| MARIA MCGLOTHEN3 | 1112 WARM CANYON WAY LAS VEGAS, NV 89123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| JN SAVASTA CORP3 Filed as: J.N SAVASTA CORP | 1350 BROADWAY STE 410 NEW YORK, NY 10118 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 7.17% |
| BUFFONE AND ASSOCIATES INC3 Filed as: BUFFONE & ASSOCIATES | ONE LAS VEGAS 8255 S LAS VEGAS BLVD #1801 LAS VEGAS, NV 89123 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 7.17% |
| JN SAVASTA CORP3 Filed as: J.N SAVASTA CORP | 1350 BROADWAY STE 410 NEW YORK, NY 10118 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.60% |
| JN SAVASTA CORP3 Filed as: J.N. SAVASTA CORP. | 1350 BROADWAY SUITE 410 NEW YORK, NY 10018 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $199 | — | $199 | 15.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 401 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 401 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 1,283 | $499K |
| Short-term disability(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 1,283 | $488K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 65 | $23K |
| Other(4 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 1,283 | $500K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.